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10qhelath net 02
This SEC filing is Health Net, Inc.'s quarterly report for the period ending June 30, 2002. It includes condensed consolidated financial statements such as the balance sheet, statements of operations, and cash flows. The balance sheet shows total assets of $3.4 billion including $953.6 million in investments and $672.9 million in cash. Total liabilities are $2.1 billion including $1.2 billion in claims reserves. Stockholders' equity is $1.3 billion. The statements of operations show revenues of $2.5 billion for the second quarter including $2 billion from health plan premiums.
progressive mreport-06/04
The Progressive Corporation held a conference call on August 10, 2004 at 9:00am eastern time to address questions from shareholders regarding its quarterly report and Form 10-Q filing with the SEC. Progressive reported positive financial results for June 2004, with an 8% increase in net premiums written, 40% increase in net income, and 3.8 point decrease in combined ratio compared to June 2003. Progressive also saw increases in policies in force and net premiums written of 14% and 12%, respectively, for the first quarter of 2004 compared to the same period in 2003.
helath net 07 Form 10Q
This document is a quarterly report filed with the SEC by Health Net, Inc. It includes consolidated financial statements and notes for the third quarter of 2007. The report indicates that Health Net's revenues increased 13% to $3.6 billion for the quarter, but it recognized a net loss of $103.8 million compared to net income of $90.9 million in the prior year. For the nine months ended September 30, 2007, revenues increased 8.5% to $10.5 billion while net income was $76.8 million, a decrease from $244.5 million in the previous year. The report provides details on Health Net's financial performance and key components of revenues and expenses for the periods presented.
centex 2Q FY09 Slides
Centex Corporation held a second quarter conference call to discuss financial results. They are navigating an unprecedented economic environment through strategic actions. Centex reduced homebuilding and corporate expenses by 39% year-over-year, improved gross margins sequentially, and exited non-core businesses. They accumulated cash, ended the quarter with $1.30 billion, and paid off $150 million in debt. Centex is taking actions to emerge from the downturn with strength by gaining market share and having sufficient land.
progressive mreport-09/04
The Progressive Corporation reported financial results for September 2004, with the following key highlights:
1) Net premiums written increased 10% to $1.002 billion compared to September 2003, and net income increased 28% to $120.5 million.
2) For the quarter, net premiums earned increased 12% to $3.277 billion and net income increased 22% to $388.9 million.
3) The combined ratio for September was 88.1%, a 0.2 point improvement from September 2003.
Progressive-3Q06QSR
- The Progressive Corporation reported financial results for the third quarter of 2006, with net income increasing 34% over the third quarter of 2005.
- However, the CEO noted growth was lagging expectations and retention of existing customers, not just acquiring new customers, would be a strategic focus going forward.
- Some initiatives to improve retention included potentially lowering rates, improving customer service and satisfaction, and offering homeowners insurance through partnerships.
- For the quarter, the combined ratio was 87.3% versus 90.4% the prior year, demonstrating continued strong underwriting performance.
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10qhelath net 02
This SEC filing is Health Net, Inc.'s quarterly report for the period ending June 30, 2002. It includes condensed consolidated financial statements such as the balance sheet, statements of operations, and cash flows. The balance sheet shows total assets of $3.4 billion including $953.6 million in investments and $672.9 million in cash. Total liabilities are $2.1 billion including $1.2 billion in claims reserves. Stockholders' equity is $1.3 billion. The statements of operations show revenues of $2.5 billion for the second quarter including $2 billion from health plan premiums.
progressive mreport-06/04
The Progressive Corporation held a conference call on August 10, 2004 at 9:00am eastern time to address questions from shareholders regarding its quarterly report and Form 10-Q filing with the SEC. Progressive reported positive financial results for June 2004, with an 8% increase in net premiums written, 40% increase in net income, and 3.8 point decrease in combined ratio compared to June 2003. Progressive also saw increases in policies in force and net premiums written of 14% and 12%, respectively, for the first quarter of 2004 compared to the same period in 2003.
