This document is a general merit list for M.Phil admission in 2015 at the School of Biological Sciences, University of the Punjab. It lists 414 candidates by roll number, name, and their combined score based on an entry test result (40%) and academic record (40%). The candidates' scores range from 70.00 to 42.17. The list is signed by the Convener of the Admission Committee and Acting Director General of the School of Biological Sciences.
This document summarizes the results of interviews for an M.Phil program in the Department of English Language and Literature. It lists 102 candidates who were interviewed, providing their roll number, name, father's name, interview marks out of 10, and whether they passed or failed. The majority of candidates (around 75%) received marks below the passing threshold of 5 and were noted as failing. A minority received marks above 5 and were noted as passing the interview. The document is signed by the Chairperson of the department.
MPhil English Interview Schedule for 27 July 2011 (Punjab University)Water Birds (Ali)
This document provides details of an interview scheduled to take place on July 27, 2011 at 10:00 am sharp by the Department of English Language and Literature. It includes a list of 143 candidates for the interview arranged in sequential order by their roll numbers. For each candidate, it provides their serial number, roll number, full name and father's name, marks obtained, and remarks (all marked as "Pass"). The document is signed by Prof. Shaista Sonnu Sirajuddin, Chairperson.
This document contains 3 training program attendance lists with participants' names and status as absent. The first list is for a program on ICH Q7 & Q11 (Program A) held on 23rd April 2017. The second list is for a program on ICH Q7 & Q11 (Program B) held on 21st May 2017. The third list is for a program on ICH Q9 held on 23rd July 2017. Each list includes over 50 participant names marked as absent.
ORDEN DE MÉRITO DIRECTORES Y SUBDIRECTORES ICA - PERUANTONIO
This document lists the names and scores of 163 secondary education teachers who participated in a director and sub-director contest in Ica, Peru. It provides the full name of each teacher, their score on the contest out of 100, and their ranking. The teacher with the highest score, Mariela Noemi Carpio de la Cruz, scored 84.123 and ranked first.
ORDEN DE MÉRITO CONCURSO DIRECTORES Y SUBDIRECTORES ICA - PERÚANTONIO
This document lists the names and scores of 163 secondary education teachers who participated in a director and sub-director contest in Ica, Peru. It provides the full name of each teacher, their score on the contest out of 100, and their ranking. The teacher with the highest score, Mariela Noemi Carpio de la Cruz, scored 84.123 and ranked first.
This document contains a list of 376 registered participants for an event. It includes each participant's name and a unique participant code. The list is alphabetized by participant last name.
Top 60 Ranking League Level (first round)Jawad Haqbeen
تایج نهایی ۶۰ فعالترین اشتراک کننده دور اول لیگ گفتمان مدیریت زباله های شهری که از جمع ۳۹۵۵ نفر اشتراک کننده به مرحله نهایی راه پیدا نموده اند
Top 60 active participants in Kabul Municipal Solid Waste Management Discussion League
Year:2020
Co-Organizers:
1.Nagoya Institute of Technology
2. D-Agree Afghanistan
3.Kabul Municipality
4.Kyoto University
This document summarizes the results of interviews for an M.Phil program in the Department of English Language and Literature. It lists 102 candidates who were interviewed, providing their roll number, name, father's name, interview marks out of 10, and whether they passed or failed. The majority of candidates (around 75%) received marks below the passing threshold of 5 and were noted as failing. A minority received marks above 5 and were noted as passing the interview. The document is signed by the Chairperson of the department.
MPhil English Interview Schedule for 27 July 2011 (Punjab University)Water Birds (Ali)
This document provides details of an interview scheduled to take place on July 27, 2011 at 10:00 am sharp by the Department of English Language and Literature. It includes a list of 143 candidates for the interview arranged in sequential order by their roll numbers. For each candidate, it provides their serial number, roll number, full name and father's name, marks obtained, and remarks (all marked as "Pass"). The document is signed by Prof. Shaista Sonnu Sirajuddin, Chairperson.
This document contains 3 training program attendance lists with participants' names and status as absent. The first list is for a program on ICH Q7 & Q11 (Program A) held on 23rd April 2017. The second list is for a program on ICH Q7 & Q11 (Program B) held on 21st May 2017. The third list is for a program on ICH Q9 held on 23rd July 2017. Each list includes over 50 participant names marked as absent.
ORDEN DE MÉRITO DIRECTORES Y SUBDIRECTORES ICA - PERUANTONIO
This document lists the names and scores of 163 secondary education teachers who participated in a director and sub-director contest in Ica, Peru. It provides the full name of each teacher, their score on the contest out of 100, and their ranking. The teacher with the highest score, Mariela Noemi Carpio de la Cruz, scored 84.123 and ranked first.
ORDEN DE MÉRITO CONCURSO DIRECTORES Y SUBDIRECTORES ICA - PERÚANTONIO
This document lists the names and scores of 163 secondary education teachers who participated in a director and sub-director contest in Ica, Peru. It provides the full name of each teacher, their score on the contest out of 100, and their ranking. The teacher with the highest score, Mariela Noemi Carpio de la Cruz, scored 84.123 and ranked first.
