This document discusses financial freedom and opportunities for passive income. It introduces Robert Kiyosaki's Cash Flow Quadrant model which divides the world's population into four groups based on how they earn money. Most people are employees who trade their time for money, while a small percentage are business owners and investors who leverage other people's time and earn passive income. Direct selling/network marketing is presented as an opportunity to build a pipeline of passive income with relatively low investment of time and resources compared to other options. The concept of duplication is discussed as the basis for how the company's business model works to generate passive residual income.
QNET Q10 Compensation Plan - 10 Ways to EarnQNET Ltd
Q10 is the game changing new super hybrid compensation plan that is going to rock your network marketing business!
This plan introduces a major renewed focus on Repeat Sales Points (RSP). It does this by having two plans in one - the Main Plan and the all new RSP Plan! As a result, Q10 is a huge step forward in network marketing compensation that is going to significantly improve your income potential. Check out this presentation to know and understand the ten ways to earn!
QNET Q10 Compensation Plan - 10 Ways to EarnQNET Ltd
Q10 is the game changing new super hybrid compensation plan that is going to rock your network marketing business!
This plan introduces a major renewed focus on Repeat Sales Points (RSP). It does this by having two plans in one - the Main Plan and the all new RSP Plan! As a result, Q10 is a huge step forward in network marketing compensation that is going to significantly improve your income potential. Check out this presentation to know and understand the ten ways to earn!
Network 21 a key to your financial success.Bipin Gupta
hey guys...you can get an idea which can change your thoughts, your imagination moreover i can say your life..so friends click on this and have a synopsis of NETWORK 21 a business model / plan on which our AMWAY business is growing...And m sure it will make you enthusiastic to experience it..........
So, read it, feel it and share it....
The first step is the most important step. Here's an easy-to-follow infographic on how you can achieve the first rank in the QNET Achievers' Club, the Bronze Star rank.
Know more about QNET by visiting these sites:
http://www.qnet.net
http://www.qbuzz.qnet.net
https://twitter.com/QNetOfficial
https://www.youtube.com/user/QNETofficial
https://play.google.com/store/apps/details?id=com.qnet.estore.android&hl=en
https://www.facebook.com/QNETofficial/
BNI Feature Presentation (10 minute presentation)David du Plessis
A brief overview of how to effectively deliver a BNI feature presentation to your chapter. Giving them the tools they need to get you referrals.
Also available on Youtube with voice over.
https://youtu.be/YBTLDHTt6IY
Step 1:
The 7 Stages to MLM Success
Step 2:
Commitment
Step 3:
Selecting Your Distributors
Step 4:
Prospect, Qualify, Invite
Step 5:
Successful Meetings
Step 6:
Give Something of Value
Step 7:
The Follow-up
Step 8:
Building Your Organization
Step 9:
Charting Your Progress
Step 10:
Effective Teaching Techniques
Enhance Your Energy Levels with QNET's Bio Disc & Bio LightQNET Ltd
Learn how Amezcua Bio Light & Bio Disc can help your overall wellness and enhance your energy levels.For more information, visit www.qnet.net
Know more about QNET by visiting these sites:
http://www.qnetlife.net
https://twitter.com/QNetOfficial
https://www.youtube.com/user/QNETofficial
https://play.google.com/store/apps/details?id=com.qnet.estore.android&hl=en
https://www.facebook.com/QNETIndiaOfficial
Network 21 a key to your financial success.Bipin Gupta
hey guys...you can get an idea which can change your thoughts, your imagination moreover i can say your life..so friends click on this and have a synopsis of NETWORK 21 a business model / plan on which our AMWAY business is growing...And m sure it will make you enthusiastic to experience it..........
So, read it, feel it and share it....
The first step is the most important step. Here's an easy-to-follow infographic on how you can achieve the first rank in the QNET Achievers' Club, the Bronze Star rank.
Know more about QNET by visiting these sites:
http://www.qnet.net
http://www.qbuzz.qnet.net
https://twitter.com/QNetOfficial
https://www.youtube.com/user/QNETofficial
https://play.google.com/store/apps/details?id=com.qnet.estore.android&hl=en
https://www.facebook.com/QNETofficial/
BNI Feature Presentation (10 minute presentation)David du Plessis
A brief overview of how to effectively deliver a BNI feature presentation to your chapter. Giving them the tools they need to get you referrals.
Also available on Youtube with voice over.
https://youtu.be/YBTLDHTt6IY
Step 1:
The 7 Stages to MLM Success
Step 2:
Commitment
Step 3:
Selecting Your Distributors
Step 4:
Prospect, Qualify, Invite
Step 5:
Successful Meetings
Step 6:
Give Something of Value
Step 7:
The Follow-up
Step 8:
Building Your Organization
Step 9:
Charting Your Progress
Step 10:
Effective Teaching Techniques
Enhance Your Energy Levels with QNET's Bio Disc & Bio LightQNET Ltd
Learn how Amezcua Bio Light & Bio Disc can help your overall wellness and enhance your energy levels.For more information, visit www.qnet.net
Know more about QNET by visiting these sites:
http://www.qnetlife.net
https://twitter.com/QNetOfficial
https://www.youtube.com/user/QNETofficial
https://play.google.com/store/apps/details?id=com.qnet.estore.android&hl=en
https://www.facebook.com/QNETIndiaOfficial
Are you tired to working 9 - 5? Do you know that most people have 20- to 40-year plan in life - work for 20 - 40 years and retire? By 55, 65 or 75, when most people retire, would it be the same as travelling in the world at the age of 20s or 30s?
Why waste your life away in the office, when you can achieve your financial goals within 3 - 5 years.
In this short presentation, you will learn how to LEVERAGE YOUR TIME, EARN EXTRA INCOME alongside your full-time work and ACHIEVE FINANCIAL FREEDOM with ONE OF THE BEST GLOBAL E-COMMERCE COMPANIES.
Our company is now operating in more than 150 countries with over 50 offices around the world and 8 million customer worldwide. Join our family
We have an amazing support system and training materials that will help you achieve financial success.
If you have any questions or comments, do not hesitate to give us an email at thebeginning2012@hotmail.com
It IS the Business of the 21st Century, however not clearly understood and not encouragingly accepted. If we wish to ride on the upcoming wave of wealth and prosperity, then we need to understand this well and smell the coffee well in time. Just deliberated on the WHY?
