AsTech is a payment processing solutions gateway providing merchant accounts for sellers accepting e check as a payment method. Contact AsTech for e check solution: http://www.astechprocessing.com/solutions-services/alternative-payments/why-e-check/

1. A.S. Technologies and Consulting One Payment Gateway For All Payment Solutions
E-Check is an Alternative E-Payment Solution
Replacement to Credit Cards in the USA
E-check is tailored for US Customers who wish to purchase goods and
services Online and make payments direct from their bank accounts
www.astechprocessing.com Check21 | E-Check Solutions

2. A.S. Technologies and Consulting One Payment Gateway For All Payment Solutions
What is an E-check ?
• An e-check or electronic check, is an electronic
version of a paper check used to make
payments online.
• The customer provides the following information:
• His Bank account routing number.
• His Checking or Saving bank account number.
• His name as appears in his bank account statement.
www.astechprocessing.com Check21 | E-Check Solutions

3. A.S. Technologies and Consulting One Payment Gateway For All Payment Solutions
What is Check 21?
• Check 21 is a US federal law that is designed to enable
banks to handle more checks electronically. Instead of
physically moving paper checks from one bank to
another, Check 21 allows banks to process checks
electronically.
Wikipedia | USFR
www.astechprocessing.com Check21 | E-Check Solutions

4. A.S. Technologies and Consulting One Payment Gateway For All Payment Solutions
How Bank Accounts are identified?
• Bank accounts are identified by payer's account name,
the bank’s routing number and the account number
within that bank.
The information is printed on the check.
www.astechprocessing.com Check21 | E-Check Solutions

5. A.S. Technologies and Consulting One Payment Gateway For All Payment Solutions
Check 21 Process
Consumer writes a check and hands it to a merchant.
Merchant's bank digitises the check and claims it from the
consumer s bank.
Check owner must receive a notice that a check may be
processed this way and must approve this transaction method.
Consumer writes a check
Merchant`s bank digitize
thE-check and claims it from
the consumer`s bank
Consumer`s
bank pays thE-
check
www.astechprocessing.com Check21 | E-Check Solutions

6. A.S. Technologies and Consulting One Payment Gateway For All Payment Solutions
E-check - The Consumer key benefits
• Convenience of paying by a personal Checking or
Saving bank account (no need of credit cards).
• Phone call verification process provides better
confidence regarding the merchant's credibility.
www.astechprocessing.com Check21 | E-Check Solutions

7. A.S. Technologies and Consulting One Payment Gateway For All Payment Solutions
E-check - The merchant key benefits
• Expands his customer base to the USA market.
• Allows customers to pay through their Bank Account without
exposing their credit card details.
• Generates E-check Payouts to Affiliates & Customers.
• Provides Efficient and Secured Payment Method through e secured
online payment gateway.
• Weekly payouts.
www.astechprocessing.com Check21 | E-Check Solutions

8. A.S. Technologies and Consulting One Payment Gateway For All Payment Solutions
E-check & E-commerce
Online merchants can accept checks from consumers with
a US bank account.
Consumer
Goods
delivered
Shopping online
Merchant
E-check
processed
Sending Check
Check arrived
Getting notification
www.astechprocessing.com Check21 | E-Check Solutions

9. A.S. Technologies and Consulting One Payment Gateway For All Payment Solutions
How to get started?
Accepting checks for
e-check processing
• Choose AsTech as your e-check solution provider.
• Integrate e-check methodology with your business and tools.
• Notify your customers about using E-check processing (it's
mandatory by law).
• Accept checks on line and increase your profit.
www.astechprocessing.com Check21 | E-Check Solutions

10. A.S. Technologies and Consulting One Payment Gateway For All Payment Solutions
Why E-check with AsTech?
• State-of-the-art global payment platform tailored for online
merchants wishing to accept payments from US customers
• Secured merchant and partner accounts with easy to use
control panel (user dashboard) and full reports of e-checking
activities.
• AsTech gateway accepts E-checks from most local and
global banks of USA.
• E-check consulting for better e-business and e-payment
solution
One payment gateway for all payment solutions
- credit cards and alternative payments.
www.astechprocessing.com Check21 | E-Check Solutions

11. A.S. Technologies and Consulting One Payment Gateway For All Payment Solutions
E-check - Account Verification and Fraud History review
• Online fraud costs the offshore and domestic merchant portfolio
billions of dollars each year, making fraud detection and prevention
crucial to minimizing risk and maintaining a successful business.
• Astech and it's banking partners, provide unique tools and services
to help you or your merchants protect their business from fraud,
including unique services, and industry-standard, payment gateway
management features and value-added products.
• AsTech features include E-Signature account verification, account
history look backs both through an existing in-house database as
well as utilizing a network database system of historical fraud data.
We also use call-backs to ensure that the customer who holds the
account is aware of the transaction, and agrees to the debit. This
ensures very little chargeback activity on your accounts.
www.astechprocessing.com Check21 | E-Check Solutions

12. A.S. Technologies and Consulting One Payment Gateway For All Payment Solutions
About AsTech
A.S. Technologies and Consulting (AsTech) payment gateway gives
merchants and e-commerce businesses a complete solution for credit
card payments. Some online customers prefer not to expose credit card
information. AsTech Provides those customers with alternative
payment methods which are commonly used in their domestic location.
www.astechprocessing.com Check21 | E-Check Solutions

13. Thank You.
A.S. Technologies and Consulting
www.astechprocessing.com
721 Wentworth Avenue
Montreal, QC H4W2S2
PHONE: +1 514-312-7066
PHONE: +44 208-144-2487
info@astechprocessing.com