The document discusses trends in the professional indemnity insurance market for accountants. It notes that most survey respondents expect insurance rates and claims to rise in 2010. Underwriters expect increased claims activity and costs compared to 2009. The document emphasizes the importance of promptly notifying insurers of any circumstances that may lead to a claim. It provides examples of what constitutes a notifiable circumstance and stresses that members should err on the side of notification. The CIMA Members in Practice Scheme offers benefits like best rates, customized coverage, and legal assistance from Fishburns solicitors.