helath net 07 Form 10Q
This document is a quarterly report filed with the SEC by Health Net, Inc. It includes consolidated financial statements and notes for the third quarter of 2007. The report indicates that Health Net's revenues increased 13% to $3.6 billion for the quarter, but it recognized a net loss of $103.8 million compared to net income of $90.9 million in the prior year. For the nine months ended September 30, 2007, revenues increased 8.5% to $10.5 billion while net income was $76.8 million, a decrease from $244.5 million in the previous year. The report provides details on Health Net's financial performance and key components of revenues and expenses for the periods presented.
centex 2Q FY09 Slides
Centex Corporation held a second quarter conference call to discuss financial results. They are navigating an unprecedented economic environment through strategic actions. Centex reduced homebuilding and corporate expenses by 39% year-over-year, improved gross margins sequentially, and exited non-core businesses. They accumulated cash, ended the quarter with $1.30 billion, and paid off $150 million in debt. Centex is taking actions to emerge from the downturn with strength by gaining market share and having sufficient land.
progressive mreport-09/04
The Progressive Corporation reported financial results for September 2004, with the following key highlights:
1) Net premiums written increased 10% to $1.002 billion compared to September 2003, and net income increased 28% to $120.5 million.
2) For the quarter, net premiums earned increased 12% to $3.277 billion and net income increased 22% to $388.9 million.
3) The combined ratio for September was 88.1%, a 0.2 point improvement from September 2003.
Progressive-3Q06QSR
- The Progressive Corporation reported financial results for the third quarter of 2006, with net income increasing 34% over the third quarter of 2005.
- However, the CEO noted growth was lagging expectations and retention of existing customers, not just acquiring new customers, would be a strategic focus going forward.
- Some initiatives to improve retention included potentially lowering rates, improving customer service and satisfaction, and offering homeowners insurance through partnerships.
- For the quarter, the combined ratio was 87.3% versus 90.4% the prior year, demonstrating continued strong underwriting performance.
progressive mreport-06/05
The Progressive Corporation held a conference call to discuss its quarterly financial results. For the second quarter of 2005, the Company's net written premiums increased 7% to $3.594 billion and net income increased 2% to $394.3 million compared to the same period in 2004. The combined ratio, a measure of profitability, improved slightly to 86.1% from 85.4% the prior year. The Company also reported that its conference call to discuss third quarter results is scheduled for August 9, 2005.
Progressive 2006_noart
Progressive customers provided overwhelmingly positive feedback about their experiences with the company. Customers praised Progressive's efficient claims handling, competitive rates, helpful customer service representatives, and easy online services. Some specific highlights included fast response times for claims, feeling treated like a valued customer rather than a number, and appreciation for online tools like paying bills and managing policies. Many customers said they would remain loyal to Progressive for the long term due to their high level of satisfaction.
Progressive-3Q 07 QSR
The document discusses Progressive's financial results for the third quarter of 2007, noting growth challenges in Agency Auto but mid-single digit growth in other areas, stable combined ratios for personal auto, and lower premium rates due to prior rate actions. It also covers organizational changes, marketing initiatives, and expectations for future rate actions to be determined more by market conditions and trends rather than continuing rate reductions. Reserving remains a focus given signs of increasing bodily injury trends.
progressive mreport-02/04
- The Progressive Corporation reported financial results for February 2004, with net premiums written up 12% and net income up 63% compared to February 2003. The combined ratio also improved by 6.1 percentage points.
- Premium growth remained strong, with personal lines policies up 16% and commercial auto policies up 25% year-over-year. Most markets continued experiencing double-digit growth in net written premiums.