Do You Own Your Job, or Does Your Job Own You?John Fisher
Tired of a career that isn't getting you what you want out of life? Not enough time to do things that you want to do? Buried in debt and don't know how to get yourself out? Today is the day that you need to take the first step to changing your financial future forever. With us, you can earn multiple income streams, passive income, car incentive bonus plan, profit sharing, and company paid trips to exotic locations around the world. We have a proven system and a 35 year proven track record. Join us today, and start taking the actions to realize your dreams. We are looking people with a clear vision to the future and who are willing to do what it takes to get there.
THIS IS YOUR ROAD TO FINANCIAL FREEDOM...Opportunities are like sunrises. If ...truth777
Need More information? Call: +234 703 8962 260. What are your dreams in Life? Job, Money, traveling, wealth, financial freedom, education in the best schools, happy family, vacations, riches, dollars, becoming millionaire? What ever your dreams are, this an opportunity to actualize that dread. Go through the slides to the end and you would be glad you did. See you at the end.
FINANCIAL FREEDOM...Opportunities are like sunrises. If you wait too long, yo...truth777
Need More information? Call: +234 703 8962 260. What are your dreams in Life? Job, Money, traveling, wealth, financial freedom, education in the best schools, happy family, vacations, riches, dollars, becoming millionaire? What ever your dreams are, this an opportunity to actualize that dread. Go through the slides to the end and you would be glad you did. See you at the end.
Raising Dough: Financing Your Farm or Food-Based BusinessElizabeth Ü
In order to start or grow a farm of food-based business, you need money. Farmers have more financing options than ever before to raise capital for their farm-based businesses, but choosing which fundraising methods to pursue requires knowing how they work. In this track, learn the criteria, sweet spots, pros and cons, tips and techniques of the many financing options available. Complete with interactive exercises, success stories, and cautionary tales, discover what it takes to access the right kinds of capital for your farm. You’ll leave with steps you can take right away, whether you are currently seeking financing or don’t expect to for years to come.
Presenters:
Rebecca Thistlewaite, Sustain Consulting
Elizabeth Ü, Finance for Food
Bill Kitsch, Mid-Atlantic Farm Credit
Topics Covered:
--Clarifying Your Values & Prioritizing Business Investments
--Organizing Financial Records & Improving Your Credit Rating
--Cash Flow, Budgeting & Enterprise Analysis
--Overview of Financing Types & Laws to Keep in Mind
--Loans; Land Financing Options; Grants; Community Supported Models; Crowdfunding
--Social Capital: Why It’s Important & How to Build It
--Equity Financing
Presented at PASA's 23rd Annual Farming for the Future Conference: Letting Nature Lead. State College, PA. February 8, 2014
Dr JH Tilden has very deliberately explained the causes and reasons for onset of diseases. Understand the role and importance of structured and charged water in prevention of these diseases.
Understand the need for and the wonders of this marvelous technologically advanced product, meriting to be an essential product for each family. Makes you healthy from the cellular level.
As the smallest physical unit of light, biophotons are stored in and used by, all biological organisms. Research on the purpose of these biophotons is proving important in modern science, and they may very well be in controll of every biochemical reaction that occurs in our body, including supporting the body's ability to function. It is an aspect that is an important aspect in the design and creation of Biodisc 2.
RMD24 | Retail media: hoe zet je dit in als je geen AH of Unilever bent? Heid...BBPMedia1
Grote partijen zijn al een tijdje onderweg met retail media. Ondertussen worden in dit domein ook de kansen zichtbaar voor andere spelers in de markt. Maar met die kansen ontstaan ook vragen: Zelf retail media worden of erop adverteren? In welke fase van de funnel past het en hoe integreer je het in een mediaplan? Wat is nu precies het verschil met marketplaces en Programmatic ads? In dit half uur beslechten we de dilemma's en krijg je antwoorden op wanneer het voor jou tijd is om de volgende stap te zetten.
RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...BBPMedia1
Marvin neemt je in deze presentatie mee in de voordelen van non-endemic advertising op retail media netwerken. Hij brengt ook de uitdagingen in beeld die de markt op dit moment heeft op het gebied van retail media voor niet-leveranciers.
Retail media wordt gezien als het nieuwe advertising-medium en ook mediabureaus richten massaal retail media-afdelingen op. Merken die niet in de betreffende winkel liggen staan ook nog niet in de rij om op de retail media netwerken te adverteren. Marvin belicht de uitdagingen die er zijn om echt aansluiting te vinden op die markt van non-endemic advertising.
At Techbox Square, in Singapore, we're not just creative web designers and developers, we're the driving force behind your brand identity. Contact us today.
Putting the SPARK into Virtual Training.pptxCynthia Clay
This 60-minute webinar, sponsored by Adobe, was delivered for the Training Mag Network. It explored the five elements of SPARK: Storytelling, Purpose, Action, Relationships, and Kudos. Knowing how to tell a well-structured story is key to building long-term memory. Stating a clear purpose that doesn't take away from the discovery learning process is critical. Ensuring that people move from theory to practical application is imperative. Creating strong social learning is the key to commitment and engagement. Validating and affirming participants' comments is the way to create a positive learning environment.
The world of search engine optimization (SEO) is buzzing with discussions after Google confirmed that around 2,500 leaked internal documents related to its Search feature are indeed authentic. The revelation has sparked significant concerns within the SEO community. The leaked documents were initially reported by SEO experts Rand Fishkin and Mike King, igniting widespread analysis and discourse. For More Info:- https://news.arihantwebtech.com/search-disrupted-googles-leaked-documents-rock-the-seo-world/
Discover the innovative and creative projects that highlight my journey throu...dylandmeas
Discover the innovative and creative projects that highlight my journey through Full Sail University. Below, you’ll find a collection of my work showcasing my skills and expertise in digital marketing, event planning, and media production.
