This document contains a 20 question chapter review for a personal finance course. The questions cover topics like the goals of personal financial planning, factors that influence the success of a financial plan, life stages and their financial needs, risks associated with financial decisions, components of financial planning like saving and protecting assets, concepts like liquidity, inflation, and supply and demand. The review tests understanding of key terms and ideas from the chapter.
A brief Slideshare of the Percent Funded calculation in the reserve study. A lower percentage equates to higher risk and a higher percent funded typically equates to a lower risk.
Percent Funded is a calculation of the adequacy of the reserve account balance at a specific point in time. This brief presentation goes into this calculation.
Cameron Howat is a compassionate and hardworking financial planner with perseverance and ambition.A financial plan is a extensive review of an investor's current and future economical state by using currently known factors to predict future cash flows, asset values and withdrawal plans.
Lesson 1Financial AccountingWhen you feel confident that y.docxcarliotwaycave
Lesson 1
Financial Accounting
When you feel confident that you have mastered the material in
Lesson 1, go to http://www.takeexamsonline.com and submit
your answers online. If you don’t have access to the Internet,
you can phone in or mail in your exam. Submit your answers for
this examination as soon as you complete it.
Do not wait until
another examination is ready.
1. When planning for retirement, _______ assess the company’s
ability to offer long-term job prospects and an attractive
retirement benefits package.
A.
social clubs
C.
state governments
B.
not-for-profit entities
D.
employees
2. Which of the following is
not
a kind of accounting considered
in your textbook?
A.
Financial
C.
National
B.
Managerial
D.
Public
3. Which classification of accounting is
most
concerned with the
use of economic and financial information to plan and control
many of the activities of the entity?
A.
Managerial
C.
Financial
B.
Public
D.
Income tax
4. Cost accounting is a subset of
A.
internal auditing.
C.
cost analysis.
B.
public auditing.
D.
managerial accounting.
5. During the 1970–1980 period, the _______ operated as a governmental body to
establish standards applicable to government contracts. It was abolished in 1981,
although its standards remained in effect.
A.
NASB
C.
CASB
B.
CANN
D.
AICPA
6. The balance sheet equation can be represented by all of the following
except
which
one?
A.
A = L + OE
B.
Assets – Liabilities = Owners’ Equity
C.
Net Assets = Owners’ Equity
D.
A = L – OE
7. The time frame associated with an income statement is a
A.
point in time in the past.
B.
past period of time.
C.
future period of time.
D.
function of the information included in it.
8. On January 31, an entity’s balance sheet showed total assets of $750 and liabilities of
$250. Owners’ equity at January 31 was
A.
$250.
C.
$750.
B.
$500.
D.
$1,000.
9. The return on investment measure of performance
A.
isn’t as important a measure of management effectiveness as the amount of net
income.
B.
relates dividends paid to the entity’s assets.
C.
involves net income divided by sales, which is called
margin.
D.
is calculated by dividing average assets for a period by the amount of net income
for the period.
10. Rate of return and _______ related to an investment go hand in hand.
A.
asset assessment
C.
falling interest
B.
riskiness
D.
time signature
11. An advantage of the DuPont model for calculating ROI is that it
A.
focuses on asset utilization as well as net income.
B.
is easier to use than the straightforward ROI formula.
C.
uses average assets, and the straightforward ROI formula doesn’t.
D.
uses owners’ equity.
12. Which of the following
best
states what return on equity is?
A.
It will be the same as return on investment.
B.
It relates dividends and turnover.
C.
It relates dividends and owners’ equity.
D.
It relates net income a.
A brief Slideshare of the Percent Funded calculation in the reserve study. A lower percentage equates to higher risk and a higher percent funded typically equates to a lower risk.
Percent Funded is a calculation of the adequacy of the reserve account balance at a specific point in time. This brief presentation goes into this calculation.
Cameron Howat is a compassionate and hardworking financial planner with perseverance and ambition.A financial plan is a extensive review of an investor's current and future economical state by using currently known factors to predict future cash flows, asset values and withdrawal plans.