- Favorable loss development and ongoing low accident frequency contributed to the improved combined ratio and profitability. Investments continued generating strong returns.
helath net 01_10Q
This document is Health Net, Inc.'s quarterly report filed with the SEC for the quarter ending March 31, 2001. It includes Health Net's condensed consolidated balance sheet, showing over $3.5 billion in total assets including over $1.2 billion in cash and investments, and over $1.7 billion in total liabilities including over $1.2 billion in reserves for claims. It also includes Health Net's condensed consolidated statements of operations and cash flows for the quarters ended March 31, 2001 and 2000.
centex Q1 09_Transcript
The document is the transcript of Centex Corporation's Q1 2009 earnings conference call from July 30, 2008. In the call, Tim Eller, Chairman and CEO of Centex, notes that housing market conditions worsened in the quarter with falling sales and closings. However, Centex built a strong cash position of $1.24 billion. Cathy Smith, CFO, states that Centex's homebuilding operations were cash flow positive for the first time in Q1 before receiving a $600 million tax refund. Centex remains focused on improving profitability and transitioning to a more efficient build-to-order model.
progressive mreport-11/04
The Progressive Corporation reported its November 2004 results, including a 7% increase in net premiums written and an 8% increase in net premiums earned compared to November 2003. Net income decreased 6% to $93.8 million while the combined ratio increased 2.9 percentage points to 89.6%. Personal lines policies in force grew 11% year-over-year while commercial auto policies increased 15%. Growth is slowing across most markets and businesses. Investment income was impacted by $3.8 million in special stock dividends while realized losses included $6 million in common stock impairments.
centex Guidelines_09/08
The document outlines corporate governance guidelines for Centex Corporation's Board of Directors. It discusses the structure of the Board, including its committees, and the selection and qualifications of directors. It also covers director independence standards, related party transactions, stockholder nominations, director resignations, and director responsibilities. The guidelines are intended to reflect the principles and practices that the Board will follow in carrying out its oversight duties.
chubb3671 Supplementary Investor Information
This document provides supplementary financial information for The Chubb Corporation for the quarter ending March 31, 2005. It includes:
- Consolidated balance sheet highlights showing total invested assets of $31.9 billion.
- Summaries of invested assets by corporate and property/casualty segments.
- Investment income after taxes for corporate and property/casualty segments.
- Property/casualty insurance group statutory surplus of $8.25 billion.
- Changes in net unpaid losses for various lines of business.
- Worldwide underwriting results by line of business, showing a total statutory underwriting income of $134.4 million.
chubb3902 Supplementary Investor Information
The document provides supplementary investor information from The Chubb Corporation as of June 30, 2005. It includes:
- Consolidated balance sheet highlights showing total invested assets of $32.9 billion including fixed maturities and equity securities.
- Summaries of invested assets for Chubb's Corporate and Property & Casualty segments totaling over $31 billion.
- Investment income after taxes for the second quarter and first half of 2005, with Property & Casualty investment income of $261 million and $513 million respectively.
- Property & Casualty underwriting results for the second quarter and first half of 2005, including a $4.3 billion statutory policyholders' surplus for the P
Supplementary Investor Information Y13880_Edgar_992_0333_
The document provides supplementary investor information for The Chubb Corporation for the third quarter of 2005, including:
1) Consolidated balance sheet highlights and summaries of invested assets for both corporate and property/casualty segments.
2) Property/casualty underwriting results for the first nine months of 2005, showing a statutory underwriting income of $293.6 million.