The key differences between the MDR and IVDR in the EUAllensmith572606
In the European Union (EU), two significant regulations have been introduced to enhance the safety and effectiveness of medical devices – the In Vitro Diagnostic Regulation (IVDR) and the Medical Device Regulation (MDR).
https://mavenprofserv.com/comparison-and-highlighting-of-the-key-differences-between-the-mdr-and-ivdr-in-the-eu/
LA HUG - Video Testimonials with Chynna Morgan - June 2024Lital Barkan
Have you ever heard that user-generated content or video testimonials can take your brand to the next level? We will explore how you can effectively use video testimonials to leverage and boost your sales, content strategy, and increase your CRM data.🤯
We will dig deeper into:
1. How to capture video testimonials that convert from your audience 🎥
2. How to leverage your testimonials to boost your sales 💲
3. How you can capture more CRM data to understand your audience better through video testimonials. 📊
[Note: This is a partial preview. To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
Sustainability has become an increasingly critical topic as the world recognizes the need to protect our planet and its resources for future generations. Sustainability means meeting our current needs without compromising the ability of future generations to meet theirs. It involves long-term planning and consideration of the consequences of our actions. The goal is to create strategies that ensure the long-term viability of People, Planet, and Profit.
Leading companies such as Nike, Toyota, and Siemens are prioritizing sustainable innovation in their business models, setting an example for others to follow. In this Sustainability training presentation, you will learn key concepts, principles, and practices of sustainability applicable across industries. This training aims to create awareness and educate employees, senior executives, consultants, and other key stakeholders, including investors, policymakers, and supply chain partners, on the importance and implementation of sustainability.
LEARNING OBJECTIVES
1. Develop a comprehensive understanding of the fundamental principles and concepts that form the foundation of sustainability within corporate environments.
2. Explore the sustainability implementation model, focusing on effective measures and reporting strategies to track and communicate sustainability efforts.
3. Identify and define best practices and critical success factors essential for achieving sustainability goals within organizations.
CONTENTS
1. Introduction and Key Concepts of Sustainability
2. Principles and Practices of Sustainability
3. Measures and Reporting in Sustainability
4. Sustainability Implementation & Best Practices
To download the complete presentation, visit: https://www.oeconsulting.com.sg/training-presentations
2. WHAT’S AN OPPORTUNITY
“OPPORTUNITY IS OFTEN DIFFICULT TO
RECOGNISE, WE USUALLY EXPECT IT TO
BECKON US WITH BEEPERS AND
BILLBOARDS” – WILLIAM ARTHUR WARD
“SEIZE THE OPPORTUNITY BY THE BEARD,
FOR IT IS BALD BEHIND” – BULGARIAN
PROVERB
3. • THESE ARE OF THREE TYPES:
– ACADEMIC/SCHOLASTIC.
– PROFESSIONAL/VOCATIONAL.
– FINANCIAL.
• THE FIRST TWO HELP YOU EARN INCOME, WHILE THE
THIRD HELPS YOU LEARN TO RETAIN AND UTILISE YOUR
INCOME AND THEREBY FULFILL YOUR DREAMS.
“INTELLIGENCE SOLVES PROBLEMS AND PRODUCES
MONEY. HOWEVER, MONEY WITHOUT FINANCIAL
INTELLIGENCE IS MONEY SOON GONE”
-ROBERT T KIYOSAKI
TYPES OF EDUCATION
4.
5. ESBI – CASH FLOW QUADRANT
• ROBERT KIYOSAKI HAS DIVIDED THE WORLD’S EARNING POPULATION INTO
FOUR DISTINCT GROUPS, OCCUPYING THE FOUR CORNERS IN HIS FAMOUS
‘CASH FLOW QUADRANT’. THE SUMMARY OF HIS OBSERVATIONS ARE AS
UNDER:-
– THE TOP LEFT CORNER IS OCCUPIED BY THE EMPLOYEES (E), WHO GET
PAID FOR THE AMOUNT OF TIME THEY WORK.
– THE BOTTOM LEFT CORNER IS OCCUPIED BY SMALL BUSINESSMEN,
SPECIALISTS (LIKE LAWYERS, DOCTORS ETC), DENOTED BY ‘S’, AND
WHO HAVE TO BE PRESENT TO WORK AND GET PAID/EARN, BUT ARE
NOT RESPONSIBLE FOR THEIR ACTIONS TO SOMEONE ELSE.
– THE TOP RIGHT CORNER IS OCCUPIED BY BUSINESSMEN (B), WHO
HAVE MORE THAN 500 PERSONS WORKING FOR THEM. THEY ENGAGE
‘E’ FOR GETTING THEIR WORK DONE/BUSINESS. THEIR PRESENCE IS
NOT ESSENTIAL FOR THEIR BUSINESS TO RUN.
– THE BOTTOM RIGHT CORNER IS OCCUPIED BY INVESTORS (I), WHO
INVEST THEIR MONEY IN THE BUSINESS BEING RUN BY ‘B’.
6. ESBI – CASH FLOW QUADRANT
– NEARLY 90% OF THE WORLD POPULATION FALLS IN THE LEFT SIDE OF
THE QUADRANTS, COMPRISING OF ‘E’ & ‘S’, BUT SURPRISINGLY THEY
POSSES ONLY 10% OF THE WORLD’S WEALTH.
– ONLY ABOUT 10% OF THE WORLD POPULATION FALLS IN THE RIGHT
SIDE OF THE QUADRANTS, COMPRISING OF ‘B’ & ‘I’, BUT SURPRISINGLY
THEY CONTROL NEARLY 90% OF THE WORLD’S WEALTH.
– ‘E’ & ‘S’ CAN AT BEST WORK FOR 24 HOURS PER DAY (ONLY IN
EXCEPTIONAL CASES), AND THEY TRADE THEIR TIME FOR MONEY.
THEY EARN ACTIVE INCOME.
– ‘B’ & ‘I’ ON THE CONTRARY LEVERAGE OTHER’S TIME TO MAKE MONEY.
THE NUMBER OF MAN HOURS AVAILABLE TO THEM IS A MULTIPLE OF
NUMBER OF PERSONS EMPLOYED BY THEM. THEY EARN PASSIVE
INCOME.
11. ESBI – CASH FLOW QUADRANT
THE LEFT ‘LEFT’ SIDE THE RIGHT ‘RIGHT’ SIDE
KNOWS ‘HOW’ TO WORK KNOWS ‘WHY’ TO GET THE WORK
DONE
STUDIES HARD TO GET A GOOD JOB HIRES TOPPERS WHO ARE LOOKING
FOR A GOOD JOB
WORKS IN OFFICES, FACTORIES, SHOPS NETWORKS IN CLUBS, GOLF COURSES
ETC
TRADES TIME FOR MONEY LEVERAGES OTHER’S TIME
LONGS FOR GOOD OLD DAYS DREAMS OF FUTURE
SETS LOW EXPECTATIONS TO AVOID
DISAPPOINTMENTS
ARE UP FOR CHALLENGES
LOOKS FORWARD TO INSTANT BUT LOW
GRATIFICATION
BELIEVES IN DELAYED BUT HIGH
GRATIFICATION
FOCUSES ON SAVING FOCUSES ON (L)EARNING
LIKES TO PLAY SAFE WITH MONEY KNOWS WHEN TO TAKE RISKS
12. • INCOME EARNED BY PEOPLE ON LEFT SIDE OF ESBI CHART IS
DIRECTLY RELATED TO ONE’S QUALIFICATION AND TIME SPENT.
