This document provides an overview and table of contents for the Toronto Real Estate Board's (TREB) fourth annual Market Year in Review & Outlook Report. It includes introductory messages from the TREB President and CEO highlighting the report's analysis of the 2018 housing market, outlook for 2019, and sections on policy issues like increasing the "missing middle" housing supply and transit-oriented development. The overview previews the report's examination of recent housing market conditions, consumer trends, forecasts for 2019 home sales and prices, contributions from industry groups, and commercial real estate data. It signals the report aims to envision housing options and supply to create livable communities through evidence-based research and policy discussion.
This document provides an overview of mortgage qualification guidelines in Canada, including income requirements, down payment amounts, equity sources, and debt service ratios (GDS and TDS). Key points:
- Common income sources considered include employment, self-employment, pensions, and child tax credits, provided they can demonstrate consistency.
- The minimum down payment is typically 5% but increases to 10% or 20% for homes over $500k or $1M. Larger down payments reduce mortgage costs.
- Equity can come from sources like selling another property, savings, RRSPs, gifts, or investments.
- GDS measures housing costs as a percentage of income and is typically capped at 32-35
This document provides a detailed moving checklist and timeline to help prepare for an upcoming move. It outlines important tasks to complete 4 weeks, 3 weeks, 2 weeks, 1 week, and on moving day before and after the move. Key tasks include contacting lawyers and utilities, scheduling movers, packing belongings, notifying services of an address change, and completing final cleaning and unpacking at the new home. Completing all items on the checklist and calendar will help ensure a smooth transition.
This document contains 10 charts from the Toronto Real Estate Board (TREB) showing housing market trends in the Greater Toronto Area from 2014-2017. The charts show monthly and yearly trends for home sales, new listings, average prices, sales to listing ratios, and an affordability indicator measuring housing costs as a percentage of average household income. The goal is to examine seasonal patterns and compare current data to previous years.
This document provides information and guidelines for first-time homebuyers on qualifying for a mortgage and purchasing a home. It discusses key factors like income requirements, down payment amounts, credit scores, different types of mortgages and insurance. The document is presented as a guide to help homebuyers understand the homebuying process and make informed decisions. It is divided into several sections covering topics such as qualifications, the approval process, mortgages and costs, responsibilities of homeownership, and tips for saving money.
This document is the Table of Contents for the TREB Market Year in Review & Outlook Report. It lists the sections and subsections of the report, including: Executive Summary, Homeowners Survey, CEO Message, Home Buyers Survey, President Welcome, Market Outlook, New Home Market, Golden Horseshoe Vision, and Public Office Holder Statements. It provides an overview of the contents and themes that will be discussed in the full report.
This document provides information about transportation options in Toronto, including:
- A one day unlimited group pass for one adult and five children (under 19), or two adults and four children (under 19) to use the subway.
- The Toronto subway (TTC) can take you from downtown to Pearson Airport in 45 minutes.
- A map of Toronto showing subway lines, GO train lines, highways, points of interest, parks and golf courses.
- Advertisements for attractions around Toronto and in nearby cities like Niagara Falls.
This document provides information to help consumers make informed choices when arranging funerals, burials or cremations. It outlines who has legal authority to make arrangements, describes the services different providers offer, and discusses important decisions around options like visitation, caskets, embalming, burial or cremation. It also covers pre-paying or pre-arranging services through a contract and explains rights around cancelling contracts. The overall aim is to ensure consumers understand their options and deal with licensed professionals who provide affordable choices according to Ontario law.
This document provides an overview and table of contents for the Toronto Real Estate Board's (TREB) fourth annual Market Year in Review & Outlook Report. It includes introductory messages from the TREB President and CEO highlighting the report's analysis of the 2018 housing market, outlook for 2019, and sections on policy issues like increasing the "missing middle" housing supply and transit-oriented development. The overview previews the report's examination of recent housing market conditions, consumer trends, forecasts for 2019 home sales and prices, contributions from industry groups, and commercial real estate data. It signals the report aims to envision housing options and supply to create livable communities through evidence-based research and policy discussion.