3) Details of changes in net unpaid losses and the estimated impact of catastrophes including Hurricane Katrina of $511 million pre-tax cost.
sup2006 01/31 Supplementary Investor Information
The document provides supplementary investor information for The Chubb Corporation as of December 31, 2005. It includes a consolidated balance sheet, details on share repurchase activity, summaries of invested assets and investment income for both corporate and property & casualty segments. It also provides property & casualty underwriting results for 2005 and 2004, including net premiums written and earned, losses incurred and expenses by line of business.
chubb 5042 Supplementary Investor Information
This document provides supplementary financial information for The Chubb Corporation as of March 31, 2006. It includes consolidated balance sheet highlights, share repurchase activity, summaries of invested assets for corporate and property & casualty segments, investment income after taxes, statutory policyholders' surplus, changes in net unpaid losses, and underwriting results for personal, commercial, and specialty insurance lines of business. Key metrics such as loss ratios, expense ratios, and combined ratios are also presented.
chubb 5264 Supplementary Investor Information
This document provides supplementary investor information from The Chubb Corporation for the period ending June 30, 2006. It includes consolidated balance sheet highlights, share repurchase activity, summaries of invested assets, investment income after taxes, statutory policyholders' surplus, changes in net unpaid losses, and underwriting results by line of business for year-to-date and quarterly periods. Key metrics such as loss ratios, expense ratios, and combined ratios are presented.
chubb 5925 Supplementary Investor Information
The document provides financial information for The Chubb Corporation as of September 30, 2006. It includes highlights of consolidated balance sheet items, share repurchase activity, summaries of invested assets and investment income for both corporate and property/casualty segments. Details are also given on property/casualty underwriting results for various lines of business on a year-to-date and quarterly basis, including ratios and comparisons to prior periods. Key terms are defined at the end.
chubb6 186 Supplementary Investor Information
This document provides supplementary investor information from The Chubb Corporation for the period ending December 31, 2006. It includes highlights of consolidated balance sheet items, summaries of invested assets, investment income after taxes, statutory policyholders' surplus, changes in unpaid losses, and worldwide property and casualty underwriting results for 2006 and 2005. Specifically, total invested assets increased to $37.7 billion in 2006 from $34.6 billion in 2005. Net income after taxes from investments was $1.2 billion for property and casualty in 2006. Statutory policyholders' surplus grew to $11.3 billion in 2006 from $8.9 billion in 2005.
chubb 6776 Supplementary Investor Information
This document provides a summary of financial information for The Chubb Corporation as of March 31, 2007. Some key highlights include:
- Total invested assets were $38.7 billion as of March 31, 2007, with fixed maturities making up the majority.
- Statutory policyholders' surplus for Chubb's property and casualty insurance group was estimated at $11.95 billion as of March 31, 2007, with a ratio of statutory net premiums written to surplus of 1.00 to 1.
- For the three months ended March 31, 2007, Chubb's worldwide property and casualty underwriting results showed a total underwriting income of $202 million for personal insurance and $144 million
chubb 7572 Supplementary Investor Information
This document provides supplementary investor information from The Chubb Corporation for the period ending June 30, 2007. It includes highlights of Chubb's consolidated balance sheet, share repurchase activity, summaries of invested assets for Corporate and Property & Casualty segments, and investment income after taxes. Key metrics provided are total invested assets of $39.5 billion, shareholders' equity of $13.8 billion, and year-to-date Property & Casualty investment income of $360 million.
chubb 7804 Supplementary Investor Information
This document provides supplementary investor information for The Chubb Corporation, including consolidated balance sheet highlights, share repurchase activity, summaries of invested assets, investment income after taxes, statutory policyholders' surplus, changes in net unpaid losses, and underwriting results for both the nine months and quarters ended September 30, 2007 and 2006. Key figures include total invested assets of $40.5 billion, shareholders' equity of $14.2 billion, and worldwide property and casualty underwriting income of $543 million for the nine months ended September 30, 2007.
chubb 8085 Supplementary Investor Information
This document provides supplementary financial information for The Chubb Corporation as of December 31, 2007. It includes highlights of consolidated balance sheets, share repurchase activity, summaries of invested assets, investment income after taxes for corporate and property/casualty divisions, statutory policyholder surplus, changes in unpaid losses, and underwriting results by line of business for 2007 and 2006.