GETTING QUALIFIED IN A VAST NUMBER OF DISCIPLINES IS A
LIMITATION IN LIFE. WE CANNOT HAVE A DOCTOR, ENGINEER AND
AN MBA ROLLED INTO ONE.
• AND, TIME IS THE ONLY ASSET PROVIDED EQUALLY TO EACH
INDIVIDUAL THROUGH OUT THE WORLD. MONEY IS NOT.
• SO, IF WE NEED MORE WORKING HOURS ON OUR SIDE, WE NEED
OTHER PEOPLE TO DEVOTE THEIR HOURS FOR US. THAT IS WHAT
PEOPLE ON THE RIGHT SIDE OF THE ESBI CHART DO. AND, AS A
RESULT, MORE TIME BRINGS MORE MONEY AND THEN THIS MONEY
WORKS TO BRING MORE OF IT.
SOME MORE ANALYSIS
13. PARABLE OF THE PIPELINE
RIVER
OF
W
EALTH
JOB CYCLE
VISIONARY’S PIPELINE
INCOME BUCKETS
AND EXPENSE
HOLES
Know more at
http://dreamsincredibles.blogspot.com/2005/09/parable-of-pipeline.html
14. • THESE ARE OF THREE TYPES:
– ACTIVE : PAYMENT FOR SERVICES RENDERED, AND AS LONG.
TYPICALLY RELATE TO ‘JOB’ CYCLE.
– PORTFOLIO : FROM INVESTMENTS, INTEREST, DIVIDENDS,
CAPITAL GAINS ETC, AS LONG AS INVESTED.
– PASSIVE : RECEIVED ON REGULAR BASIS WITH LITTLE EFFORT
REQUIRED TO MAINTAIN IT. INCLUDES INCOME FROM RENT,
ROYALTIES, BLOGS, DIRECT SELLING/NETWORK MARKETING
COMMISSIONS ETC. RELATES TO PIPELINE OF WEALTH.
• OUT OF THE AVAILABLE OPTIONS FOR PASSIVE INCOME, IT IS
DIRECT SELLING/NETWORK MARKETING WHICH REQUIRES LEAST
RESOURCES AND TIME TO BE INVESTED, AND PROVIDES THE
MAXIMUM RETURNS COMPARED TO OTHERS.
TYPES OF INCOME
15. • I MAY BE WRONG, BUT I WILL RISK THE GUESS THAT
SOME THINGS ARE JUST NOT QUITE RIGHT IN YOUR
LIFE:
• MAY BE YOU ARE TIRED OF YOUR JOB (JUST
OVER BROKE) STATUS?
• MAY BE YOUR DREAMS ARE STILL NOT
FULFILLED?
• MAY BE YOU WANT TO SPEND MORE TIME WITH
YOUR FAMILY?
• MAY BE YOU CANNOT SEE YOUR SELF GETTING
AHEAD WITH YOUR CURRENT INCOME?
• MAY BE YOU DO NOT WANT YOUR CHILDREN TO
FACE THE SAME DILEMMA?
A FAIR GUESS!!!
16. “DOING THE SAME THING AGAIN AND
AGAIN, AND EXPECTING A DIFFERENT
RESULT, IS THE TRUE DEFINITION OF
INSANITY” - EINSTEIN
"IN TIMES OF RAPID CHANGE, EXPERIENCE
COULD BE YOUR WORST ENEMY."
- JEAN PAUL GETTY
17. OPPORTUNITY
• TO BUILD YOUR FORTUNE THROUGH A CREDIBLE,
LEGAL, ETHICAL, PROFITABLE AND PROVEN (CLEPP)
PLAN THAT PROVIDES A PIPELINE FOR PASSIVE
INCOME.
• TO BE MASTER OF YOUR TIME AND, LIVE AND ENJOY
YOUR LIFE.
• TO TAKE OTHERS ALONG AND ASSIST THEM IN
ACHIEVING THEIR FINANCIAL FREEDOM.
• TO RAISE YOURSELF TO THE FINANCIAL LEVEL SO AS
TO BE COMPETENT ENOUGH TO HELP MANKIND.
19. THE ENTIRE BUSINESS OF THIS
COMPANY IS BASED ON THE
“THE POWER OF DUPLICATION”
ABOUT WHICH NONE LESS THAN
ALBERT EINSTIEN HAD SAID
“IT IS THE EIGHTH WONDER OF THE
WORLD”
20. LET ME NOW INTRODUCE THE CONCEPT AND YOU WILL
REALIZE WHY THE COMPANY IS GROWING AT SUCH A FAST PACE…
IF SOMEONE WERE TO GIVE YOU 2 OPTIONS TO PAY YOU CASH…..
OPTION 1 – Rs 1 CRORE PER DAY FOR 30 DAYS.
OR
OPTION 2 - IF SOMEONE WERE TO GIVE YOU Rs 1/- ON THE FIRST DAY
AND DOUBLE IT EVERY NEXT DAY (Rs 1, Rs 2, Rs 4, Rs 8 AND SO ON)
FOR AN ENTIRE MONTH OF 30 DAYS?
WHICH OPTION WILL YOU CHOOSE & WHY ?
POWER OF DUPLICATION
21. • OPTION 2 – IT WILL ADD UP TO Rs
107.37 CR ON THE 30TH
DAY!!!
• THAT’S IS THE INCREDIBLE POWER
OF DUPLICATION, WHICH ALBERT
EINSTEIN DESCRIBED AS THE 8TH
WONDER OF THE WORLD.
• EXAMPLE IS OF THE HUMAN RACE/
CELLS IN THE BODY.
• BILL GATES HAS EXPRESSED IN
HIS BOOK ‘THE ROAD AHEAD’ – IF
NOT FOR MS, HE WOULD HAVE
OPTED FOR A BUSINESS BASED ON
POWER OF COMPOUNDING OR
DUPLICATION.
