Tony Spelkens is a customer intelligence consultant at SAS Institute. He discusses steps companies can take to become more customer-centric, from basic customer data to predictive models that power personalized campaigns. Customer intelligence maturity progresses from segmentation and targeted newsletters to event-based marketing and offers optimized for individual customers. Case studies show how Zappos focuses on culture but also handles high customer contact volumes, and how Tesco in the UK increased coupon redemption five-fold using targeted vouchers for products customers bought or may buy. Taking a customer-centric approach requires using data intelligence to understand individuals rather than just culture.