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Impact of Credit on Agricultural Producitivity:A Case Study of Zarai Taraqiat...
Agricultural sector is the largest contribution to Pakistan’s GDP. Agricultural credit plays an important role in
enhancing the agricultural productivity in developing countries like Pakistan. The government of Pakistan
introduced several agricultural credit loans through ZTBL and other commercial banks and institutional sources.
This study estimated constrains faced by the farmers in acquisitioned source. This study also estimated the
impact of credit on agricultural productivity. Data were collected randomly from 30 loanee farmers to three
selected ZTBL branches and 30 non loanee farmers in the same villages. It found that the credit has a positive
impact on the agricultural productivity and loanee farmers have more gross margins than non loanee farmers.
Now the problem is to remove the constraints which small farmers are facing in this regard and then improve the
utilization of the credit amount as planned at the time of disbursement in agriculture production process
following findings were found. A major proportion i.e.40.8% of the farmers belonged to young age group (36-45
years). It was found that majority of the respondents had low level of education in the selected area. More than
51.7% of the respondents had 6-10 acres of the land holding. A huge majority 95% of the respondents had
knowledge about the agricultural credit scheme of the ZTBL Bank. More than 56.75 of the loanees’ farmers
avail credit facilities for the first time from the ZTBL bank. A large majority 63.3 of the farmers were not
satisfied with the interest rate charged by the banks. It was found that a large number of farmers mutualized the
credit amount. About 66.7% farmers got agricultural credit facility from bank without facing any problem.
Result indicates that average cultivated area in case of loanee farmers is higher than non-loanee farmers. It was
conclude that the loanee farmers had more cost of production as compare to non loanee farmers. Results of
regression analysis indicate that credit had very normal impact on agricultural productivity as limiting factors is
the proper utilization of loan mount in agricultural sector. The most common utilization of credit amount as
construction, repair and renovation of the houses by the loanee farmers.
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Dunlop’s system theory (1958) – theories of industrial relations - industria...
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2977 tct tncn-284150
Công văn Số: 2977/TCT-TNCN
V/v: miễn, giảm thuế thu nhập cá nhân cho nhân lực dự án công nghệ cao
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Recommended
Impact of Credit on Agricultural Producitivity:A Case Study of Zarai Taraqiat...
Agricultural sector is the largest contribution to Pakistan’s GDP. Agricultural credit plays an important role in
enhancing the agricultural productivity in developing countries like Pakistan. The government of Pakistan
introduced several agricultural credit loans through ZTBL and other commercial banks and institutional sources.
This study estimated constrains faced by the farmers in acquisitioned source. This study also estimated the
impact of credit on agricultural productivity. Data were collected randomly from 30 loanee farmers to three
selected ZTBL branches and 30 non loanee farmers in the same villages. It found that the credit has a positive
impact on the agricultural productivity and loanee farmers have more gross margins than non loanee farmers.
Now the problem is to remove the constraints which small farmers are facing in this regard and then improve the
utilization of the credit amount as planned at the time of disbursement in agriculture production process
following findings were found. A major proportion i.e.40.8% of the farmers belonged to young age group (36-45
years). It was found that majority of the respondents had low level of education in the selected area. More than
51.7% of the respondents had 6-10 acres of the land holding. A huge majority 95% of the respondents had
knowledge about the agricultural credit scheme of the ZTBL Bank. More than 56.75 of the loanees’ farmers
avail credit facilities for the first time from the ZTBL bank. A large majority 63.3 of the farmers were not
satisfied with the interest rate charged by the banks. It was found that a large number of farmers mutualized the
credit amount. About 66.7% farmers got agricultural credit facility from bank without facing any problem.
Result indicates that average cultivated area in case of loanee farmers is higher than non-loanee farmers. It was
conclude that the loanee farmers had more cost of production as compare to non loanee farmers. Results of
regression analysis indicate that credit had very normal impact on agricultural productivity as limiting factors is
the proper utilization of loan mount in agricultural sector. The most common utilization of credit amount as
construction, repair and renovation of the houses by the loanee farmers.
Epic2014 balancing
This document discusses balancing the two purposes of e-portfolios - assessment and learning. It describes Peter Ewell's two paradigms of assessment - accountability and improvement. E-portfolios can serve both purposes by documenting a learner's growth over time through reflection. The document emphasizes that e-portfolios should focus on the learning process and identity development rather than just being a collection of work samples. Effective e-portfolios support metacognition, reflection, and goal setting to enhance deep learning.
Dunlop’s system theory (1958) – theories of industrial relations - industria...
In this perspective, Dunlop analyzes industrial relations systems as a subsystem of society.
An industrial relations system at any one time in its development is regarded as comprised of certain actors, certain contexts, an ideology which binds the industrial relations system together and a body of rules created to govern the actors at the workplace and work community.
2977 tct tncn-284150
Công văn Số: 2977/TCT-TNCN
V/v: miễn, giảm thuế thu nhập cá nhân cho nhân lực dự án công nghệ cao
Linea del tiempodocx
Este documento resume la historia del ejercicio físico y los deportes a través de los tiempos, desde la era primitiva hasta la era moderna. En la era primitiva, los juegos y la danza eran un acto de culto y un símbolo de vida que unía a la gente. En la era clásica, el objetivo era lograr armonía entre lo físico y lo intelectual para alcanzar un desarrollo completo. En la era romana, se transmitió la idea de la importancia del ejercicio para la salud. En la era moderna,
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The newsletter summarizes events at the British International School in Hanoi for the week. It discusses a visit from motivational speaker Ben Heason, Open Day where parents observed classrooms, and the annual charity bazaar. It also provides updates on sports competitions between schools, upcoming parent teacher conferences, and the focus on myths and legends in the Year 5 curriculum.
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This article summarizes Bill Boucher's nearly 33 year career with the City of Morro Bay public works department. It discusses some of his early jobs including drafting work and emergency harbor patrol duties. It outlines some of the major projects he oversaw such as building Del Mar Park in 1979-80. It notes he was laid off briefly in 1982 due to budget cuts but was able to keep his job thanks to a city council member speaking on his behalf. The article touches on challenges like the late 1980s drought and deteriorating infrastructure like aging sewer lines that will be a major future expense. It closes by saying last week marked Boucher's last day in his role as Morro Bay's special projects manager, marking the end
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