This document provides an overview of mortgage qualification guidelines in Canada, including income requirements, down payment amounts, equity sources, and debt service ratios (GDS and TDS). Key points:
- Common income sources considered include employment, self-employment, pensions, and child tax credits, provided they can demonstrate consistency.
- The minimum down payment is typically 5% but increases to 10% or 20% for homes over $500k or $1M. Larger down payments reduce mortgage costs.
- Equity can come from sources like selling another property, savings, RRSPs, gifts, or investments.
- GDS measures housing costs as a percentage of income and is typically capped at 32-35
This document provides a detailed moving checklist and timeline to help prepare for an upcoming move. It outlines important tasks to complete 4 weeks, 3 weeks, 2 weeks, 1 week, and on moving day before and after the move. Key tasks include contacting lawyers and utilities, scheduling movers, packing belongings, notifying services of an address change, and completing final cleaning and unpacking at the new home. Completing all items on the checklist and calendar will help ensure a smooth transition.
This document contains 10 charts from the Toronto Real Estate Board (TREB) showing housing market trends in the Greater Toronto Area from 2014-2017. The charts show monthly and yearly trends for home sales, new listings, average prices, sales to listing ratios, and an affordability indicator measuring housing costs as a percentage of average household income. The goal is to examine seasonal patterns and compare current data to previous years.
This document provides information and guidelines for first-time homebuyers on qualifying for a mortgage and purchasing a home. It discusses key factors like income requirements, down payment amounts, credit scores, different types of mortgages and insurance. The document is presented as a guide to help homebuyers understand the homebuying process and make informed decisions. It is divided into several sections covering topics such as qualifications, the approval process, mortgages and costs, responsibilities of homeownership, and tips for saving money.
This document is the Table of Contents for the TREB Market Year in Review & Outlook Report. It lists the sections and subsections of the report, including: Executive Summary, Homeowners Survey, CEO Message, Home Buyers Survey, President Welcome, Market Outlook, New Home Market, Golden Horseshoe Vision, and Public Office Holder Statements. It provides an overview of the contents and themes that will be discussed in the full report.
This document provides information about transportation options in Toronto, including:
- A one day unlimited group pass for one adult and five children (under 19), or two adults and four children (under 19) to use the subway.
- The Toronto subway (TTC) can take you from downtown to Pearson Airport in 45 minutes.
- A map of Toronto showing subway lines, GO train lines, highways, points of interest, parks and golf courses.
- Advertisements for attractions around Toronto and in nearby cities like Niagara Falls.
This document provides information to help consumers make informed choices when arranging funerals, burials or cremations. It outlines who has legal authority to make arrangements, describes the services different providers offer, and discusses important decisions around options like visitation, caskets, embalming, burial or cremation. It also covers pre-paying or pre-arranging services through a contract and explains rights around cancelling contracts. The overall aim is to ensure consumers understand their options and deal with licensed professionals who provide affordable choices according to Ontario law.
Renewing your Mortgage should be treated like a negotiation. All the Lenders want your business! Arm yourself with knowledge to get the best rate for your mortgage.
This document provides a heat loss and heat gain calculation for a 1,828.5 square foot townhouse unit in Ajax, Ontario. It finds that the unit will experience a total heat gain of 25,528 BTUH and a total heat loss of 66,528 BTUH in the summer and winter seasons respectively, requiring a heating and cooling capacity of approximately 2 tons. The basement is calculated to lose 2,780 BTUH, while the first floor gains 9,599 BTUH and loses 27,772 BTUH. The second floor gains 15,930 BTUH and loses 35,975 BTUH. Sensible and latent heat gains and losses are provided for each room.
Renewing your Mortgage should be treated like a negotiation. All the Lenders want your business! Arm yourself with knowledge to get the best rate for your mortgage.
This document provides a heat loss and heat gain calculation for a 1,828.5 square foot townhouse unit in Ajax, Ontario. It finds that the unit will experience a total heat gain of 25,528 BTUH and a total heat loss of 66,528 BTUH in the summer and winter seasons respectively, requiring a heating and cooling capacity of approximately 2 tons. The basement is calculated to lose 2,780 BTUH, while the first floor gains 9,599 BTUH and loses 27,772 BTUH. The second floor gains 15,930 BTUH and loses 35,975 BTUH. Sensible and latent heat gains and losses are provided for each room.