8TH
WONDER OF THE WORLD
22. MARKETING
CONVENTIONAL
• BASED ON NETWORK OF
DISTRIBUTORS/OUTLETS.
• EXPENDITURES ON
ADVERTISEMENTS FOR PROMOTION.
• RESULTANT INCREASE IN COST OF
PRODUCTS.
• RELATED EXPENDITURES PASSED
ON TO CUSTOMERS.
• LIMITED USE OF INTERNET.
DIRECT
• THROUGH ‘WORD OF MOUTH’ OR
REFERRALS.
• PREFERENCE FOR E-COMMERCE.
• DIRECT SALE TO CUSTOMERS.
• BENEFITS OF SAVING EXPENDITURE
ON ADVERTISEMENTS, OUTLETS ETC
PASSED ON TO COMPANY
ASSOCIATES AS COMMISSION.
• GENERATES OPPORTUNITIES.
23. Distributor Agent Shops Customer
Marketing and
Distribution
Company
Customer
Sales
Commission
to Customers
MARKETING
Company
25. MOST PEOPLE HAVE RECOMMENDED A
PRODUCT OR A SERVICE
‘RESTAURANTS, BANKS, SCHOOLS, CARS, CLOTHES, DOCTORS’
TO A RELATIVE OR A FRIEND
THIS COMPANY PAYS YOU FOR YOUR REFERRALS
BUT NEVER GOT PAID FOR THOSE REFERRALS
CUSTOMER REFERRAL PROGRAMME
26. TRADITIONAL MLM THIS COMPANY
1 YOU HAVE TO DO DIRECT DOWNLINES
FOREVER.
YOU HAVE TO DO ONLY MINIMUM 2 DIRECT
SALES TO START EARNING COMMISSION….
2 IT IS CALLED MULTI LEVEL BECAUSE
THE COMMISSION DECREASES WITH
EACH LEVEL GOING DOWN.
THE COMMISSION REMAINS THE SAME,
COMMENSURATE TO YOUR STAR LEVEL
ACHIEVED
3 EVERY MONTH YOU START FROM
ZERO COMMISSION IF YOU DON’T
SELL THAT MONTH.
YOU CAN GET COMMISSION ALL YOUR LIFE
SO LONG AS PRODUCTS DOWN YOUR LINE
ARE BOUGHT.
4 YOU HAVE TO SELL – CONSUMABLES
AND PRODUCTS WHICH HAVE A
SHELF LIFE – RESALE VALUE IS
ZERO.
YOU ARE TALKING ABOUT A PRODUCT OF
VALUE IN HAND - AN ASSET!!
5 YOU HAVE TARGETS, TIME LIMITS,
QUOTA, REPEAT PURCHASES AND
REPEAT INVESTMENTS, ETC.
NO TARGETS, NO TIME LIMIT, NO QUOTA,
OR REPEAT INVESTMENTS . BENEFIT OF
E-COMMERCE
6 MULTIPLE CHAINS/LINKS SINGLE UNBREAKABLE CHAIN
7 PASS ON AS LEGACY – TO NEXT TWO
GENERATIONS.
UNDERSTANDING THE DIFFERENCES
27. • IN 1998, EMPLOYING THE AWESOME POWER OF DUPLICATION, AN
INVESTMENT GROUP FROM THE EUROPEAN UNION AND ASEAN
REGION STARTED A COMPANY WITH A MISSION RYTHM, WHICH
WAS AN ACRONYM FOR RAISE YOURSELF TO HELP MANKIND.
• THE AIM WAS TO ENABLE AN INDIVIDUAL ATTAIN FINANCIAL
FREEDOM (FF).
• THIS COMPANY CHOSE THE FOLLOWING FIGURES AND BASED
THEIR BUSINESS PLAN ACCORDINGLY.
• Rs 4.72 LAKH, OF SAVING AND NOT INCOME!!!
• NOT PER YEAR.
• NOT EVEN PER MONTH.
• BUT Rs 4.72 LAKH PER WEEK.
• 52 WEEKS IN A YEAR.
• 4.72L*52 = RS 2.45 CRORE PER YEAR.
NOTE - THE PROJECTION IS FOR A SILVER LEVEL MEMBER
BROAD PLAN
28. • ENROL - WHEN YOU REGISTER WITH THE COMPANY WITHOUT PURCHASING
A PRODUCT, YOU ‘ENROL’ AND BECOME AN INDEPENDANT REPRESENTATIVE
(IR). YOU WILL THEN GET FREE THREE TRACKING CENTRES (TCs).
• QUALIFY - THEREAFTER WHEN YOU PURCHASE A PRODUCT, OR SELL A
PRODUCT TO A RETAIL CUSTOMER WITH A MINIMUM OF 500 BV, YOU WILL
‘QUALIFY’ YOUR TC.
• ACTIVATE – HAVE A MINIMUM 1 QUALIFIED IR ON EACH SIDE OF YOUR
QUALIFIED TC. IT CAN HAPPEN IN ANY OF THE TWO WAYS AS UNDER:-
• PERSONAL SPONSORSHIP – DIRECT REFERRAL PURCHASE OF
MINIMUM 500 BV EACH BY TWO PERSONS.
• SELF ACTIVATION . IT CAN ALSO HAPPEN IN ANY OF THE TWO WAYS AS
UNDER:-
• RETAIL SALE OF MINIMUM 500 BV EACH TO TWO PERSONS.
• PERSONAL PURCHASE OF PRODUCTS WORTH 1000 BV OR ABOVE.
• IT IS TO BE NOTED THAT UPON ACTIVATION, FOR THE PURPOSE OF
COMMISSION, ALL VOLUMES WILL BE COUNTED RETROACTIVELY FROM THE
DATE OF QUALIFICATION OF EACH TC.
IT PAYS TO KNOW
29. DIRECT REFERRAL COMMISSION
• WHEN SALE IS EFFECTED THROUGH YOUR
DIRECT EFFORTS.
• THE AMOUNT DEPENDS ON THE VALUE OF
PRODUCT PURCHASED BY THE REFERRED
PERSON. USUALLY 10%-14% OF THE
PRODUCT VALUE. BASED ON THE PRODUCT
PURCHASED BY THE REFERRED PERSON,
THE AMOUNT OF DIRECT REFERRAL
COMMISSION CAN BE AS HIGH AS Rs
95,500/- (RELATES TO A PRODUCT WITH
21000 BV). IT IS ACTUALLY THE DIFFERENCE
BETWEEN THE RETAIL RATE AND RATE FOR
IR, OF THAT PRODUCT.
