The document is a monthly budget for November that shows $0 in total income and $2449 in total expenses, resulting in a monthly balance of negative $2449. The largest expenses are $450 for mortgage/rent, $300 for car payments, $250 for student loans, and $150 each for homeowner's insurance and doctor's appointments.

1. Budget for the Month November
Income Amount
Wages
Bonus Income
Total Income 0
Expenses Budgeted
Mortage/Rent 450
Electricity 150
Water 45
Garbage/Sewer 25
Home Cable/Satelite 100
Internet 50
Food/Groceries 200
Household 0
Laundry/Dry Cleaning 0
Student Loans 250
Credit Cards 0
Bills
Car Payments 300
Cell Phone 45
Homeowner's Insurance 150
Health Insurance 89
Insurance
Life Insurance 35
Car Insurance 80
Public Transportation 0
Transportation
Fuel/ Car Maintenance 75
Prescriptions 35
Health
Doctor's Appointments 150
Entertainment/Dining 115
Clothing 65
Personal
Personal Care 15
Dining Out 25
Total Monthly Expenses 2449
Total Monthly Income 0
Total Monthly Expenses 2449
Monthly Balance: -2449