Lesson 1Financial AccountingWhen you feel confident that y.docxcarliotwaycave
Lesson 1
Financial Accounting
When you feel confident that you have mastered the material in
Lesson 1, go to http://www.takeexamsonline.com and submit
your answers online. If you don’t have access to the Internet,
you can phone in or mail in your exam. Submit your answers for
this examination as soon as you complete it.
Do not wait until
another examination is ready.
1. When planning for retirement, _______ assess the company’s
ability to offer long-term job prospects and an attractive
retirement benefits package.
A.
social clubs
C.
state governments
B.
not-for-profit entities
D.
employees
2. Which of the following is
not
a kind of accounting considered
in your textbook?
A.
Financial
C.
National
B.
Managerial
D.
Public
3. Which classification of accounting is
most
concerned with the
use of economic and financial information to plan and control
many of the activities of the entity?
A.
Managerial
C.
Financial
B.
Public
D.
Income tax
4. Cost accounting is a subset of
A.
internal auditing.
C.
cost analysis.
B.
public auditing.
D.
managerial accounting.
5. During the 1970–1980 period, the _______ operated as a governmental body to
establish standards applicable to government contracts. It was abolished in 1981,
although its standards remained in effect.
A.
NASB
C.
CASB
B.
CANN
D.
AICPA
6. The balance sheet equation can be represented by all of the following
except
which
one?
A.
A = L + OE
B.
Assets – Liabilities = Owners’ Equity
C.
Net Assets = Owners’ Equity
D.
A = L – OE
7. The time frame associated with an income statement is a
A.
point in time in the past.
B.
past period of time.
C.
future period of time.
D.
function of the information included in it.
8. On January 31, an entity’s balance sheet showed total assets of $750 and liabilities of
$250. Owners’ equity at January 31 was
A.
$250.
C.
$750.
B.
$500.
D.
$1,000.
9. The return on investment measure of performance
A.
isn’t as important a measure of management effectiveness as the amount of net
income.
B.
relates dividends paid to the entity’s assets.
C.
involves net income divided by sales, which is called
margin.
D.
is calculated by dividing average assets for a period by the amount of net income
for the period.
10. Rate of return and _______ related to an investment go hand in hand.
A.
asset assessment
C.
falling interest
B.
riskiness
D.
time signature
11. An advantage of the DuPont model for calculating ROI is that it
A.
focuses on asset utilization as well as net income.
B.
is easier to use than the straightforward ROI formula.
C.
uses average assets, and the straightforward ROI formula doesn’t.
D.
uses owners’ equity.
12. Which of the following
best
states what return on equity is?
A.
It will be the same as return on investment.
B.
It relates dividends and turnover.
C.
It relates dividends and owners’ equity.
D.
It relates net income a.
1. Which of the following is an advantage of corporations relative.docxjackiewalcutt
1. Which of the following is an advantage of corporations relative to partnerships and sole proprietorships?
a. Most common form of organization.
b. Reduced legal liability for investors.
c. Harder to transfer ownership.
d. Lower taxes.
2. The group of users of accounting information charged with achieving the goals of the business is its
a. Managers
b. auditors.
c. Investors
d. Creditors
3. Which of the following financial statements is concerned with the company at a point in time?
a. Retained Earnings statement.
b. Balance sheet.
c. Statement of cash flows.
d. Income statement.
4. An income statement
a. reports the changes in assets, liabilities, and stockholders’ equity over a period of time.
b. reports the assets, liabilities, and stockholders’ equity at a specific date.
c. presents the revenues and expenses for a specific period of time.
d. summarizes the changes in retained earnings for a specific period of time.
5. The most important information needed to determine if companies can pay their current obligations is the
a. relationship between current assets and current liabilities.
b. relationship between short-term and long-term liabilities.
c. net income for this year.
d. projected net income for next year.
6. A liquidity ratio measures the
a. percentage of total financing provided by creditors.
b. income or operating success of a company over a period of time.
c. short-term ability of a company to pay its maturing obligations and to meet unexpected needs for cash.
d. ability of a company to survive over a long period of time.
7. The convention of consistency refers to consistent use of accounting principles
a. within industries.
b. among firms.
c. among accounting periods.
d. throughout the accounting periods.
