This document provides information about VA loans for veterans and active duty military personnel. It notes that VA loans offer no down payment, no cash reserves, no application fee, and the seller can pay certain closing costs. It also lists additional benefits of VA loans such as financing the VA funding fee, no monthly mortgage insurance premiums, and the ability to pay off some consumer debt with a refinance loan. The document encourages veterans and active duty personnel to contact the listed lender to learn more about their eligibility for a VA loan to purchase or refinance a primary 1-4 unit residence.

1. NMLS# 473169
Office
Cell
805-446-8700
805-750-3718
CA PREMIERE LENDING TEAM
CAPSTONE DIRECT
Thousand Oaks, CA 91362
www.kellymckinney.com
kelly@kellymckinney.com
Kelly McKinney
Lending ManagerRealtor Associate
DELALI YOUNG
dyoung@bhhscalhomes.com
www.homesbydelali.com
Thousand Oaks CA 91362
2860 E. Thousand Oaks Blvd.
Berkshire Hathaway Home Services
805-267-9011Direct
BRE# 01999370
VA Loans: Ge ng Vets into Homes
Call today to learn more about qualifying for a VA loan!
This is for informational purposes only and should not be relied upon by you. Berkshire Hathaway Home Services is not a mortgage lender. Contact CA PREMIERE LENDING TEAM directly to learn more about its
mortgage products and your eligibility for such products. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend.
Available to veterans, reservists, ac ve-duty personnel,
and surviving spouses of veterans, based on military
en tlement.
No down payment.*
No cash reserves.
No applica on fee.
Seller can pay certain closing costs thus decreasing the
closing costs for the borrower.
VA funding fee may be nanced.
Are you a veteran, reservist, ac ve-duty personnel, or surviving spouse of a veteran? You can apply for a
Veteran’s Administra on loan with us, a quali ed VA lender. Take advantage of your right to apply for a VA
loan to get into your new home or re nance your current loan!
No monthly mortgage insurance premiums.
May pay o some consumer debt with the re nance
loan program.**
1-4 unit primary residences with restric ons.
VA assistance to veterans in default.
*Up to 100% financing (based on VA lending limits) may be available for purchase loans and up to 90% for cash-out refinances. Gift funds or bond programs for closing cost
assistance are allowed. **Please consult your financial advisor about the consolidation of short term debt into long term debt.