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
Recent Trends Fueling The Surge in Farmhouse Demand in IndiaFarmland Bazaar
Embarking on the journey to acquire a farmhouse for sale is just the beginning; the real investment lies in crafting an environment that contributes to our mental and physical well-being while satisfying the soul. At Farmlandbazaar.com, India’s leading online marketplace dedicated to farm land, farmhouses, and agricultural lands, we understand the importance of transforming a humble farmland into a warm and inviting sanctuary. Let's explore the fundamental aspects that can elevate your farmhouse into a tranquil haven.
BEST FARMLAND FOR SALE | FARM PLOTS NEAR BANGALORE | KANAKAPURA | CHICKKABALP...knox groups real estate
welcome to knox groups real estate company in Bangalore. best farm land for sale near Bangalore and madhugiri . Managed farmland near Kanakapura and Chickkabalapur get know more details about the projects .Knox groups is a leading real estate company dedicated to helping individuals and businesses navigate the dynamic real estate market. With our extensive knowledge, experience, and commitment to excellence, we deliver exceptional results for our clients. Discover the perfect foundation for your agricultural aspirations with KNOX Groups' prime farm lands. These aren't just plots; they're the fertile grounds where vibrant crops flourish, livestock thrives, and unique agricultural ventures come to life. At KNOX, we go beyond selling land we curate sustainable ecosystems, ensuring that your journey toward agricultural success is seamless and prosperous.
Dholera Smart City Latest Development Status 2024.pdfShivgan Infratech
Explore the latest development status of Dholera Smart City in 2024. Discover the progress, infrastructure, and future plans of India's first greenfield smart city.
AVRUPA KONUTLARI ESENTEPE - ENGLISH - Listing TurkeyListing Turkey
Looking for a new home in Istanbul? Look no further than Avrupa Konutlari Esentepe! Our beautifully designed homes provide the perfect blend of luxury and comfort, making them the perfect choice for anyone looking for a high-quality home in the city.
With a wide range of apartment types available, from 1+1 to 4+1, we have something to suit every need and budget. Each apartment is designed with attention to detail and features spacious and bright living areas, making them the perfect place to relax and unwind after a long day.
One of the things that sets Avrupa Konutlari Esentepe apart from other developments is our focus on creating a community that is both comfortable and convenient. Our homes are surrounded by lush green spaces, perfect for enjoying a peaceful stroll or having a picnic with friends and family. Additionally, our complex includes a variety of social and recreational amenities, such as swimming pools, sports fields, and playgrounds, making it easy for residents to stay active and socialize with their neighbors.
https://listingturkey.com/property/avrupa-konutlari-esentepe/
Serviced Apartment Ho Chi Minh For RentalGVRenting
GVRenting is the leading rental real estate company in Vietnam. We help you to find a serviced apartment for rent in Ho Chi Minh & Saigon. Discover our broad range of rental properties in Vietnam.
For more details https://gvrenting.com/
Stark Builders: Where Quality Meets Craftsmanship!shuilykhatunnil
At Stark Builders our vision is to redefine the renovation experience by combining both stunning design and high quality construction skills. We believe that by delivering both these key aspects together we are able to achieve incredible results for our clients and ensure every project reflects their vision and enhances their lifestyle.
Although we are not all related by blood we have created a team of highly professional and hardworking individuals who share the common goal of delivering beautiful and functional renovated spaces. Our tight nit team are able to work together in a way where we pour our passion into each and every project as we have a love for what we do. Building is our life.
Stark Builders: Where Quality Meets Craftsmanship!
GTA Market Statistics 2009
1. • If you have listings they need to be the best deal on the Market.
• Take a minimum 6 month listing when possible.
• Your Clients homes will be worth less in the Spring of 2009.
• If you have Buyers they are gold so get them out to see the deals
on the market at every opportunity.
• You should always have listings but put more effort into finding
Buyers.
• Watch your expenses.
• Homes are always being bought and sold just make sure you get
your share!
