1. This is to certify that
has fulfilled the requirements for
Diploma of Financial Planning
FNS50615
Denise Beatrice Tomaras
Date: 3 August 2016
This qualification is recognised
within the Australian qualifications framework.
Control number: AAMC29282D
Jeff Mazzini
Chief Executive Officer

2. Record of Results
Denise Beatrice Tomaras
Diploma of Financial Planning
FNS50615
FNSIAD501 Provide appropriate service, advice and products to
clients
Competent
FNSINC401 Apply principles of professional practice to work in the
financial services industry
Competent
FNSASICZ503 Provide advice in Financial Planning Competent
FNSFPL501 Comply with financial planning practice ethical and
operational guidelines and regulations
Competent
FNSFPL502 Conduct financial planning analysis and research Competent
FNSFPL503 Develop and prepare financial plan Competent
FNSFPL504 Implement financial plan Competent
FNSFPL505 Review financial plans and provide ongoing service Competent
FNSFPL506 Determine client financial requirements and expectations Competent
BSBITU402 Develop and use complex spreadsheets Competent
FNSFPL508 Conduct complex financial planning research Competent
FNSASICX503 Provide advice in Life Insurance Competent
FNSINC501 Conduct product research to support recommendations Competent
FNSCUS505 Determine client requirements and expectations Competent
FNSCUS506 Record and implement client instructions Competent
Control number: AAMC29282D
Jeff Mazzini
Chief Executive Officer
Date: 3 August 2016