This document contains a list of 376 registered participants for an event. It includes each participant's name and a unique participant code. The list is alphabetized by participant last name.
Top 60 Ranking League Level (first round)Jawad Haqbeen
تایج نهایی ۶۰ فعالترین اشتراک کننده دور اول لیگ گفتمان مدیریت زباله های شهری که از جمع ۳۹۵۵ نفر اشتراک کننده به مرحله نهایی راه پیدا نموده اند
Top 60 active participants in Kabul Municipal Solid Waste Management Discussion League
Year:2020
Co-Organizers:
1.Nagoya Institute of Technology
2. D-Agree Afghanistan
3.Kabul Municipality
4.Kyoto University
This document analyzes whether small-cap stocks in the Brazilian stock market generate above-average returns compared to large-cap stocks. It develops an automated trading system using technical analysis indicators like moving averages to generate buy and sell signals. By applying this system to portfolios of small-cap and large-cap stocks from 2007-2016, the study finds that while small-caps may offer higher return potential, the profitability of technical analysis strategies is similar for small-caps and large-caps in the Brazilian market. So small-caps do not clearly outperform as investments according to this analysis of the country's stock exchange.
This document examines the relationship between financial development and intergenerational education mobility across countries. It introduces several indices to measure different components of intergenerational mobility, including a structural mobility index (MS) that measures the distance between parental and offspring distributions of education levels, and an exchange mobility index (MEa) that measures positional changes in education levels across generations. Using data on years of education for parents and offspring in 39 countries, the study finds that financial development is positively related to structural mobility as measured by MS, following an inverted U-shape, but is not significantly related to exchange mobility as measured by MEa.
This study explores the drivers of secondary market yields of sovereign Eurobonds issued by Sub-Saharan African countries from 2008 to mid-2017. The results indicate that beyond global factors like commodity prices and US interest rates, country-specific factors such as inflation and GDP growth also influence SSA Eurobond yields. A panel error-correction model shows large differences across countries in the short-term effects of global and domestic variables. Bond-specific characteristics have the expected impact on yields but are not statistically significant when global and country factors are accounted for.
This document summarizes a study that investigates the relationship between loan sizes and credit risk in the microfinance industry of sub-Saharan Africa. Using data on over 2000 annual observations from 632 microfinance institutions across 37 countries between 1995 and 2013, the study finds that credit risk is positively related to loan sizes. This contrasts with evidence from traditional banking, which typically finds an inverse relationship between loan sizes and risk. The results have implications for microfinance portfolio managers, particularly as mobile money services expand in the region.
The document analyzes the impact of Chinese foreign direct investment (FDI) in Africa compared to traditional partners like the US, France, and Germany. It finds that Chinese FDI improves income levels in Africa, and the impact is more pronounced for US and German investment. Additionally, Chinese investment appears to crowd out US investment in Africa, while France seems to compete with China. The results imply that as China's economy grows, it competes more intensely with the US over resources in Africa rather than with France.
This document summarizes a study comparing the fintech approach to credit risk assessment using big data and machine learning models versus the traditional bank approach using financial data and scorecard models. The study analyzes 1.8 million loan transactions from a leading Chinese online bank (MYbank) and finds that the fintech approach yields better prediction of loan defaults during normal times and periods of large shocks. This reflects the information and modeling advantages of leveraging big data from digital platforms as well as machine learning techniques. In particular, the fintech approach benefits smaller firms and those in smaller cities by reaching underserved customers.
The document summarizes four famous beauties from ancient Chinese history: Xi Shi, Diao Chan, Wang Zhaojun, and Yang Guifei. Xi Shi lived in the Spring and Autumn period and was so beautiful that fish would sink when she washed by the river. Diao Chan lived in the Three Kingdoms period and was married to the enemy Dong Zhuo. Wang Zhaojun lived in the Western Han dynasty and was married to an enemy to stop a war. Yang Guifei lived in the Tang dynasty and married her father-in-law, Emperor Tang Ming Huang. Each woman was renowned for her exceptional beauty.
The document discusses the increasing role and importance of the Chinese yuan (renminbi) in the global monetary system. It outlines the history and development of the yuan currency in China. It then analyzes the yuan's growing status as an international currency, comparing it to the role currently played by the US dollar and euro. The document predicts that the yuan will likely become one of the world's major currencies within the next decade as China's economy continues to grow in size and influence. Chinese authorities are taking steps to increase the yuan's use in international trade and as a reserve currency held by other nations and institutions.
The document summarizes Pakistan's textile industry, which is the largest in the country. Pakistan is the 44th largest cotton grower globally and the 3rd largest cotton exporter. The textile industry includes cotton, yarn, fabric, home textiles, apparel, and made-ups. The industry offers excellent quality cotton, state-of-the-art technology, and competitive prices. It aims to expand further in value-added sectors through new initiatives and compliance with global standards.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
The Rise of Generative AI in Finance: Reshaping the Industry with Synthetic DataChampak Jhagmag
In this presentation, we will explore the rise of generative AI in finance and its potential to reshape the industry. We will discuss how generative AI can be used to develop new products, combat fraud, and revolutionize risk management. Finally, we will address some of the ethical considerations and challenges associated with this powerful technology.