Market Statistics - 2009
Mid January 2009 – Greater Toronto REALTORS® reported 888 sales during the first half
of January compared to 1,776 in the first 15 days of 2008, a 50% decline. “According to
Statistics Canada the economic situation throughout Canada changed noticeably over
the past year with job losses in the fourth quarter of 2008. Toronto is not immune to this,
the GTA housing market has been impacted,” according to TREB President Maureen
O’Neill. The average GTA price mid-way through January is $332,495 down from
367,574 during the same period in 2008 for a price drop of just over $35,000.00.
2009
SUMMARY OF MID‐MONTH JANUARY SALES AND AVERAGE PRICE 2008 ‐
Mid-Month January
2009 2008
Sales Average Price Sales Average Price
City of Toronto (quot;416quot;) 369 $350,835 800 $394,205
Rest of GTA (quot;905quot;) 519 $319,455 976 $345,745
GTA 888 $332,495 1,776 $367,574
Source: Toronto Real Estate
Board
2. Market Statistics – 2008
GTA
Greater Toronto Resale Housing at 2,000 Sales in Mid-November
End of December 2008 –Toronto Real Estate Board Members reported 2,577 sales in December 2008,
down from the 4,646 recorded during the same month in 2007, down 44% , TREB President Maureen
O’Neill announced today. “Sales for the whole of 2008 were 74,552, down from the 93,193 recorded in
2007, down 20%. The average price in December of 2008 came in at $361,415, down 8.4% compared to
$394,931 in 2007. Active listings stand at 19,468 in 2008 which is an increase of 45% from the listings in
Dec. 2007.
Mid December 17, 2008 -- Greater Toronto REALTORS® reported 1,487 resale transactions during
the first half of December, down from 2,868 sales recorded in the same period a year ago, for a 48%
decrease Toronto Real Estate Board President Maureen O’Neill announced today.
The average price of a home in the Greater Toronto Area is currently $360,652. This is down compared
to an average of $404,707 recorded during the first half of December 2007.
There are currently 24,708 listings on the TorontoMLS system, from 17,027 a year ago, which means an
increase of 7,681 listings. This means over a 40% increase in listings year over year. The average
number of days a home now remains on the market is 43, as compared to 33 days a year ago.
End of November, 2008 -- Greater Toronto REALTORS® recorded 3,640 transactions last month, down from
7,313 sales in November 2007, down 50% Toronto Real Estate Board President Maureen O’Neill
announced today.
Year-to-date sales figures for the Greater Toronto Area show sales down 72,086 transactions in 2008, from
88,695 sales recorded in the same January to November period a year ago, down 16,009 sales.
The average number of days a home currently remains on the market in the GTA is 41 days, up from an
average of 32 days last November. There are currently 27,037 homes listed on the TorontoMLS system
compared to 18,309 available properties in November 2007.
Mid November 19, 2008 -- Greater Toronto REALTORS® recorded 1,991 resale transactions during the
first half of November 2008 down from 3,544 sales recorded during the same period a year ago, Toronto
Real Estate Board President Maureen O’Neill announced today reflecting a 44% decrease.
The Greater Toronto Area year-to-date figures show 70,474 sales in 2008 down from 84,994 recorded
during the same period in 2007.
In the first two weeks of November 2008, the average price of a home in the GTA was down at
$375,712 compared to $393,084 recorded a year ago.
Currently there are 27,562 homes listed for sale on the TorontoMLS system compared to a year ago
when 20,173 properties were available. So there is an increase of 7,389 more properties on the market.
As such, the average time homes are remaining on the market is 41 days from 31 days in 2007.
3. End of October, 2008 -- The Greater Toronto Area resale housing market reported 5,155 sales in
October, Toronto Real Estate Board President Maureen O’Neill announced today. This represents a 35
per cent decline from the 7,915 sales reported in October 2007.
With 68,570 transactions to date this year, sales are down 16 per cent of the 81,563 transactions noted
a year ago.
In the City of Toronto, the current average price of a home is $376,896, down 13 per cent from last
October’s average of $434,022.
Mid October 2008 -- Activity in the Greater Toronto Area resale housing market moderated considerably
during the first half of October with 2,700 homes changing hands, Toronto Real Estate Board President
Maureen O’Neill announced today. Sales volumes in the GTA decreased 18 per cent compared to the first
half of October 2007.