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progressive mreport-06/05
The Progressive Corporation held a conference call to discuss its quarterly financial results. For the second quarter of 2005, the Company's net written premiums increased 7% to $3.594 billion and net income increased 2% to $394.3 million compared to the same period in 2004. The combined ratio, a measure of profitability, improved slightly to 86.1% from 85.4% the prior year. The Company also reported that its conference call to discuss third quarter results is scheduled for August 9, 2005.
Progressive 2006_noart
Progressive customers provided overwhelmingly positive feedback about their experiences with the company. Customers praised Progressive's efficient claims handling, competitive rates, helpful customer service representatives, and easy online services. Some specific highlights included fast response times for claims, feeling treated like a valued customer rather than a number, and appreciation for online tools like paying bills and managing policies. Many customers said they would remain loyal to Progressive for the long term due to their high level of satisfaction.
Progressive-3Q 07 QSR
The document discusses Progressive's financial results for the third quarter of 2007, noting growth challenges in Agency Auto but mid-single digit growth in other areas, stable combined ratios for personal auto, and lower premium rates due to prior rate actions. It also covers organizational changes, marketing initiatives, and expectations for future rate actions to be determined more by market conditions and trends rather than continuing rate reductions. Reserving remains a focus given signs of increasing bodily injury trends.
progressive mreport-02/04
- The Progressive Corporation reported financial results for February 2004, with net premiums written up 12% and net income up 63% compared to February 2003. The combined ratio also improved by 6.1 percentage points.
- Premium growth remained strong, with personal lines policies up 16% and commercial auto policies up 25% year-over-year. Most markets continued experiencing double-digit growth in net written premiums.
- Favorable loss development and ongoing low accident frequency contributed to the improved combined ratio and profitability. Investments continued generating strong returns.
helath net 01_10Q
This document is Health Net, Inc.'s quarterly report filed with the SEC for the quarter ending March 31, 2001. It includes Health Net's condensed consolidated balance sheet, showing over $3.5 billion in total assets including over $1.2 billion in cash and investments, and over $1.7 billion in total liabilities including over $1.2 billion in reserves for claims. It also includes Health Net's condensed consolidated statements of operations and cash flows for the quarters ended March 31, 2001 and 2000.
centex Q1 09_Transcript
The document is the transcript of Centex Corporation's Q1 2009 earnings conference call from July 30, 2008. In the call, Tim Eller, Chairman and CEO of Centex, notes that housing market conditions worsened in the quarter with falling sales and closings. However, Centex built a strong cash position of $1.24 billion. Cathy Smith, CFO, states that Centex's homebuilding operations were cash flow positive for the first time in Q1 before receiving a $600 million tax refund. Centex remains focused on improving profitability and transitioning to a more efficient build-to-order model.
progressive mreport-11/04
The Progressive Corporation reported its November 2004 results, including a 7% increase in net premiums written and an 8% increase in net premiums earned compared to November 2003. Net income decreased 6% to $93.8 million while the combined ratio increased 2.9 percentage points to 89.6%. Personal lines policies in force grew 11% year-over-year while commercial auto policies increased 15%. Growth is slowing across most markets and businesses. Investment income was impacted by $3.8 million in special stock dividends while realized losses included $6 million in common stock impairments.
centex Guidelines_09/08
The document outlines corporate governance guidelines for Centex Corporation's Board of Directors. It discusses the structure of the Board, including its committees, and the selection and qualifications of directors. It also covers director independence standards, related party transactions, stockholder nominations, director resignations, and director responsibilities. The guidelines are intended to reflect the principles and practices that the Board will follow in carrying out its oversight duties.
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chubb3671 Supplementary Investor Information
This document provides supplementary financial information for The Chubb Corporation for the quarter ending March 31, 2005. It includes:
- Consolidated balance sheet highlights showing total invested assets of $31.9 billion.
- Summaries of invested assets by corporate and property/casualty segments.
- Investment income after taxes for corporate and property/casualty segments.
- Property/casualty insurance group statutory surplus of $8.25 billion.
