عزل فوم بالرياض شركة التقوى 0501214920
عزل فوم بالرياض احد أنواع العزل المائي والحراري توفره لك شركة التقوى ويوجد الكثير من العزل للاسطح .ومنها عزل الفوم وهو مادة نقوم بتركيبها بسماكة 5 سم لتقوم بالغرض المطلوب منها شركة عزل الفوم عزل المستودعات الشنكو وعزل الاسطح بجميع أنواعها تخصصنا.
https://atqwa.com/%d8%b4%d8%b1%d9%83%d8%a9-%d8%b9%d8%b2%d9%84-%d9%81%d9%88%d9%85-%d8%a8%d8%a7%d9%84%d8%b1%d9%8a%d8%a7%d8%b6/
لدينا جميع أنواع عزل فوم المختلفة عزل الرول وعزل الجار وحتي العزل السائل للأسطح والحمامات وخزانات المياه العوازل. لا يمكن الإستغناء عنها اليوم لأنة لا يمكن أن تقوم بتأسيس منزلك بدون العزل نحن في شركة عزل فوم بالرياض نوفر لك افضل الطرق المتطورة لعزل سطح منزلك .
This document discusses alternatives to LIBOR as a reference rate for Islamic finance. It provides background on the International Islamic Financial Market (IIFM), which aims to establish and promote Islamic capital markets. It then examines current issues with Islamic capital markets, including a lack of liquidity management instruments and standardized products and contracts. The document outlines several proposed alternatives to LIBOR as a benchmark rate, including approaches by Mirakhor, Usmani, and Bank Negara Malaysia that involve using rates based on asset values or profit sharing ratios between banks. Developing a standardized Islamic reference rate could help the growth of the Islamic financial services industry.
This document provides an overview of Murabaha, an Islamic financing structure commonly used by banks. It discusses the key stages and requirements of a Murabaha transaction according to Shariah principles. The stages include a promise stage where the client requests financing and signs an agreement; an agency stage where the client is appointed to purchase goods on the bank's behalf; acquiring possession of the goods by the bank; and execution of the Murabaha sale where the client makes an offer to purchase the goods that is accepted by the bank. The document also discusses credit approval processes, types of agency agreements, requirements for possession and title transfer, and issues around pricing and risk management in Murabaha transactions.
عزل فوم بالرياض شركة التقوى 0501214920
عزل فوم بالرياض احد أنواع العزل المائي والحراري توفره لك شركة التقوى ويوجد الكثير من العزل للاسطح .ومنها عزل الفوم وهو مادة نقوم بتركيبها بسماكة 5 سم لتقوم بالغرض المطلوب منها شركة عزل الفوم عزل المستودعات الشنكو وعزل الاسطح بجميع أنواعها تخصصنا.
https://atqwa.com/%d8%b4%d8%b1%d9%83%d8%a9-%d8%b9%d8%b2%d9%84-%d9%81%d9%88%d9%85-%d8%a8%d8%a7%d9%84%d8%b1%d9%8a%d8%a7%d8%b6/
لدينا جميع أنواع عزل فوم المختلفة عزل الرول وعزل الجار وحتي العزل السائل للأسطح والحمامات وخزانات المياه العوازل. لا يمكن الإستغناء عنها اليوم لأنة لا يمكن أن تقوم بتأسيس منزلك بدون العزل نحن في شركة عزل فوم بالرياض نوفر لك افضل الطرق المتطورة لعزل سطح منزلك .
This document discusses alternatives to LIBOR as a reference rate for Islamic finance. It provides background on the International Islamic Financial Market (IIFM), which aims to establish and promote Islamic capital markets. It then examines current issues with Islamic capital markets, including a lack of liquidity management instruments and standardized products and contracts. The document outlines several proposed alternatives to LIBOR as a benchmark rate, including approaches by Mirakhor, Usmani, and Bank Negara Malaysia that involve using rates based on asset values or profit sharing ratios between banks. Developing a standardized Islamic reference rate could help the growth of the Islamic financial services industry.