8. Horizontal analysis is also known as
a. trend analysis.
b. common size analysis.
c. linear analysis.
d. vertical analysis.
9. Horizontal analysis is a technique for evaluating a series of financial statement data over a period of time
a. that has been arranged from the lowest number to the highest number.
b. to determine the amount and/or percentage increase or decrease that has taken place.
c. that has been arranged from the highest number to the lowest number.
d. to determine which items are in error.
10. Vertical analysis is a technique that expresses each item in a financial statement
a. as a percent of a base amount.
b. in dollars and cents.
c. as a percent of the item in the previous year.
d. starting with the highest value down to the lowest value.
11. Process costing is used when
a. the production process is continuous.
b. production is aimed at filling a specific customer order.
c. dissimilar products are involved.
d. costs are to be assigned to specific jobs.
12. An important feature of a job order cost system is that each job
a. consists of one unit of output.
b. has its own distinguishing characteristics.
c. must be completed before a new job is a ...
MACROECONOMIC MODELS AND FISCAL POLICY1. Which one of the follow.docxinfantsuk
MACROECONOMIC MODELS AND FISCAL POLICY
1. Which one of the following statements best describes the idea of a political business cycle? A. Despite good intentions, various timing lags will cause fiscal policy to reinforce the business cycle. B. Politicians will use fiscal policy to cause output, real incomes, and employment to be rising prior to elections. C. Politicians are more willing to cut taxes and increase government spending than they are to do the reverse. D. Fiscal policy will result in alternating budget deficits and surpluses.
2. In building the aggregate expenditures model, Keynes believed that A. government intervention into the economy is the primary cause of business cycle fluctuations. B. massive unemployment of labor and capital created conditions where sudden demand changes are unlikely to change prices. C. changes in aggregate expenditures are unable to affect the level of real output in the economy. D. economies are normally at full employment and thus frequently susceptible to bouts of inflation.
5. Which one of the following statements correctly describes the multiplier effect? A. The multiplier effect means that a change in consumption can cause a larger increase in investment. B. The multiplier effect means that a decline in the MPC can cause GDP to rise by several times that amount. C. The multiplier effect means that consumption is typically several times as large as saving. D. The multiplier effect means that an increase in investment can cause GDP to change by a larger amount.
7. The amount by which federal tax revenues exceed federal government expenditures during a particular year is the A. public debt. B. budget surplus. C. Federal Reserve. D. budget deficit.
9. Which one of the following statements about dissaving is correct? A. Dissaving occurs where saving exceeds consumption. B. Dissaving occurs where consumption exceeds income. C. Dissaving occurs where income exceeds consumption. ...
This will greatly help you in your Financial Management subject. This provides questions that will equip you with better understanding about the topic.
Understanding budget creation and management is instrumental in achieving financial freedom. Here are four tips on creating a
budget for financial success.
1) Which of the following legal forms of organization is characteriz.docxhirstcruz
1) Which of the following legal forms of organization is characterized by limited
liability?
a. Professional partnership
b. Sole proprietorship
c. Corporation
d. Partnership
2) The fi nancial manager may be responsible for any of the following EXCEPT
a. keeping track of quarterly tax payments.
b. analyzing quarterly budget and performance reports.
c. analyzing the effects of more debt on the fi rm’s capital structure.
d. determining whether to accept or reject a capital asset acquisition.
3) The fi nancial manager’s fi nancing decisions determine
a. both the mix and the type of assets found on the fi rm’s balance sheet.
b. both the mix and the type of assets and liabilities found on the fi rm’s balance
sheet.
c. the most appropriate mix of short-term and long-term fi nancing.
d. the proportion of the fi rm’s earnings to be paid as dividend.
4) Wealth maximization as the goal of the fi rm implies enhancing the wealth of
a. the fi rm’s stockholders.
b. the Board of Directors.
c. the fi rm’s employees.
d. the federal government.
5) The amount earned during the accounting period on each outstanding share
of common stock is called
a. common stock dividend.
b. net profi ts after taxes.
c. earnings per share.
d. net income.
