The document discusses investment opportunities and considerations for property investment in Turkey, highlighting Turkey's strong economic growth, rising mortgage rates and tourism as reasons for investment. It also outlines Form Strategic Consulting Ltd. as an advisory firm that can assist with identifying and developing investment opportunities in Turkey, including hotels, malls, and residential properties. Risks like earthquakes are also discussed.

1. İSTANBUL -TURKEY - 2011
INVESTING IN PROPERTY
FORM STRATEGIC CONSULTING LTD.
NİŞANTAŞI – İSTANBUL - TÜRKİYE
TEL: +90 212 275 88 47 PBX
form@form-ajans.com

2. KEY INVESTMENT CONSIDERATIONS
Turkey is a land that shaped history, where the sea meets
the mountains and where cultures meet each other…
Turkey is currently one of the most talked about property
markets in the world, with many publications ranking it as
one of the top places to invest in property in 2012. Here are
some of the reasons…

3. KEY INVESTMENT CONSIDERATIONS
• ECONOMIC GROWTH
The Turkish economy grew 6.4% in 2010. The EU is embroiled in a massive sovereign debt
debacle and struggling with sluggish growth in a slow and painful recovery from recession.
Meanwhile Turkey has emerged from recession with aggression and vigour to become one of
the fastest growing economies in the world. Turkey is now a popular choice with investors as
well as holiday home buyers.

4. KEY INVESTMENT CONSIDERATIONS
• MORTGAGE GROWTH
According to data from the Central Bank the value of mortgage loans in Turkey increased
from 38.6 billion liras in the second quarter of 2009, to 48.9 billion liras in the second quarter
of 2010. This represents a year on year growth of 30%. Sources say that this growth
continued for the whole of 2010 and that similar growth is expected for 2011 and 2012.

5. KEY INVESTMENT CONSIDERATIONS
• TOURISM GROWTH
According to official government figures from the Ministry of Culture and Tourism the 27
million visitors recorded in 2009 represented a growth of 2.7% on 2008.
Reports indicate that this growth has not only continued but accelerated in 2010, with their
reports showing Turkish airport traffic up by 30% in the first half of the year.

6. KEY INVESTMENT CONSIDERATIONS
• RAPID POPULATION GROWTH
ESPECIALLY IN CITIES
The Turkish population is expected to grow to 83 million by 2023, up from the current 74
million. Because of migration, both from within and out with Turkey, cities like Istanbul and
Izmir are seeing exceptionally rapid population growth, with Istanbul’s population expected
to grow by over 15% (from 12.7 million to 15 million) between now and 2015. Combined
with the growth factors above this is causing exceptional demand for housing. Istanbul
property is expected to be in especially high demand, as the city will need 250,000 of the
total 500,000 homes needed in Turkey by 2015.

7. KEY INVESTMENT CONSIDERATIONS
• THE STAR OF EUROPE
All these things point to strong growth in the Turkey property market in 2012. But perhaps
more importantly the country is also one of the most economically stable in Europe at the
moment. Inflation, always one of Turkey’s biggest problems fell to the 41 year low of 6.4% in
2010, the budget deficit is running at around 2%, the banking system is robust, interest rates
are low with no steep rises on the horizon and unemployment is also falling. All in all the
future is very bright indeed.
Thus, Turkey with its stable banking system, respectable debt levels, manageable deficit and
rapid growth is standing out as the best investment in Europe, and one of the best in the
world.
•

8. SWOT ANALYSIS
• STRENGTHS
• Sound banking system
• Recently introduced mortgage system
• Strong construction firms with a good reputation worldwide
• ULI ranked Turkey the leading and the third investment market in Europe
in 2008 and 2009, respectively
• WEAKNESSES
• High ratio of unlicensed and old housing; ineligible for mortgage credit
• Land area is limited and expensive, particularly in Istanbul

9. SWOT ANALYSIS
• OPPORTUNITIES
• Housing supply is less than housing demand, indicating growth potential
• Expected increase in quality of housing in compliance with the earthquake
regulations
• Increasing need for residences and plaza buildings
• Restructuring process in the cities leading to slum houses being demolished and
replaced by quality housing
• THREATS
• High risk of earthquakes in Turkey, particularly in the Marmara region, which
covers Istanbul and the leading industrial zones of Turkey
• Traditional volatility of the sector
(Source: http://www.invest.gov.tr )

10. Form Strategic Consulting Ltd.
• Form is one of the leading Investment Consultancy Company with an enviable reputation for
quality advice, expertise in formulation of portfolio strategies for Investors and Developers.
• Our services cover all Advisory and Agency services. We can assist in the identification of an
opportunity, provide advice on the design, procurement and construction of a project and
can also provide sales and marketing expertise at any stage.
• To maximise the full potential of each development, we will utilise our considerable
experience and imagination as well as sound commercial knowledge to ‘add value’ to each of
the projects that we work on. For the development projects to be successful, we need to
assist you, the developer, provide you risk management and also generate innovative and
investment led marketing and sales strategies.

11. Form Strategic Consulting Ltd.
• Our main principle is to provide high quality service without giving concession on
our work ethics so we can build a trust with our clients to have a long term
relationship with them.
• Our core strength is the ability to combine expert knowledge of the markets with
first class quantitative analysis to offer the highest quality
commercial, economic, strategic, and policy advice in the rapidly changing
property sector.
• Our clients are Property Investors, Property
Developers, Landowners, Funders, Hotel Owners/ Developers and Investors…
• We ensure that our clients obtain the best possible terms, while at the same time
making sure that the business is conducted in a secure and orderly manner.

12. COMMERCIAL & RESIDENTIAL
INVESTMENT OPPORTUNITIES
• HOTELS, HOLIDAY VILLAGES, PRIVATE ISLANDS
• SHOPPING MALLS
• BUSINESS CENTERS, TOWERS, PLAZAS
• HISTORICAL BUILDINGS
• RESIDENCES, VILLAS
• LAND DEVELOPMENT PROJECTS

13. We are looking forward to working with you …
For more information about investment in Turkey :
http://www.invest.gov.tr
http://www.goturkey.com