Cori Graham, owner of the online meal delivery business Healthy-e-Meals.com, requests a $100,000 line of credit from Citizen's Bank and a meeting with Donna Wilson. Healthy-e-Meals.com delivers nutritious pre-made meals directly to customers' homes and has experienced exponential monthly growth in sales and expenses over the past 6 months, ranging from 10-35% increases.

1. July 2, 2009Donna WilsonCitizen's Bank707 N. Highland St.Seminole, OK 74868Dear Donna Wilson:My name is Cori Graham and I, at the beginning of the year, started a new internet business named Healthy-e-Meals.com. Customers can visit the site and browse all of the meals that we provide to them. After browsing and ordering their meals, Healthy-e-Meals.com will deliver the healthy, nutritious meals directly to their home, business, or school.I am interested in starting an account with your bank. I would like to start a credit line of $100,000 and I would also like to make an appointment with you. Please feel free to contact me at your earliest convenience with an appointment time. You can contact me anytime through Health-e-meals.com.The information below will in form you on the current monthly sales, expenses, and growth rate of my company.Monthly SalesExpensesGrowth RateJanuary$5,000$50,00010%February$9,000$60,00015%March$14,000$70,00020%April$20,000$80,00025%May$27,000$90,00030%June$35,000$100,00035%I expect with your help, the sells should rise dramatically by the end of next month.Sincerely,Cori GrahamOwner Health-e-Meals.com