This document certifies that Olesya Rodionova is a Member of the Chartered Insurance Institute and is entitled to use the designatory letters CertCII. It was issued by the Chartered Insurance Institute, which has Her Majesty The Queen as its patron. The document was signed by the Chief Executive Officer on December 21, 2015 and includes Rodionova's CII identification number.

1. C I I
TheCharteredInsuranceInstitute
PatronHerMajestyTheQueen
Thisisto certifythat
OlesyaRodionova
isa MemberofthisInstitute
andisentitledto usethedesignatoryletters
CertCll
fur,* Hz
DRALEXANDERSCOTT
CHIEFEXECUTIVEOFFICER
21December2015
Cllidentificationnumber:001647805J