This document provides an overview of Murabaha, an Islamic financing structure commonly used by banks. It discusses the key stages and requirements of a Murabaha transaction according to Shariah principles. The stages include a promise stage where the client requests financing and signs an agreement; an agency stage where the client is appointed to purchase goods on the bank's behalf; acquiring possession of the goods by the bank; and execution of the Murabaha sale where the client makes an offer to purchase the goods that is accepted by the bank. The document also discusses credit approval processes, types of agency agreements, requirements for possession and title transfer, and issues around pricing and risk management in Murabaha transactions.
The document discusses the current state and future outlook of the takaful (Islamic insurance) industry. It notes that takaful has grown rapidly from a few operators decades ago to over 60 companies today, driven by demand from Muslims and the development of Islamic banking. However, penetration remains low compared to potential. The challenges include standardizing business models, developing retakaful solutions, and expanding into new markets with large Muslim populations. With continued growth in Islamic finance and efforts to address challenges, the future outlook for takaful remains promising.
Italy has shown growing interest in Islamic finance over time, from initial conferences in the 1990s to domestic banks now offering services for Muslim migrants. ASSAIF developed Italy's first sharia-compliant financing products, conducting murabaha deals in late 2006. There is large unmet demand among Muslim migrants for halal home financing, with over 100,000 existing migrant mortgages worth billions of euros. ASSAIF aims to develop more Islamic financing options to tap into this pent-up demand and opportunities for foreign investment from Islamic countries.
This document provides an overview of Murabaha finance, which is a sale with a disclosed profit margin. It defines Murabaha and outlines the key components and features. It then discusses three models of Murabaha transactions involving two or three parties. The most commonly used model in Islamic banking involves the bank, customer, and vendor. The stages of a Murabaha transaction using this three-party model are explained in detail, along with the required documentation at each stage. Finally, the use of Murabaha for import and export transactions is briefly discussed.
The document summarizes Omar Mustafa Ansari's presentation on accounting for Ijarah under Islamic financial accounting standards. It defines Ijarah and Ijarah Muntahia Bittamleek, outlines how they should be accounted for by banks as lessors according to standards, and covers additional treatments for Ijarah Muntahia Bittamleek and impairment. It also summarizes the accounting for sale-and-leaseback transactions from the lessee's perspective under operating Ijarah and Ijarah Muntahia Bittamleek.
This document summarizes a presentation given by Dr. Anthony De Francesco of Colonial First State on real estate investment trusts (REITs) in the Asia Pacific region. It provides an overview of the evolution and growth of REIT markets globally and within Asia over time. As of June 2006, Asian REITs accounted for 9% of the total $500 billion global REIT market capitalization and 22% of the 303 total REITs worldwide. The document outlines some of the key features and trends of REIT markets in countries like Australia, Japan, and Singapore.
Islamic Real Estate Investment Trusts (IREITs) have certain differentiating features from conventional REITs to comply with Shariah principles. IREITs can only purchase property and rent it out, with the income coming from halal sources like rental income and capital gains from property appreciation. The properties cannot be leased to entities involved in haram activities and certain businesses are considered undesirable tenants. Any financing must be done through Shariah compliant means without interest, and excess cash must be held in Shariah compliant investment accounts. IREITs aim to generate returns for investors while adhering to Islamic investment guidelines.
The document summarizes a seminar given by Dr. Muhammad Zubair Usmani on Islamic banking and finance. It discusses various hadith that prohibit interest and classify different types of riba. It also discusses arguments made to justify commercial interest and responds to them. Finally, it outlines some basic rules of Islamic financing and key alternatives to conventional banking practices like murabaha, ijara, musharaka, mudaraba, salam and istisna.
The document discusses the global Sukuk market, outlining advantages of Sukuk issuance for both issuers and investors. It notes that Sukuk allow diversification of funding sources and investment portfolios. The document also examines requirements for developing the Sukuk market, such as the need for sovereign and corporate issuers and secondary market liquidity. Finally, it explores future prospects, predicting growth in various types of Sukuk like project finance and mortgage-backed Sukuk as Islamic banks issue more debt. The challenges ahead are developing trading capabilities, selling Sukuk to retail investors, and international repo markets.