6) Cash fl ow and risk are the key determinants in share price. Increased cash
fl ow results in ________, other things remaining the same.
a. an unchanged share price
b. a lower share price
c. an undetermined share price
d. a higher share price
Multiple Choice Questions (Enter your answers on the enclosed answer sheet)
2
Final Examination
Financial Management
7) A more recent issue that is causing major problems in the business community
is
a. short-term versus long-term fi nancial goals of management.
b. the privatization of ownership.
c. ethical problems.
d. environmental concerns.
8) The implementation of a pro-active ethics program is expected to result in
a. a positive corporate image and increased respect, but is not expected to affect
cash fl ows.
b. a positive corporate image and increased respect, but is not expected to affect
share price.
c. an increased share price resulting from a decrease in risk, but is not expected
to affect cash fl ows.
d. a positive corporate image and increased respect, a reduction in risk, and enhanced
cash fl ow resulting in an increase in share price.
9) The Sarbanes-Oxley Act of 2002 was passed in response to
a. the decline in technology stocks.
b. insider trading activities.
c. false disclosures in fi nancial reporting.
d. all of the above
10) The key participants in fi nancial transactions are individuals, businesses,
and governments. Individuals are net ________ of funds, and businesses are
net ________ of funds.
a. demanders; suppliers
b. purchasers; sellers
c. suppliers; demanders
d. users; providers
11) The over-the-counter (OTC) market is
a. an intangible market for unlisted securities.
b. a place where securities are bought and sold.
c. the New York Stock Exchange.
d. an organized st.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
1. Which of the following is an advantage of corporations relative.docxjackiewalcutt
1. Which of the following is an advantage of corporations relative to partnerships and sole proprietorships?
a. Most common form of organization.
b. Reduced legal liability for investors.
c. Harder to transfer ownership.
d. Lower taxes.
2. The group of users of accounting information charged with achieving the goals of the business is its
a. Managers
b. auditors.
c. Investors
d. Creditors
3. Which of the following financial statements is concerned with the company at a point in time?
a. Retained Earnings statement.
b. Balance sheet.
c. Statement of cash flows.
d. Income statement.
4. An income statement
a. reports the changes in assets, liabilities, and stockholders’ equity over a period of time.
b. reports the assets, liabilities, and stockholders’ equity at a specific date.
c. presents the revenues and expenses for a specific period of time.
d. summarizes the changes in retained earnings for a specific period of time.
5. The most important information needed to determine if companies can pay their current obligations is the
a. relationship between current assets and current liabilities.
b. relationship between short-term and long-term liabilities.
c. net income for this year.
d. projected net income for next year.
6. A liquidity ratio measures the
a. percentage of total financing provided by creditors.
b. income or operating success of a company over a period of time.
c. short-term ability of a company to pay its maturing obligations and to meet unexpected needs for cash.
d. ability of a company to survive over a long period of time.
7. The convention of consistency refers to consistent use of accounting principles
a. within industries.
b. among firms.
c. among accounting periods.
d. throughout the accounting periods.
8. Horizontal analysis is also known as
a. trend analysis.
b. common size analysis.
c. linear analysis.
d. vertical analysis.
9. Horizontal analysis is a technique for evaluating a series of financial statement data over a period of time
a. that has been arranged from the lowest number to the highest number.
b. to determine the amount and/or percentage increase or decrease that has taken place.
c. that has been arranged from the highest number to the lowest number.
d. to determine which items are in error.
10. Vertical analysis is a technique that expresses each item in a financial statement
a. as a percent of a base amount.
b. in dollars and cents.
c. as a percent of the item in the previous year.
d. starting with the highest value down to the lowest value.
11. Process costing is used when
a. the production process is continuous.
b. production is aimed at filling a specific customer order.
c. dissimilar products are involved.
d. costs are to be assigned to specific jobs.
12. An important feature of a job order cost system is that each job
a. consists of one unit of output.
b. has its own distinguishing characteristics.
c. must be completed before a new job is a ...
