Daniel receives praise from a mediator in Ohio who said Daniel always provides the most information to borrowers during mediations and is well prepared. The mediator emailed Daniel's manager saying Daniel is very knowledgeable about options for retaining or not retaining a home, and that mediations go smoothly even if a denial is provided when Daniel represents Bank of America. Daniel's manager thanks him for being well prepared and responsive during mediations.

1. Reason for Recognition: Realize the power of our people
To: Daniel Skidell
Daniei: Wow! I had a meeting with Mediator Foster in Lake County, O!-.l,
and she absolutely sang your praises then send me an email that had the
following: I also wanted to provide you with the name of the bank repre-
sentative who I was telling you about yesterday, His name is Dan Skidell.
I have had other bank reps, here on mediations, but Dan is the one who
always provided the most information to me and the borrowers. He was
prepared every time. When I saw Dan was the representative for BOA, I
know the mediation would progress smoothly, even if a denial was pro-
vided. He is very knowledgeable and provides all options for retention
and non-retention. Daniel - that is a fantastic compliment. I am so grateful
to have you on the team. EXACTLY what we are looking for to be the
best prepared and most responsive participant in the mediation process!
Great work! I am on a plane right now but will call you tomorrow to thank
you personally, Keep it up! MAB
From: Mark Bragg
04t17t2014
l
1
1
-''''''',-' '
BankolAmerica€r"
I
)
1