This document provides an overview of Islamic banking including its history, principles, and major modes of financing. It discusses the emergence of Islamic capital markets and basics of Islamic banking centered around prohibiting riba (unjustified increase of capital) and risk sharing. The document also summarizes Islamic microfinancing alternatives like Islamic MFIs and banks. It notes the first Islamic bank in Azerbaijan was Kauthar Bank and currently 7 banks offer Islamic banking tools, with 5 utilizing financing from the Islamic Development Bank affiliate ICD.
The document discusses the potential for Takaful (Islamic insurance) in Pakistan. It notes that Takaful addresses a gap in Islamic finance by providing a Shariah-compliant alternative to conventional insurance. While Takaful has existed for decades in other countries, Pakistan has seen only one general Takaful operator launch in the past year. The untapped demand represents billions in potential premiums both from Islamic banks and individual consumers seeking religiously-compliant options. Bancatakaful partnerships between Takaful operators and Islamic banks could further accelerate distribution and customer value.
Here are the key elements of a valid sale contract in Islamic finance:
1. Contract (Aqd): There must be a valid offer and acceptance between the buyer and seller.
2. Subject matter (Mabe'e): The goods or assets being sold must be owned by the seller and defined clearly.
3. Price (Thaman): The price for the goods or assets being exchanged must be defined clearly. It cannot be uncertain or ambiguous.
4. Possession or delivery (Qabza): Possession or delivery of the goods or assets being sold must be transferred from the seller to the buyer. This completes the sale transaction.
So in summary, a valid sale contract requires a mutual agreement between
The document discusses the major housing issues facing the Muslim world and Asia. It notes that over 1 billion Muslims worldwide represent half of the poor on the planet and have an annual housing need of 8 million units, mostly in the low-income segment. Rapid urbanization is exacerbating the existing housing shortage. The document outlines country-specific housing challenges and potential solutions such as expanding affordable housing supply and increasing access to housing finance for low-income groups through instruments like housing microfinance.
The document discusses Diminishing Musharakah, an Islamic financing structure used for home and asset financing. It provides an overview of the structure, including that it involves a joint ownership partnership between the bank and customer that diminishes as the customer gradually purchases the bank's share of the asset. The presentation outlines the basic transaction structure, applicable Shariah principles, documentation requirements, and provides an illustrative example of the financing process. It also addresses some frequently asked questions about Diminishing Musharakah and how it differs from conventional mortgages.
This document provides an introduction to Islamic banking and finance. It discusses why Islamic banking exists as an alternative to conventional banking that avoids Riba (interest) and Gharar (excessive uncertainty). The key topics covered include the prohibition of Riba in Islam, common misconceptions about Islamic banking, features of Islamic banks, and an overview of major Islamic finance modes like Musharakah, Murabaha, and Ijarah. The document emphasizes that Islamic banking operates according to Shariah principles of avoiding practices like interest, gambling, and unethical behaviors.
(1) An ecosystem of economic, natural, social, and spiritual sciences is needed for advancing justice and human welfare according to principles rather than interests.
(2) The Islamic economic system is founded on spiritual principles of morality, fairness, and human dignity rather than material interests. It aims to curb the excesses of wealth accumulation and regulate the distribution of resources according to need.
(3) Key aspects of the system include prohibiting interest and gambling, encouraging trade, charity, and ethical business. Excess wealth beyond basic needs is to be shared with the poor through voluntary charity and obligatory zakat to achieve social and economic justice.
This presentation discusses the prospects of Islamic banking and finance internationally. It outlines some key challenges faced by the industry, such as a lack of awareness, limited liquidity management options, a shortage of skilled human resources, and limited outreach. However, it also provides a positive global perspective, noting there are now over 1100 Islamic financial institutions worldwide managing over $1 trillion in assets. While Dubai's debt crisis temporarily slowed growth, Islamic finance solutions remain stronger than conventional options. Overall the industry is growing rapidly but still has room to expand further to fully tap the global demand for Shariah-compliant products and services.
AlHuda Center of Islamic Banking and Economics (CIBE) is a well established name in Islamic Banking and Finance with state-of-the-art advisory, consultancy, education, training, research and product development services. AlHuda CIBE has organized number of international customized training workshops on Islamic Banking and Finance to build the capacity of young Islamic finance professionals. As a matter of fact that Pakistan keeps enough potential for the growth of Islamic Banking and Finance, AlHuda CIBE is going to organize Training workshop on Islamic Banking for capacity building in Islamic Banking Professionals.