- Changes in net unpaid losses for various lines of business.
- Worldwide underwriting results by line of business, showing a total statutory underwriting income of $134.4 million.
chubb3902 Supplementary Investor Information
The document provides supplementary investor information from The Chubb Corporation as of June 30, 2005. It includes:
- Consolidated balance sheet highlights showing total invested assets of $32.9 billion including fixed maturities and equity securities.
- Summaries of invested assets for Chubb's Corporate and Property & Casualty segments totaling over $31 billion.
- Investment income after taxes for the second quarter and first half of 2005, with Property & Casualty investment income of $261 million and $513 million respectively.
- Property & Casualty underwriting results for the second quarter and first half of 2005, including a $4.3 billion statutory policyholders' surplus for the P
Supplementary Investor Information Y13880_Edgar_992_0333_
The document provides supplementary investor information for The Chubb Corporation for the third quarter of 2005, including:
1) Consolidated balance sheet highlights and summaries of invested assets for both corporate and property/casualty segments.
2) Property/casualty underwriting results for the first nine months of 2005, showing a statutory underwriting income of $293.6 million.
3) Details of changes in net unpaid losses and the estimated impact of catastrophes including Hurricane Katrina of $511 million pre-tax cost.
sup2006 01/31 Supplementary Investor Information
The document provides supplementary investor information for The Chubb Corporation as of December 31, 2005. It includes a consolidated balance sheet, details on share repurchase activity, summaries of invested assets and investment income for both corporate and property & casualty segments. It also provides property & casualty underwriting results for 2005 and 2004, including net premiums written and earned, losses incurred and expenses by line of business.
chubb 5042 Supplementary Investor Information
This document provides supplementary financial information for The Chubb Corporation as of March 31, 2006. It includes consolidated balance sheet highlights, share repurchase activity, summaries of invested assets for corporate and property & casualty segments, investment income after taxes, statutory policyholders' surplus, changes in net unpaid losses, and underwriting results for personal, commercial, and specialty insurance lines of business. Key metrics such as loss ratios, expense ratios, and combined ratios are also presented.
chubb 5264 Supplementary Investor Information
This document provides supplementary investor information from The Chubb Corporation for the period ending June 30, 2006. It includes consolidated balance sheet highlights, share repurchase activity, summaries of invested assets, investment income after taxes, statutory policyholders' surplus, changes in net unpaid losses, and underwriting results by line of business for year-to-date and quarterly periods. Key metrics such as loss ratios, expense ratios, and combined ratios are presented.
chubb 5925 Supplementary Investor Information
The document provides financial information for The Chubb Corporation as of September 30, 2006. It includes highlights of consolidated balance sheet items, share repurchase activity, summaries of invested assets and investment income for both corporate and property/casualty segments. Details are also given on property/casualty underwriting results for various lines of business on a year-to-date and quarterly basis, including ratios and comparisons to prior periods. Key terms are defined at the end.
chubb6 186 Supplementary Investor Information
This document provides supplementary investor information from The Chubb Corporation for the period ending December 31, 2006. It includes highlights of consolidated balance sheet items, summaries of invested assets, investment income after taxes, statutory policyholders' surplus, changes in unpaid losses, and worldwide property and casualty underwriting results for 2006 and 2005. Specifically, total invested assets increased to $37.7 billion in 2006 from $34.6 billion in 2005. Net income after taxes from investments was $1.2 billion for property and casualty in 2006. Statutory policyholders' surplus grew to $11.3 billion in 2006 from $8.9 billion in 2005.
chubb 6776 Supplementary Investor Information
This document provides a summary of financial information for The Chubb Corporation as of March 31, 2007. Some key highlights include:
- Total invested assets were $38.7 billion as of March 31, 2007, with fixed maturities making up the majority.
- Statutory policyholders' surplus for Chubb's property and casualty insurance group was estimated at $11.95 billion as of March 31, 2007, with a ratio of statutory net premiums written to surplus of 1.00 to 1.