MACROECONOMIC MODELS AND FISCAL POLICY1. Which one of the follow.docxinfantsuk
MACROECONOMIC MODELS AND FISCAL POLICY
1. Which one of the following statements best describes the idea of a political business cycle? A. Despite good intentions, various timing lags will cause fiscal policy to reinforce the business cycle. B. Politicians will use fiscal policy to cause output, real incomes, and employment to be rising prior to elections. C. Politicians are more willing to cut taxes and increase government spending than they are to do the reverse. D. Fiscal policy will result in alternating budget deficits and surpluses.
2. In building the aggregate expenditures model, Keynes believed that A. government intervention into the economy is the primary cause of business cycle fluctuations. B. massive unemployment of labor and capital created conditions where sudden demand changes are unlikely to change prices. C. changes in aggregate expenditures are unable to affect the level of real output in the economy. D. economies are normally at full employment and thus frequently susceptible to bouts of inflation.
5. Which one of the following statements correctly describes the multiplier effect? A. The multiplier effect means that a change in consumption can cause a larger increase in investment. B. The multiplier effect means that a decline in the MPC can cause GDP to rise by several times that amount. C. The multiplier effect means that consumption is typically several times as large as saving. D. The multiplier effect means that an increase in investment can cause GDP to change by a larger amount.
7. The amount by which federal tax revenues exceed federal government expenditures during a particular year is the A. public debt. B. budget surplus. C. Federal Reserve. D. budget deficit.
9. Which one of the following statements about dissaving is correct? A. Dissaving occurs where saving exceeds consumption. B. Dissaving occurs where consumption exceeds income. C. Dissaving occurs where income exceeds consumption. ...
This will greatly help you in your Financial Management subject. This provides questions that will equip you with better understanding about the topic.
Understanding budget creation and management is instrumental in achieving financial freedom. Here are four tips on creating a
budget for financial success.
1) Which of the following legal forms of organization is characteriz.docxhirstcruz
1) Which of the following legal forms of organization is characterized by limited
liability?
a. Professional partnership
b. Sole proprietorship
c. Corporation
d. Partnership
2) The fi nancial manager may be responsible for any of the following EXCEPT
a. keeping track of quarterly tax payments.
b. analyzing quarterly budget and performance reports.
c. analyzing the effects of more debt on the fi rm’s capital structure.
d. determining whether to accept or reject a capital asset acquisition.
3) The fi nancial manager’s fi nancing decisions determine
a. both the mix and the type of assets found on the fi rm’s balance sheet.
b. both the mix and the type of assets and liabilities found on the fi rm’s balance
sheet.
c. the most appropriate mix of short-term and long-term fi nancing.
d. the proportion of the fi rm’s earnings to be paid as dividend.
4) Wealth maximization as the goal of the fi rm implies enhancing the wealth of
a. the fi rm’s stockholders.
b. the Board of Directors.
c. the fi rm’s employees.
d. the federal government.
5) The amount earned during the accounting period on each outstanding share
of common stock is called
a. common stock dividend.
b. net profi ts after taxes.
c. earnings per share.
d. net income.
6) Cash fl ow and risk are the key determinants in share price. Increased cash
fl ow results in ________, other things remaining the same.
a. an unchanged share price
b. a lower share price
c. an undetermined share price
d. a higher share price
Multiple Choice Questions (Enter your answers on the enclosed answer sheet)
2
Final Examination
Financial Management
7) A more recent issue that is causing major problems in the business community
is
a. short-term versus long-term fi nancial goals of management.
b. the privatization of ownership.
c. ethical problems.
d. environmental concerns.
8) The implementation of a pro-active ethics program is expected to result in
a. a positive corporate image and increased respect, but is not expected to affect
cash fl ows.
b. a positive corporate image and increased respect, but is not expected to affect
share price.
c. an increased share price resulting from a decrease in risk, but is not expected
to affect cash fl ows.
d. a positive corporate image and increased respect, a reduction in risk, and enhanced
cash fl ow resulting in an increase in share price.
9) The Sarbanes-Oxley Act of 2002 was passed in response to
a. the decline in technology stocks.
b. insider trading activities.
c. false disclosures in fi nancial reporting.
d. all of the above
10) The key participants in fi nancial transactions are individuals, businesses,
and governments. Individuals are net ________ of funds, and businesses are
net ________ of funds.
a. demanders; suppliers
b. purchasers; sellers
c. suppliers; demanders
d. users; providers
11) The over-the-counter (OTC) market is
a. an intangible market for unlisted securities.
b. a place where securities are bought and sold.
c. the New York Stock Exchange.
d. an organized st.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
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The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...