Uzbekistan Lessor Association (ULA) signed a Memorandum of Understanding (MoU) with AlHuda Center of Islamic Banking and Economics (CIBE), to implement promote Islamic leasing business in the country with the help of its association members.
AlHuda CIBE is going to organize "Three Days Specialized Training Workshop on Islamic
Banking, Takaful and Islamic Microfinance" on 17 - 18 June, 2019 at Tajikistan
AlHuda CIBE is pleased to announce Islamic Finance prestigious Training series in USA Titled: “Islamic Banking & Finance- 26-27 June, 2019 at Washington, DC” and “Islamic Finance & Islamic FinTech- 29-30 June, 2019 at San Francisco, USA”.
AlHuda Centre of Islamic Banking and Economics (CIBE) provides advisory, consultancy, education, training, research and product development services related to Islamic banking and finance. It has organized many international training workshops on Islamic banking and finance to build capacity. As Pakistan has potential for growth in Islamic banking, AlHuda CIBE plans to organize a training workshop there for professionals in the field. The document discusses the need to address the lack of skilled human capital in Islamic banking and finance.
The document discusses the current state and future outlook of the takaful (Islamic insurance) industry. It notes that takaful has grown rapidly from a few operators decades ago to over 60 companies today, driven by demand from Muslims and the development of Islamic banking. However, penetration remains low compared to potential. The challenges include standardizing business models, developing retakaful solutions, and expanding into new markets with large Muslim populations. With continued growth in Islamic finance and efforts to address challenges, the future outlook for takaful remains promising.
Italy has shown growing interest in Islamic finance over time, from initial conferences in the 1990s to domestic banks now offering services for Muslim migrants. ASSAIF developed Italy's first sharia-compliant financing products, conducting murabaha deals in late 2006. There is large unmet demand among Muslim migrants for halal home financing, with over 100,000 existing migrant mortgages worth billions of euros. ASSAIF aims to develop more Islamic financing options to tap into this pent-up demand and opportunities for foreign investment from Islamic countries.
This document provides an overview of Murabaha finance, which is a sale with a disclosed profit margin. It defines Murabaha and outlines the key components and features. It then discusses three models of Murabaha transactions involving two or three parties. The most commonly used model in Islamic banking involves the bank, customer, and vendor. The stages of a Murabaha transaction using this three-party model are explained in detail, along with the required documentation at each stage. Finally, the use of Murabaha for import and export transactions is briefly discussed.
The document summarizes Omar Mustafa Ansari's presentation on accounting for Ijarah under Islamic financial accounting standards. It defines Ijarah and Ijarah Muntahia Bittamleek, outlines how they should be accounted for by banks as lessors according to standards, and covers additional treatments for Ijarah Muntahia Bittamleek and impairment. It also summarizes the accounting for sale-and-leaseback transactions from the lessee's perspective under operating Ijarah and Ijarah Muntahia Bittamleek.
This document summarizes a presentation given by Dr. Anthony De Francesco of Colonial First State on real estate investment trusts (REITs) in the Asia Pacific region. It provides an overview of the evolution and growth of REIT markets globally and within Asia over time. As of June 2006, Asian REITs accounted for 9% of the total $500 billion global REIT market capitalization and 22% of the 303 total REITs worldwide. The document outlines some of the key features and trends of REIT markets in countries like Australia, Japan, and Singapore.
Islamic Real Estate Investment Trusts (IREITs) have certain differentiating features from conventional REITs to comply with Shariah principles. IREITs can only purchase property and rent it out, with the income coming from halal sources like rental income and capital gains from property appreciation. The properties cannot be leased to entities involved in haram activities and certain businesses are considered undesirable tenants. Any financing must be done through Shariah compliant means without interest, and excess cash must be held in Shariah compliant investment accounts. IREITs aim to generate returns for investors while adhering to Islamic investment guidelines.
The document summarizes a seminar given by Dr. Muhammad Zubair Usmani on Islamic banking and finance. It discusses various hadith that prohibit interest and classify different types of riba. It also discusses arguments made to justify commercial interest and responds to them. Finally, it outlines some basic rules of Islamic financing and key alternatives to conventional banking practices like murabaha, ijara, musharaka, mudaraba, salam and istisna.