- For the three months ended March 31, 2007, Chubb's worldwide property and casualty underwriting results showed a total underwriting income of $202 million for personal insurance and $144 million
chubb 7572 Supplementary Investor Information
This document provides supplementary investor information from The Chubb Corporation for the period ending June 30, 2007. It includes highlights of Chubb's consolidated balance sheet, share repurchase activity, summaries of invested assets for Corporate and Property & Casualty segments, and investment income after taxes. Key metrics provided are total invested assets of $39.5 billion, shareholders' equity of $13.8 billion, and year-to-date Property & Casualty investment income of $360 million.
chubb 7804 Supplementary Investor Information
This document provides supplementary investor information for The Chubb Corporation, including consolidated balance sheet highlights, share repurchase activity, summaries of invested assets, investment income after taxes, statutory policyholders' surplus, changes in net unpaid losses, and underwriting results for both the nine months and quarters ended September 30, 2007 and 2006. Key figures include total invested assets of $40.5 billion, shareholders' equity of $14.2 billion, and worldwide property and casualty underwriting income of $543 million for the nine months ended September 30, 2007.
chubb 8085 Supplementary Investor Information
This document provides supplementary financial information for The Chubb Corporation as of December 31, 2007. It includes highlights of consolidated balance sheets, share repurchase activity, summaries of invested assets, investment income after taxes for corporate and property/casualty divisions, statutory policyholder surplus, changes in unpaid losses, and underwriting results by line of business for 2007 and 2006.
chubb 8922 Supplementary Investor Information
This document provides financial information about Chubb Corporation's property and casualty underwriting results for 2007 and 2006. It summarizes key metrics like net premiums written, losses incurred, expenses incurred, underwriting income, and combined loss/expense ratios for different business lines including personal, commercial, and specialty insurance. It also notes that beginning in 2008, foreign currency fluctuations will be accounted for differently in the reporting of losses paid and outstanding losses. Overall underwriting income increased from $1.886 billion to $2.064 billion from 2006 to 2007.
chubb 8399 Supplementary Investor Information
The document provides supplementary financial information for Chubb Corporation as of March 31, 2008. Key highlights include:
- Total invested assets were $40.1 billion, with fixed maturities making up the majority.
- Statutory policyholders' surplus for property and casualty insurance was estimated at $13.3 billion, with a ratio of net premiums written to surplus of 0.9 to 1.
- For the three months ended March 31, 2008, worldwide underwriting resulted in a total profit of $138 million for commercial lines and $164 million for personal lines. Loss and expense ratios remained high but stable.
chubb 8921 Supplementary Investor Information
The document is a report from The Chubb Corporation detailing changes to how losses are presented in their property and casualty underwriting results. Specifically, beginning in Q3 2008, foreign currency fluctuations will impact "net losses paid" and "increase (decrease) in outstanding losses" differently than before. The report provides definitions, ratios, and quarterly underwriting results for Q1 2008 and 2007 to reflect these presentation modifications. Incurred losses remain unchanged.
chubb 8576 Supplementary Investor Information
This document provides supplementary investor information from The Chubb Corporation, including:
- Consolidated balance sheet highlights and share repurchase activity as of June 30, 2008.
- Summaries of invested assets for Corporate and Property & Casualty segments.
- Investment income after taxes for Corporate and Property & Casualty segments for the second quarter and first six months of 2008 versus 2007.