• CREDITED IMMEDIATELY TO THE ACCOUNT.
• THERE IS NO DIRECT REFERRAL
COMMISSION WHEN AN EXISTING IR
PURCHASES A PRODUCT FOR HIMSELF,
HOWEVER HE DOES RECEIVE IT WITH A
CORRESPONDING DISCOUNT.
THE TYPES OF COMMISSION RECEIVED BY A MEMBER IR ARE AS UNDER, AND AT ANY
TIME THE IR WILL GET ONE OF THESE OR BOTH DEPENDING UPON THE SITUATION.
STEP COMMISSION
• IT IS A STANDARD AMOUNT, EARNED ON
PURCHASES MADE BY NEW MEMBER IRs
AND PLACED UNDER YOU, BOTH BY DIRECT
AND INDIRECT EFFORTS.
• THE AMOUNT DEPENDS ON THE LEVEL
REACHED BY THE MEMBER IR.
• CREDITED TO THE ACCOUNT FOR EVERY SET
OF 3000 BV ON THE LEFT SIDE PLUS 3000 BV
ON THE RIGHT SIDE DUE TO BOTH DIRECT
AND INDIRECT REFERRAL SALES.
• FOR EVERY SUCH SET THE STANDARD STEP
COMMISSION IS Rs 10,000/11,250/12,500/
13,750/15,000 FOR BRONZE, SILVER, GOLD,
PLATINUM AND DIAMOND STAR
RESPECTIVELY.
• CREDITED ONCE A WEEK, COLLECTIVELY
FOR ALL SUCH STEPS COMPLETED DURING
THE PERIOD.
THE RECOGNITION OF EFFORT
30. THE RECOGNITION OF EFFORT
ACTION OUTCOME
YOU MAKE A DIRECT
SALE TO RAJ
YOU RECEIVE DIRECT REFERRAL COMMISSION,
AND EARN STEP COMMISSION COMMENSURATE TO
THE COST OF THE PRODUCT PURCHASED BY RAJ,
AND BVs RELATED TO THE PRODUCT
RAJ MAKES A DIRECT
SALE TO SEEMA
HE GETS LIKE YOU DID (ABOVE), AND YOU ALSO
EARN STEP COMMISSION BASED ON THE COST OF
THE PRODUCT PURCHASED BY SEEMA AND THE
BVs RELATED TO IT.
SEEMA MAKES DIRECT
SALE TO SHYAM
SEEMA GETS LIKE YOU/RAJ DID ABOVE, AND NOW
BOTH YOU AND RAJ EARN STEP COMMISSION
BASED ON THE COST OF THE PRODUCT
PURCHASED BY SHYAM AND THE BVs RELATED TO
IT.
YOU MAKE A DIRECT
SALE TO BINDU, AND
PLACE HER BELOW
SEEMA
YOU GET LIKE YOU DID IN THE FIRST CASE, AND
ALL RAJ, SEEMA AND SHYAM EARN STEP
COMMISSION BASED ON THE COST OF THE
PRODUCT PURCHASED BY BINDU AND THE BVs
RELATED TO IT.
NOTE: THERE IS NO LIMITATION ON THE NUMBER OF LEVELS FROM WHICH YOU EARN COMMISSION. LIMITATION IS ONLY ON THE ‘EARNING
PER YEAR (MAX OUT) BASED ON THE LEVEL ACHIEVED.
31. You
(U 1)
A B
C D E F
HG JI LK NM
O P
The commission is payable to
you when you get a set of
3000BV on left = 3000BV on right
The commission is payable to
you when you get a set of
3000BV on left = 3000BV on right
Thus:
1st
Set = Rs 11,250
2nd
Set = Rs 11,250
And so on…..
Thus:
1st
Set = Rs 11,250
2nd
Set = Rs 11,250
And so on…..
For every product purchased
You can place only 2 references
directly under you in
YOUR lifetime.
For every product purchased
You can place only 2 references
directly under you in
YOUR lifetime.
F
X1st
Set
2nd
Set
YOUR EARNING STRUCTURE
Take example of a Silver StarTake example of a Silver Star
32. You can place only 2
references directly under you
(per TC) in your entire life
You can place only 2
references directly under you
(per TC) in your entire life
All the other references get placed below
you by default/choice either on your left or right
All the other references get placed below
you by default/choice either on your left or right
You
(U 1)
A B
C
3000BV on left & 3000BV on right,
makes you eligible for authorised
commission as per level achieved
3000BV on left & 3000BV on right,
makes you eligible for authorised
commission as per level achieved
These 3000BV could be in any orderThese 3000BV could be in any order
You
(U 1)
A B
C D E
K
POINTS TO REMEMBER
33. Net Profit = Rs 2.45 Cr
Gross Profit = ?Gross Profit say 2.5 times?Gross Profit = Rs 6.12 Cr
Turnover = ?Turnover say 10 timesTurnover = Rs 61.25 Cr
Investment = ?Investment say 2 times?Investment = Rs 125 Cr
But the good news here is
The investment here is
Rs 20,000-Rs 25,000
TO EARN A PROFIT OF 2.45 CR IN ANY BIZ
COMPARED WITH THE EARNING SCOPE OF A SILVER STAR, A LEVEL WHICH
EVERY IR WILL EASILY REACH
34. SOME ASSUMPTIONS
FOR ALL FIGURES MENTIONED HEREAFTER, WE WILL TAKE THE
FOLLOWING STANDARDS FOR EASE OF CALCULATION:
• THE IR IS AT THE SILVER LEVEL AND ELIGIBLE FOR A STEP
COMMISSION OF Rs 11,250/- (FOR 3000 BV + 3000 BV = 6000 BV).
• EVERY SALE IS OF A PRODUCT WITH A BV OF 1000.