The document discusses the global Sukuk market, outlining advantages of Sukuk issuance for both issuers and investors. It notes that Sukuk allow diversification of funding sources and investment portfolios. The document also examines requirements for developing the Sukuk market, such as the need for sovereign and corporate issuers and secondary market liquidity. Finally, it explores future prospects, predicting growth in various types of Sukuk like project finance and mortgage-backed Sukuk as Islamic banks issue more debt. The challenges ahead are developing trading capabilities, selling Sukuk to retail investors, and international repo markets.
This document provides an overview of Islamic banking including its history, principles, and major modes of financing. It discusses the emergence of Islamic capital markets and basics of Islamic banking centered around prohibiting riba (unjustified increase of capital) and risk sharing. The document also summarizes Islamic microfinancing alternatives like Islamic MFIs and banks. It notes the first Islamic bank in Azerbaijan was Kauthar Bank and currently 7 banks offer Islamic banking tools, with 5 utilizing financing from the Islamic Development Bank affiliate ICD.
The document discusses the potential for Takaful (Islamic insurance) in Pakistan. It notes that Takaful addresses a gap in Islamic finance by providing a Shariah-compliant alternative to conventional insurance. While Takaful has existed for decades in other countries, Pakistan has seen only one general Takaful operator launch in the past year. The untapped demand represents billions in potential premiums both from Islamic banks and individual consumers seeking religiously-compliant options. Bancatakaful partnerships between Takaful operators and Islamic banks could further accelerate distribution and customer value.
Here are the key elements of a valid sale contract in Islamic finance:
1. Contract (Aqd): There must be a valid offer and acceptance between the buyer and seller.
2. Subject matter (Mabe'e): The goods or assets being sold must be owned by the seller and defined clearly.
3. Price (Thaman): The price for the goods or assets being exchanged must be defined clearly. It cannot be uncertain or ambiguous.
4. Possession or delivery (Qabza): Possession or delivery of the goods or assets being sold must be transferred from the seller to the buyer. This completes the sale transaction.
So in summary, a valid sale contract requires a mutual agreement between
The document discusses the major housing issues facing the Muslim world and Asia. It notes that over 1 billion Muslims worldwide represent half of the poor on the planet and have an annual housing need of 8 million units, mostly in the low-income segment. Rapid urbanization is exacerbating the existing housing shortage. The document outlines country-specific housing challenges and potential solutions such as expanding affordable housing supply and increasing access to housing finance for low-income groups through instruments like housing microfinance.
The document discusses Diminishing Musharakah, an Islamic financing structure used for home and asset financing. It provides an overview of the structure, including that it involves a joint ownership partnership between the bank and customer that diminishes as the customer gradually purchases the bank's share of the asset. The presentation outlines the basic transaction structure, applicable Shariah principles, documentation requirements, and provides an illustrative example of the financing process. It also addresses some frequently asked questions about Diminishing Musharakah and how it differs from conventional mortgages.
This document provides an introduction to Islamic banking and finance. It discusses why Islamic banking exists as an alternative to conventional banking that avoids Riba (interest) and Gharar (excessive uncertainty). The key topics covered include the prohibition of Riba in Islam, common misconceptions about Islamic banking, features of Islamic banks, and an overview of major Islamic finance modes like Musharakah, Murabaha, and Ijarah. The document emphasizes that Islamic banking operates according to Shariah principles of avoiding practices like interest, gambling, and unethical behaviors.
(1) An ecosystem of economic, natural, social, and spiritual sciences is needed for advancing justice and human welfare according to principles rather than interests.
(2) The Islamic economic system is founded on spiritual principles of morality, fairness, and human dignity rather than material interests. It aims to curb the excesses of wealth accumulation and regulate the distribution of resources according to need.
(3) Key aspects of the system include prohibiting interest and gambling, encouraging trade, charity, and ethical business. Excess wealth beyond basic needs is to be shared with the poor through voluntary charity and obligatory zakat to achieve social and economic justice.