This document analyzes whether small-cap stocks in the Brazilian stock market generate above-average returns compared to large-cap stocks. It develops an automated trading system using technical analysis indicators like moving averages to generate buy and sell signals. By applying this system to portfolios of small-cap and large-cap stocks from 2007-2016, the study finds that while small-caps may offer higher return potential, the profitability of technical analysis strategies is similar for small-caps and large-caps in the Brazilian market. So small-caps do not clearly outperform as investments according to this analysis of the country's stock exchange.
This document examines the relationship between financial development and intergenerational education mobility across countries. It introduces several indices to measure different components of intergenerational mobility, including a structural mobility index (MS) that measures the distance between parental and offspring distributions of education levels, and an exchange mobility index (MEa) that measures positional changes in education levels across generations. Using data on years of education for parents and offspring in 39 countries, the study finds that financial development is positively related to structural mobility as measured by MS, following an inverted U-shape, but is not significantly related to exchange mobility as measured by MEa.
This study explores the drivers of secondary market yields of sovereign Eurobonds issued by Sub-Saharan African countries from 2008 to mid-2017. The results indicate that beyond global factors like commodity prices and US interest rates, country-specific factors such as inflation and GDP growth also influence SSA Eurobond yields. A panel error-correction model shows large differences across countries in the short-term effects of global and domestic variables. Bond-specific characteristics have the expected impact on yields but are not statistically significant when global and country factors are accounted for.
This document summarizes a study that investigates the relationship between loan sizes and credit risk in the microfinance industry of sub-Saharan Africa. Using data on over 2000 annual observations from 632 microfinance institutions across 37 countries between 1995 and 2013, the study finds that credit risk is positively related to loan sizes. This contrasts with evidence from traditional banking, which typically finds an inverse relationship between loan sizes and risk. The results have implications for microfinance portfolio managers, particularly as mobile money services expand in the region.
The document analyzes the impact of Chinese foreign direct investment (FDI) in Africa compared to traditional partners like the US, France, and Germany. It finds that Chinese FDI improves income levels in Africa, and the impact is more pronounced for US and German investment. Additionally, Chinese investment appears to crowd out US investment in Africa, while France seems to compete with China. The results imply that as China's economy grows, it competes more intensely with the US over resources in Africa rather than with France.
This document summarizes a study comparing the fintech approach to credit risk assessment using big data and machine learning models versus the traditional bank approach using financial data and scorecard models. The study analyzes 1.8 million loan transactions from a leading Chinese online bank (MYbank) and finds that the fintech approach yields better prediction of loan defaults during normal times and periods of large shocks. This reflects the information and modeling advantages of leveraging big data from digital platforms as well as machine learning techniques. In particular, the fintech approach benefits smaller firms and those in smaller cities by reaching underserved customers.
The document summarizes four famous beauties from ancient Chinese history: Xi Shi, Diao Chan, Wang Zhaojun, and Yang Guifei. Xi Shi lived in the Spring and Autumn period and was so beautiful that fish would sink when she washed by the river. Diao Chan lived in the Three Kingdoms period and was married to the enemy Dong Zhuo. Wang Zhaojun lived in the Western Han dynasty and was married to an enemy to stop a war. Yang Guifei lived in the Tang dynasty and married her father-in-law, Emperor Tang Ming Huang. Each woman was renowned for her exceptional beauty.
The document discusses the increasing role and importance of the Chinese yuan (renminbi) in the global monetary system. It outlines the history and development of the yuan currency in China. It then analyzes the yuan's growing status as an international currency, comparing it to the role currently played by the US dollar and euro. The document predicts that the yuan will likely become one of the world's major currencies within the next decade as China's economy continues to grow in size and influence. Chinese authorities are taking steps to increase the yuan's use in international trade and as a reserve currency held by other nations and institutions.
The document summarizes Pakistan's textile industry, which is the largest in the country. Pakistan is the 44th largest cotton grower globally and the 3rd largest cotton exporter. The textile industry includes cotton, yarn, fabric, home textiles, apparel, and made-ups. The industry offers excellent quality cotton, state-of-the-art technology, and competitive prices. It aims to expand further in value-added sectors through new initiatives and compliance with global standards.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
The Rise of Generative AI in Finance: Reshaping the Industry with Synthetic DataChampak Jhagmag
In this presentation, we will explore the rise of generative AI in finance and its potential to reshape the industry. We will discuss how generative AI can be used to develop new products, combat fraud, and revolutionize risk management. Finally, we will address some of the ethical considerations and challenges associated with this powerful technology.
1. Elemental Economics - Introduction to mining.pdfNeal Brewster
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...Vighnesh Shashtri
Under the leadership of Abhay Bhutada, Poonawalla Fincorp has achieved record-low Non-Performing Assets (NPA) and witnessed unprecedented growth. Bhutada's strategic vision and effective management have significantly enhanced the company's financial health, showcasing a robust performance in the financial sector. This achievement underscores the company's resilience and ability to thrive in a competitive market, setting a new benchmark for operational excellence in the industry.
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.