Bahaa Abdul Hadi feels smart cards have been one of the most useful innovations that has been used in many areas of our lives. These cards are plastic cards with a microchip in it. The presence of the microchip allows data to be saved on the card and retrieved from it. Smart card technology has many applications, all of which are highly beneficial. We look at some of the most useful applications of smart cards.

1. Application of Smart Cards
Bahaa Abdul Hadi feels smart cards have been one of the most useful innovations that
has been used in many areas of our lives. These cards are plastic cards with a
microchip in it. The presence of the microchip allows data to be saved on the card and
retrieved from it.
Smart card technology has many applications, all of which are highly beneficial. We look
at some of the most useful applications of smart cards.
Uses of smart cards
1) Access control
Smart cards can be used as a physical security device to provide access control. Only
people with the smart card can be allowed to enter a premises by swiping the smart
card on a reader attached to the door. This is a simple security method that can also
keep track of people entering and leaving a place.
2) Telecommunication
SIM cards are today devices used by everyone on their mobile phones. The cards
contain a chip that stores date for the users of the mobile phone. This allows users
access to networks and can also be used for billing.
3) Banking
Banks have been using smart cards to create credit cards and debit cards. These cards
can be used to authenticate bank customers when they withdraw money from ATMs.
The cards can also be used in retail for making purchases at a point of sale. It ensures
security by preventing fraudulent access.
4) Health Care
Health care organizations have been using smart cards as patient cards. These cards
can be used to store patient data and retrieve the data. It helps healthcare organizations
to manage patient admission and insurance claim processing in a better way.
5) Educational institutions
Schools and colleges are using smart cards as student identity cards. The use of these
cards can help institutions track entry and exit of students in the institution campus. It

2. can also be used to regulate access to resources like library, canteen, etc. Student data
can also be stored in these cards.
6) Electronic purse
Smart cards can be used as an electronic purse to make payments. They can be used
in retail stores, cafes, etc. When the card is presented at the billing counter, the details
of transaction are recorded on the smart card. The balance amount is also updated. The
card can be recharged with money and the balance updated.
Such an electronic purse can be useful in making payments even in public
transportation. Bahaa Adhul Hadi shares an practical example in this context, a smart
card can allow users access to metro train services while deducting the payment from
the card.
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