This presentation discusses the prospects of Islamic banking and finance internationally. It outlines some key challenges faced by the industry, such as a lack of awareness, limited liquidity management options, a shortage of skilled human resources, and limited outreach. However, it also provides a positive global perspective, noting there are now over 1100 Islamic financial institutions worldwide managing over $1 trillion in assets. While Dubai's debt crisis temporarily slowed growth, Islamic finance solutions remain stronger than conventional options. Overall the industry is growing rapidly but still has room to expand further to fully tap the global demand for Shariah-compliant products and services.
AlHuda Center of Islamic Banking and Economics (CIBE) is a well established name in Islamic Banking and Finance with state-of-the-art advisory, consultancy, education, training, research and product development services. AlHuda CIBE has organized number of international customized training workshops on Islamic Banking and Finance to build the capacity of young Islamic finance professionals. As a matter of fact that Pakistan keeps enough potential for the growth of Islamic Banking and Finance, AlHuda CIBE is going to organize Training workshop on Islamic Banking for capacity building in Islamic Banking Professionals.
Uzbekistan Lessor Association (ULA) signed a Memorandum of Understanding (MoU) with AlHuda Center of Islamic Banking and Economics (CIBE), to implement promote Islamic leasing business in the country with the help of its association members.
AlHuda CIBE is going to organize "Three Days Specialized Training Workshop on Islamic
Banking, Takaful and Islamic Microfinance" on 17 - 18 June, 2019 at Tajikistan
AlHuda CIBE is pleased to announce Islamic Finance prestigious Training series in USA Titled: “Islamic Banking & Finance- 26-27 June, 2019 at Washington, DC” and “Islamic Finance & Islamic FinTech- 29-30 June, 2019 at San Francisco, USA”.
AlHuda Centre of Islamic Banking and Economics (CIBE) provides advisory, consultancy, education, training, research and product development services related to Islamic banking and finance. It has organized many international training workshops on Islamic banking and finance to build capacity. As Pakistan has potential for growth in Islamic banking, AlHuda CIBE plans to organize a training workshop there for professionals in the field. The document discusses the need to address the lack of skilled human capital in Islamic banking and finance.
AlHuda CIBE is going to organize "Global Takaful Forum" on August 26, 2019 at Istanbul - Turkey.
The objective of the event is to provide adequate knowledge and benefits of Takaful industry to the relevant market. The platform will help analyzing the problems hindering rapid development of Takaful worldwide that would surely help increasing financial inclusion.
CIS Islamic Banking and Finance Forum Auspiciously Concluded in Tashkent.
CIS Islamic Banking and Finance Forum was successfully concluded in Tashkent-Uzbekistan, yesterday. The purpose of that forum was to promote, strengthen and unite the Islamic Banking and Finance industry of the CIS countries, the theme of the forum was “CIS as new destination for Islamic Finance” which also addressed financial inclusion, fintech, Sukuk, Takaful, Islamic capital markets Islamic Microfinance, potential and opportunities of Islamic finance in CIS countries. Distinguished Speakers and industry experts from well serving organizations related to Islamic banking and finance, Islamic insurance (Takaful), and banking industry participated in the event. The aim of the forum was also to discuss the potential of Islamic finance in CIS countries, Investment avenue’s, FinTech, Sukuk, Takaful and Islamic capital markets by gathering stakeholders under one roof. The forum was organized by AlHuda Centre of Islamic Banking and Economics in partnership with multilateral organization Islamic Corporation for Development of Private Sector (ICD) – Islamic Development Bank (IsDB), Uzbekistan Bank Association.
The document provides information about an upcoming conference on Islamic banking and finance in the Commonwealth of Independent States (CIS) countries. The conference will explore the untapped potential of Islamic banking in the CIS region, and provide insights into global trends and innovations in Islamic banking, takaful, sukuk, and financial inclusion. It will take place on May 2-4, 2019 in Tashkent, Uzbekistan and include sessions on regulatory frameworks, investment opportunities, and a post-event workshop on Islamic banking, takaful and microfinance.
AlHuda Centre of Islamic Banking and Economics (CIBE) provides advisory, consultancy, education, training, research and product development services related to Islamic banking and finance. It has organized numerous international training workshops on Islamic banking and finance to build the capacity of young professionals. As the potential for Islamic banking and finance is growing in Pakistan, AlHuda CIBE plans to hold a training workshop there to provide capacity building for Islamic banking professionals.