- Property & Casualty statutory policyholders' surplus, change in net unpaid losses, and underwriting results by line of business for the first half of 2008 versus the same period in 2007.
chubb 8918 Supplementary Investor Information
This document from Chubb Corporation reports modifications to the presentation of losses incurred in property and casualty underwriting results for the six months ended June 30, 2008 and 2007. Specifically, it notes that beginning in Q3 2008, foreign currency fluctuations will be reflected differently in "net losses paid" and "increase (decrease) in outstanding losses", though incurred losses remain unchanged. It provides definitions of key terms like underwriting income/loss and combined loss/expense ratio used to evaluate underwriting performance. The document then presents detailed underwriting results by line of business and geographic region.
chubb Supplementary Investor Information8917
This document provides supplementary investor information from The Chubb Corporation for the quarter ending September 30, 2008. It includes a consolidated balance sheet, share repurchase activity, summaries of invested assets for corporate and property & casualty divisions, and investment income and underwriting results. Beginning in Q3 2008, foreign currency fluctuations will impact property & casualty loss reporting differently than in the past.
chubb Supplementary Investor Information9489
This document provides supplementary financial information for The Chubb Corporation as of December 31, 2008. It includes highlights of the consolidated balance sheet, share repurchase activity, summaries of invested assets for the Corporate and Property and Casualty segments, and investment income. It also contains information on statutory policyholders' surplus, changes in unpaid losses, and underwriting results for year-to-date and quarterly periods for the Property and Casualty Insurance Group. Key terms are defined at the end.
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Being a Paper Presented at the Nigerian Maritime Administration and Safety Agency (NIMASA) Budget Office Staff at Sojourner Hotel, GRA, Ikeja Lagos on Saturday 8th June, 2024.
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Markets rallied in May, with all three major U.S. equity indices up for the month, said Sam Millette, director of fixed income, in his latest Market Risk Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
Chapter 25: Economic Growth Summary from Samuelson and Nordhaus
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Cryptocurrency is digital money that operates independently of a central authority, utilizing cryptography for security. Unlike traditional currencies issued by governments (fiat currencies), cryptocurrencies are decentralized and typically operate on a technology called blockchain. Each cryptocurrency transaction is recorded on a public ledger, ensuring transparency and security.
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高仿英国伦敦艺术大学毕业证（ual毕业证书）文凭证书原版一模一样
原版一模一样【微信：741003700 】【英国伦敦艺术大学毕业证（ual毕业证书）文凭证书】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
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Singapore 2024 Sustainability Reporting and Accountancy Education SlidesExploring-Madhya-Pradesh-Culture-Heritage-and-Land-Records.pptx
Madhya Pradesh, the "Heart of India," boasts a rich tapestry of culture and heritage, from ancient dynasties to modern developments. Explore its land records, historical landmarks, and vibrant traditions. From agricultural expanses to urban growth, Madhya Pradesh offers a unique blend of the ancient and modern.
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一比一原版宾夕法尼亚大学毕业证(UPenn毕业证书)学历如何办理
挂科购买【微信号:176555708】【挂科购买(UPenn毕业证书)】【微信号:176555708】《成绩单、外壳、offer、真实留信官方学历认证（永久存档/真实可查）》采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【我们承诺采用的是学校原版纸张（纸质、底色、纹路）我们拥有全套进口原装设备，特殊工艺都是采用不同机器制作，仿真度基本可以达到100%，所有工艺效果都可提前给客户展示，不满意可以根据客户要求进行调整，直到满意为止！】
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信号:176555708】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信号:176555708】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
留信网服务项目：
1、留学生专业人才库服务（留信分析）
2、国（境）学习人员提供就业推荐信服务
3、留学人员区块链存储服务
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：客户在留信官方认证查询网站查询到认证通过结果后付款，不成功不收费！
Tdasx: Interpreting the 2024 Cryptocurrency Market Funding Trends and Technol...
Tdasx: Interpreting the 2024 Cryptocurrency Market Funding Trends and Technological Developments
快速办理(RWTH毕业证书)德国亚琛工业大学毕业证录取通知书一模一样
原件一模一样【微信：bwp0011】《(RWTH毕业证书)德国亚琛工业大学毕业证》【微信：bwp0011】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问微bwp0011
【主营项目】
一.毕业证【微bwp0011】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【微bwp0011】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
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