• THE NOTIONAL COMMISSION PAYABLE PER SALE WOULD THEN BE
11250 DIVIDED BY 6, WHICH AMOUNTS TO Rs 1,875/-.
35. CONSIDER THAT INSTEAD OF EACH WEEK, YOUR PROGRESS ON
DEVELOPING YOUR TEAM IS ON MONTHLY BASIS. THEN,
MONTH # 1 = 2 REFERRALS
MONTH # 2 = 4 REFERRALS
MONTH # 3 = 8 REFERRALS
MONTH # 4 = 16 REFERRALS
MONTH # 5 = 32 REFERRALS
MONTH # 6 = 64 REFERRALS
MONTH # 7 = 128 REFERRALS
MONTH # 8 = 256 REFERRALS
MONTH # 9 = 512 REFERRALS
MONTH # 10 = 1024 REFERRALS
MONTH # 11 = 2048 REFERRALS
MONTH # 12 = 4096 REFERRALS
TOTAL – 8190 REFERRALS
YOUR TEAM BUILD UP
8190*1875 = 1.53 CRORES PLUS, IN ONE YEAR
36. • EVERY BUSINESS VENTURE IS LIKELY TO FACE SOME
PITFALLS AND THE RELATED SUCCESS/FAILURE RATE.
• THIS VENTURE ALSO MAY BE NO DIFFERENT.
• BASED ON THE INPUTS RECEIVED SO FAR, WHAT DO
YOU THINK COULD THE PERCENTAGE OF FAILURE BE?
• 50%?
• 25%?
• 75%?
• ANY OTHER FIGURE?
PROBABILITY OF SUCCESS
37. • MONTH # 1 = 2 REFERRALS
• MONTH # 2 = 4 REFERRALS
• MONTH # 3 = 8 REFERRALS
• MONTH # 4 = 16 REFERRALS
• MONTH # 5 = 32 REFERRALS
• MONTH # 6 = 64 REFERRALS
• MONTH # 7 = 128 REFERRALS
• MONTH # 8 = 256 REFERRALS
• MONTH # 9 = 512 REFERRALS
• MONTH # 10 = 1024 REFERRALS
• MONTH # 11 = 2048 REFERRALS
• MONTH # 12 = 4096 REFERRALS
TOTAL – 8190 REFERRALS
SAY 99.5% OF YOUR NETWORK
CEASES TO FUNCTION AT THE
END OF THE 1ST
YEAR
AND IN CASE 99.75 % OF
YOUR NETWORK CEASES
TO FUNCTION, THEN THIS
LEAVES YOU WITH A TEAM
OF 20 BIZ PARTNERS
0.5% of 8190 = 40
THE WORST CASE SCENARIO
8190*1875 = 1.53 crores plus
PROBABILITY OF FAILURE
38. INVESTMENT VERSUS RETURNS
• AN INVESTMENT OF Rs 25,000/- AT 10% FIXED RATE OF SIMPLE INTEREST
PER YEAR, WOULD FETCH ADDITIONAL Rs 10,000/- IN FOUR YEARS. THE TOTAL
AMOUNT WOULD THEN BE JUST Rs 35,000/-.
• HERE, AFTER PURCHASING A PRODUCT WORTH Rs 25,000/-, THE RETURNS
WITH CONSERVATIVE GROWTH AFTER FOUR YEARS (YOUR TEAM HAVING
ONLY 20 MEMBERS IN THE 1ST
YEAR, AND THEREAFTER EACH NEW MEMBER
GETS ONLY 10 SALES PER YEAR IN EACH FOLLOWING YEAR) FOR A SILVER
STAR WILL BE AS UNDER:
Year No. of referrals
at the end of Year
Return
(in Rs)
1 20 X Rs 1,875 37,500
2 200 X Rs 1,875 3,75,000
3 2000 X Rs 1,875 37,50,000
4 20,000 X Rs 1,875 3,75,00,000
• HOWEVER, AT THE END OF THE FOURTH YEAR THE PAYOUT WILL BE LIMITED
TO Rs 2.45 CRORE, WHICH IS THE MAX PAYOUT LIMIT PER YEAR FOR A SILVER
STAR.
• AND, ONE ALSO NEEDS TO PONDER IF THIS IS AN INVESTMENT OR A
PURCHASE???
39. You
(U 1)
A B
C D
You
(U 1)
U 2 U 3
100 referrals 100 referrals
BA
Case 1=1 biz
X 1875
= 187500
X 1875
=187500
= Rs 3.75 Lac
Case 2 = 3 biz
X 1875
Rs 3.75 Lac
50 50 50 50
100
187500 187500
100
200
100 100
=Rs 7.5 Lac
The company gives you the option of buying 3 businesses at one go.. (Triple header)
Thus
Double your profit in the short term
(from Rs 3,75,000 to Rs 7,50,000)
&
Triple in the long term
(from Rs 2.45 Cr to Rs 2.45 Cr x 3 = Rs 7.35 Cr)
This means you can buy all 3 businesses under your
name i.e. Left & Right.
And you need 2 references on each side to start of
with.
Lets see how it benefits you..
Lets take 2 cases -
Case 1: You buy only 1 business
Case 2: You buy the Triple Header
You
(U 1)
U 2 U 3
A DC
B
HARD WORK VERSUS SMART WORK
NOTE : FIGURES OF A SILVER STAR HAVE BEEN TAKEN FOR THE EXAMPLE
40. THE RECOGNITION OF EFFORT:
HARD AND SMART WAY
LEVEL COMMISSION
PER STEP (INR)
MAXOUT EARNING:
THE HARD WAY
MAXOUT EARNING:
THE SMART WAY
PER WEEK PER YEAR PER WEEK PER YEAR
BRONZE 10,000 3,40,000 1,76,80,000 10,20,000 5,30,40,000
SILVER 11,250 4,72,500 2,45,70,000 14,17,500 7,37,10,000
GOLD 12,500 6,25,000 3,25,00,000 18,75,000 9,75,00,000
PLATINUM 13,750 8,11,250 4,21,85,000 24,33,750 12,65,55,000
DIAMOND 15,000 10,05,000 5,22,60,000 30,15,000 15,67,80,000
41. • START THE BIZ QUICKLY (DUE DILIGENCE)
• LEARN, AND THEN EARN
• RYTHM
• ENJOY!!!
IN 4-6 YEARS, ENABLES FINANCIAL FREEDOM
(FF) & ALSO ASSURES US TIME FREEDOM &
HEALTH FREEDOM
TRULY MAKES US WEALTHY!!
STEPS FOR DOING THIS BUSINESS
42. UU
A
B
C
RELAY
This business is
about TEAM
work.