AlHuda Centre of Islamic Banking and Economics (CIBE) provides advisory, consultancy, education, training, research and product development services related to Islamic banking and finance. It has organized many international training workshops to build the capacity of Islamic finance professionals. Given Pakistan's potential for growth in Islamic banking and finance, AlHuda CIBE plans to hold a training workshop there on Islamic banking to further develop professionals in the field. The document also notes that while Islamic finance has grown, there remains a lack of skilled human capital, which requires immediate attention.
AlHuda CIBE is going to organize "Three Days Specialized Training Workshop on Islamic
Banking, Takaful and Islamic Microfinance" on 21 - 23 March, 2019 at Dakar, Senegal
AlHuda Centre of Islamic Banking and Economics (CIBE) is a recognized name in Islamic banking and finance Market for trainings, research and advisory over the last 13 years. The prime goal has always been to remain stick to the commitments and provide state-of the-art Advisory Consultancy and Education through various well recognized modes viz. Campus programs, Distance learning programs, Trainings Workshops, Awareness Programs and Islamic Microfinance Products Development all side by side through our distinguished and generally acceptable and known Publications in Islamic Banking and Finance. We are dedicated to serve the community as a unique institution providing trainings, education and consultancy in the field of Islamic Banking & Finance not only in Pakistan but all over the world. We have so far organized more than 300 trainings, 32 successful campus programs and training courses with numerous national and international students.
AlHuda CIBE is pleased to announce its upcoming event the "African Interest-free Banking and Finance Forum" on 6th February, 2019 followed by Post Event Workshop “Interest-Free Banking & Finance, Insurance & Microfinance” on 7th - 8th February, 2019 at Addis Ababa, Ethiopia. The aim of this forum is to address the latest trends, challenges, and opportunities in Finance Industry of Africa.
The aim of this forum is to address the latest trends, challenges and opportunities in Islamic Financial Industry of Africa. This forum will also give an opportunity to all the institutions, organizations and professional to network and exchange business ideas.
AlHuda CIBE going to organize Two days specialized training workshop on Islamic Banking & Finance in Azerbaijan
E: info@alhudacibe.com
http://www.alhudacibe.com/conference2018/
AlHuda CIBE going to organize Two days specialized training workshop on Islamic Banking & Finance on 06-07 September, 2018 at London - United Kingdom
E: info@alhudacibe.com
http://www.alhudacibe.com/conference2018/IBFUK/
The document summarizes information about AlHuda Centre of Islamic Banking and Economics (CIBE), an organization that promotes Islamic banking and finance. It discusses AlHuda CIBE's services and recognition over its 11 years of operations. It also provides background information on the Philippines, Islamic banking and finance, and the agenda for AlHuda CIBE's two-day specialized training event on Islamic banking and microfinance in Marawi, Philippines.
More from Alhuda Centre of Islamic Banking & Economics (20)
Two days specialized training workshop on Islamic Banking, Finance and Islami...
Alhuda CIBE - Guarantee of Capital in Sukuk Inssunce by Dr. Eltegani A. Ahmed
1. 1
The International Islamic Financial Markets Conference
Guarantee of Capital in Sukuk Issuance
Dr. Eltegani A. Ahmed
Advisor, Minister of Finance (Sudan)
President of Higher Consultative Committee for Government Sukuk
Ministry of Finance and National Economy
Manama - Bahrain
May 2005
23. 23
Gurantee of Capital in Sukuk
Issuance
Structure of Sukuk
Investors
Mudarib/Agent
(SPV)
User ( Govt)
Financee
Money
Contracts Money
24. 24
Pledge introduced by one party to another in a contractual relationship
based on profit / loss to pay back his principal to him.
Guarantee of capital is not allowed from shariah point of view.
Alternatives:
1) Introducing a guarantee by a third party.
2) Insurance.
3) Sukuk based on Murabaha, Istisnaa and leasing ending with ownership.
4) Buying an asset and lease it back to the seller (leasing ending with
ownership).
5) Mixing Murabaha and deposit contract (“Arboon).
6) Guarantee provided by Mudhareb.