This certificate certifies that Henry Barnard, with identification number 8010275034081, successfully completed the First Level Regulatory Examination for Financial Service Providers and Key Individuals in Categories I, II, IIA, III and IV on March 30, 2015. The Chief Executive Officer issued the certificate with number PR149146.

1. Regulatory Examination
Certificate
This serves to certify that
HENRY BARNARD
8010275034081
has successfully completed
First Level Regulatory Examination: FSPs (sole
proprietors) and Key Individuals in Categories I, II, IIA, III
and IV
30 March 2015
Chief Executive Officer Examination Date
Certificate Number: PR149146