Together
Each
Achieves
More
MARATHON
KID
GRAND
KID
97% 3%
Makes sense to move into 3% minority side
MARATHON VERSUS RELAY
Practised
generation after
generation
Pipeline of
Wealth
43. • THIS IS A RISK FREE BUSINESS WHERE THE PRODUCT YOU
PURCHASE BECOMES YOUR ASSET.
• THIS COMPANY IS INTO REFERRAL MARKETING, SOMEWHAT
SIMILAR TO WHAT READER’S DIGEST MAGAZINE HAS
SUCCESSFULLY PRACTICED FOR DECADES WHEREBY SATISFIED
CUSTOMERS ASSIST IN SALES TO THEIR FRIENDS AND GET
REWARDED FOR THESE EFFORTS. BUT UNLIKE READER’S DIGEST,
QNET REWARDS YOU, YOUR FRIENDS AND EVERYBODY BELOW
THEM WITHOUT LIMIT - ALL OF WHICH CAN BE TRACKED ONLINE.
• THIS IS NETWORK MARKETING – SOMETHING WHICH HAS MADE
THE HIGHEST NUMBER OF SELF-MADE MILLIONAIRES IN THE
WORLD OVER THE LAST 20 YEARS.
• THIS IS A USD 114+ BILLION INDUSTRY WITH ABOUT 67 MILLION+
INDIVIDUALS INVOLVED IN THIS BIZ. INFACT, EVEN THROUGH THE
RECESSION IT SHOWED PROFITS AND IS EXPECTED TO GROW TO
USD 350+ BILLION IN NEXT 3-4 YEARS.
TOOL FOR THE FUTURE MILLIONAIRES
45. THERE IS A WORM IN A GLASS JAR. THIS
WORM HAS THE CAPABILITY TO PRODUCE AN
ACCURATELY SIMILAR WORM AT THE END OF
EVERY MINUTE.
THE JAR BECOMES HALF FULL IN 30 MINUTES.
IN HOW MUCH TIME WILL THE JAR GET FILLED
UP COMPLETELY?
IF YOU GOT THE ANSWER AS, “AFTER ONE
MORE MINUTE”, THEN YOU ARE ON THE RIGHT
TRACK. YOU HAVE UNDERSTOOD THE ‘POWER
OF DUPLICATION’.
AN EARLY BIRD GETS THE WORM!!!
46. • DO YOU REALLY AGREE TO THE FACT THAT ‘MONEY IS
IMPORTANT’ TO LEAD A GOOD LIFE? AND, ENJOYING
THE BENEFITS OF MONEY ALONGWITH THE COMPLETE
FAMILY IS ‘EVEN MORE IMPORTANT’ THAN THAT?
• DO YOU ACTUALLY DESIRE TO MOVE FROM ‘E’ TO ‘B’
QUADRANT?
• YOU WANT TO DO THAT IN NEXT 10-12 YEARS? THEN,
HOW DOES THAT SIGNIFICANTLY CHANGE YOUR LIFE
TODAY AND NOW??
• IF YOU LOSE Rs 25,000/- TODAY, FOR HOW MANY DAYS
WILL YOU FEEL BAD ABOUT THAT? SIMILARLY, IS IT A
SUFFICIENT MOTIVATING VALUE FOR YOU? COMPARE
THIS WITH Rs 60,000/- TO Rs 80,000/-.
• ARE YOU REALLY DETERMINED TO LEAVING BEHIND A
LEGACY FOR YOUR NEAR AND DEAR ONES?
PONDER ABOUT THIS TOO
47. • WE DID NOT CONSIDER A 100% PROBABILTY OF THE
BUSINESS FAILING. YES THAT IS FEASIBLE TOO, BUT IN
THAT CASE IT WILL BE YOU WHO WILL FAIL IN SOME
ASPECT, AND NOT THE SYSTEM, SINCE IT IS ALREADY A
TIME TESTED AND ABSOLUTELY FUNCTIONAL BUSINESS
PROCESS. REMEMBER, THIS IS NOT A ‘GET RICH QUICK’
SCHEME, BUT THIS IS A ‘GET RICH SURE BUSINESS’
WHERE YOU NEED TO TAKE CHARGE AND
RESPONSIBILITY OF YOUR BUSINESS.
• HOWEVER, IF YOU THINK THAT IS A PROBABILITY, WHY
DID YOU TAKE THE TROUBLE OF WATCHING THIS
PRESENTATION TILL THIS FAR???
PONDER ABOUT THIS TOO
49. THE COMPANY VERTICALS
TO KNOW MORE ABOUT THE COMAPANY, VISIT THE FOLLOWING SITE
http://www.qnet.net
50. • THE MAIN COMPANY DOING THE BUSINESS WORLDWIDE
IS QNET LTD (HONG KONG).
• AS A BUSINESS STRATEGY QNET LTD (HONG KONG), HAS
APPOINTED VIHAAN DIRECT SELLING (INDIA) PVT LTD
(“VIHAAN”) FOR TAKING CARE OF ITS BUSINESS IN INDIA.
• VIHAAN OPERATES ITS OWN E-STORE ON ITS OWN
E-COMMERCE PLATFORM TO PROMOTE QNET'S BUSINESS
FOR THE TERRITORY OF INDIA.
• VIHAAN IS REGISTERED UNDER VAT NO: 29500670395 &
SERVICE TAX NO: AADCV8173FSD001 IN INDIA, AND ALSO
REGISTERED UNDER COMPANIES ACT, 1956, HAVING BEEN
ALLOTTED NO. U52399KA2011PTC060730.
VIHAAN DIRECT SELLING INDIA PVT LTD
51. RETHINK: ON OPPORTUNITY
“TODAY’S OPPORTUNITIES ERASE YESTERDAY’S
FAILURES”
– GENE BROWN
“OPPORTUNITIES MULTIPLY AS THEY ARE SEIZED”
– SUN TZU
“SMALL OPPORTUNITIES ARE OFTEN THE BEGINNING OF
GREAT ENTERPRISES”
– DEMOSTHENES
“OPPORTUNITIES ARE NEVER LOST,
SOMEONE WILL TAKE THE ONE YOU MISS”
– AUTHOR UNKNOWN
52. THANK YOU
LOOKING FORWARD TO SEEING
YOU ENJOY YOUR TIME AND
FINANCIAL FREEDOM
With Best Wishes
Lt Col Ranvir Singh (Retd)
QNET IR No – IN004207
Email: ranvirsm@hotmail.com