House prices declined throughout the GTA during the first half of the month. The average price of a GTA
home is currently $353,772, down 11 per cent from $399,013 recorded the comparable period in 2007.
With 27,559 properties currently listed on the TorontoMLS system, there is now 30 per cent more
available stock from which to choose as compared to a year ago when 21,182 homes were listed.
End of September, 2008 -- TREB Members reported 6,424 sales of single family dwellings in September,
down about six per cent from the 6,866 sales recorded during September of last year, Toronto Real
Estate Board President Maureen O'Neill announced today.
Overall, GTA prices declined three per cent from their year-ago levels to an average of $368,549 from
the September 2007 figure of $380,132.
MID SEPT 2008 -- The Greater Toronto Area’s autumn resale housing market began with moderate
activity, Toronto Real Estate Board President Maureen O’Neill announced today.
With 2,726 sales during the first half of this month, activity has declined 16 per cent from the 3,236
recorded during same time period a year ago.
The 26,299 properties listed for sale on the TorontoMLS system have increased 26 per cent from a year
ago when 20,841 homes were available. The time that homes remain on the market has increased as
well, to an average of 37 days compared to 31 days a year ago.
End of AUGUST 2008 -- With 6,318 transactions recorded last month, sales in the GTA declined 22 per
cent compared to the record August 2007 figure of 8,059. In the City of Toronto, there were 2,437 sales
in August, a 25 per cent decline from the 3,243 transactions recorded a year ago.
There are currently 25,076, properties available for sale in the GTA, which represents a 31 per cent
increase from the 19,145 active listings a year ago. Increased choice has resulted in properties
remaining on the market for an average of 36 days compared to 33 days a year ago.
MID AUGUST 2008 -- With 3,019 transactions in the GTA during the first half of the month, sales were
down 13 per cent compared to the 3,480 sales recorded at mid-August last year.
There are currently 26,128 active listings, up 28 per cent from the 20,365 properties available for sale a
year ago. This has resulted in homes remaining on the market for a slightly longer period of 35 days
compared to 32 days last August.
4. JULY 2008 -- TREB Members reported 7,806 sales of single-family dwellings in July. “GTA sales were down
12 per cent from July 2007 figure of 8,912” said TREB President Maureen O’Neill.
JUNE 2008-- TREB Members reported 8,600 sales in June, TREB President Maureen O’Neill announced
today. “Sales were down 18 per cent from the 2007 total of 10,451.” noted the president. “With
summer coming, and a 22 per cent increase in inventory to nearly 27,000 this June over last, the
market is slowly shifting towards balance after several years of favouring sellers,” said the
President.
MID MAY 2008 GTA Resale Housing Market Moderate in May 20, 2008 – Moderate sales continued to characterize the
Greater Toronto Area resale housing market during the first half of May, Toronto Real Estate Board President Maureen
O'Neill announced today. quot;With 4,422 sales throughout the GTA in the first two weeks of this month, activity has declined
12 per cent compared to the 5,003 homes sold during the first half of May 2007,quot; said Ms. O'Neill.
APRIL 2008 Sales moderate in April statistics show that 8,762 houses sold in the Greater Toronto Area.
“The market continues to experience a supply and demand situation says President Maureen O’Neill. The
GTA market sales was down 7 per cent from last April’s record 9,452 transactions.
MARCH 2008 Low inventory levels kept sales brisk but well off record levels, TREB President
Maureen O'Neill announced today. quot;With 6,631 transactions recorded during March, the
overall Greater Toronto Area resale market was down 22 per cent from the 8,518 sales of
March 2007.
FEB. 2008 While snow fell in almost record amounts, Toronto Real Estate Board Members
recorded a respectable 6,015 sales during the month of February, TREB President Maureen
O'Neill announced today. quot;While sales were down over 2007 (11 per cent).
JAN. 2008 A strong performance within TREB's Central districts drove the Toronto area real
estate market
to a healthy 5,075 sales in January, off just two per cent from last year's record
performance, President Maureen O'Neill announced today. said Ms. O'Neill. quot;There is clearly
still a place for the first-time buyer in today's resale market.quot;