Chapter1 review
1. Chapter 1 Review
1. Personal financial planning has the main goal of
a. savings and investing for future needs.
b. reducing a person’s tax liability.
c. putting money to work and living within your means.
d. spending to achieve financial objectives.
e. savings, spending, and borrowing based on current needs.
2. The success of a financial plan will be determined by
a. the amount of income available.
b. the stage of the adult life cycle.
c. a person’s tax status.
d. how resources are used.
e. current economic conditions.
3. The stages that an individual goes through based on age, financial needs, and
family situation is called the
a. financial planning process.
b. budgeting procedure.
c. personal economic cycle.
d. adult life cycle.
e. Tax planning process.
4. Risks associated with most financial decisions are fairly easy to measure.
a. True.
b. False
5. A major activity in the planning component of financial planning is
a. selecting insurance coverage.
b. evaluating investment alternatives.
c. gaining occupational training and experience.
d. allocating current resources for spending.
e. establishing a line of credit.
6. An example of a personal opportunity cost would be
a. interest lost by using savings to make a purchase.
b. higher earnings on savings that must be kept on deposit a minimum of six
months.
c. lost wages due to continuing as a full-time student.
d. time comparing several brands of personal computers.
e. having to pay a tax penalty due to not having enough withheld from your
monthly salary.
7. Changes in income, values, and family situation make it necessary to
a. evaluate and revise your actions.
b. implement the financial plan.
c. develop financial goals.
d. analyze your current personal and financial situation.
e. create a financial plan of action.
Chapter 1 Review
Personal Finance 1200-C
1
2. 8. Attempts to increase income are part of the ________ component of financial
planning.
a. planning
b. obtaining
c. saving
d. sharing
e. protecting
9. A question associated with the saving component of financial planning is:
a. Do you have an adequate emergency fund?
b. Is your will current?
c. Is your investment program appropriate to your income and tax situation?
d. Do you have a realistic budget for your current financial situation?
e. Are your transportation expenses minimized through careful planning?
10. The amount of interest is determined by multiplying the amount in savings by the
a. annual interest rate.
b. time period.
c. number of months in a year.
d. time period and number of months.
e. annual interest rate and the time period.
11. Reduced funds available for investment in our economy could result from
a. expanded savings by consumers.
b. higher exports than imports.
c. reduced spending for consumer goods.
d. higher imports than exports.
12. Higher prices are likely to result from
a. lower demand by consumers.
b. increased production by businesses.
c. lower interest rates.
d. increased spending by consumers.
e. an increase in the supply of a product.
13. The ability to convert financial resources into usable cash with ease is referred to
as
a. bankruptcy.
b. liquidity.
c. investing.
d. saving.
e. opportunity cost.
14. With an inflation rate of 9 percent, prices would double in about ____ years.
a. 4
b. 6
c. 8
d. 10
e. 12
Chapter 1 Review
Personal Finance 1200-C
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3. 15. The financial planning process concludes with efforts to
a. develop financial goals.
b. create a financial plan of action.
c. analyze your current personal and financial situation.
d. review the financial plan.
e. review and revise your actions.
16. Short-term goals are usually achieved within the next year or so.
a. True.
b. False.
17. The changing cost of money is referred to as _____ risk.
a. interest-rate.
b. inflation.
c. economic.
d. trade-off.
e. personal.
18. Which of the following goals would be the easiest to implement and measure its
accomplishment?
a. “Reduce our debt payments.”
b. “Save funds for an annual vacation.”
c. “Save $100 a month to create a $4,000 emergency fund.”
d. “Invest $2,000 a year for retirement.”
19. A decrease in the demand for a product or service may result in a decrease in
wages for people producing that item.
a. True.
b. False.
20. The main economic influence that determines prices is
a. the stock market.
b. interest rates.
c. employment.
d. government spending.
e. supply and demand.
Chapter 1 Review
Personal Finance 1200-C
3