Sanjiv Khattri, Executive Vice President and CFO of GMAC Financial Services 2...finance8
- GMAC reported a preliminary Q3 2007 loss of $1.6 billion compared to a loss of $173 million in Q3 2006. The loss was driven by disappointing results at ResCap including a $455 million goodwill impairment.
- Excluding ResCap, GMAC's Q3 operating income was $665 million, 51% above Q3 2006. However, ResCap reported a loss of $1.806 billion for the quarter.
- Results at ResCap reflect unprecedented disruptions in global capital markets, leading ResCap to implement a significant restructuring of its mortgage operations.
The document outlines an initiative to promote internet safety education in schools through a forum, focus groups, questionnaires, and national events. The Safer Internet Forum 2009 will debate internet safety education and publish a report. A focus group of EC services and awareness centers will advise and meet in March 2009. A questionnaire will collect information from member states on internet safety in national curriculums. National awareness nodes will organize meetings in May-June 2009 to discuss implementations and identify best practices.
This document provides background context on different eras of business capitalism throughout history, from petty business capitalism in the 12th century to financial capitalism in the early 20th century. It then discusses traditional concepts of management, including the owner-worker relationship and buffer agency theory. Finally, it outlines the focus of the course, dividing it between macro-organization management, human resource systems management, and micro-organization management. It also defines an organization as a tool used by people to coordinate actions to obtain desired values, and defines entrepreneurship as recognizing opportunities to meet needs and using resources to do so.
This document provides Aetna's projected financial information and metrics for 2007 and 2008. Key projections included:
- 2008 operating earnings per share of $4.00.
- Total operating expense ratio to improve by around 60 basis points.
- Pretax operating margin to remain stable to slightly higher than 2006.
- 2008 medical membership growth to exceed 650,000, with 1Q08 growth of at least 300,000.
- Revenue growth excluding capital gains/losses to be double digits for health care segment.
- Commercial and total medical benefit ratios to remain below 80% and 81%, respectively.
- Premium yield and medical cost trend to be around 7.5%, plus or minus 50 basis
O documento resume duas apresentações do Programa + Cultura no Fórum Social Mundial de 2009: uma sobre o Prêmio Pontos de Mídia Livre e outra em uma mesa sobre a interação entre cultura, direitos humanos e política. O Fórum Social Mundial ocorreu de 27 de janeiro a 1o de fevereiro de 2009 nas universidades UFPA e UFRA no Pará.
El Moto Club Papaya está construyendo una pista de enduro indoor de 600 metros de largo y 6 metros de ancho en el IFEVI de Vigo usando 80 camiones de tierra, piedras, canto rodado y arena, así como 200 troncos y otros materiales. Veinte personas usarán maquinaria pesada para acondicionar los materiales y crear una pista técnicamente exigente para el evento del domingo, que espera atraer aficionados de toda Galicia y Portugal. La presencia de los pilotos Iván Cervantes y Laia Sanz, con
The document discusses possibilities for integrating a car into the home ecosystem. It envisions the car functioning as an extension of the home, with capabilities like entertainment, purchasing items, and accessing personal content. Technologies that could enable this include long and short range wireless connectivity, content synchronization between devices, and application migration. Standards like OSGi, Java, RFID/NFC, GPRS/UMTS, WiFi and Bluetooth could provide the necessary interoperability and integration. Issues involve establishing a standard execution environment, integration of systems, single authentication, security, billing and integration of multiple standards. Proposed solutions include using a standard execution environment based on Java/OSGi, a single authentication method like mobile SIM cards coupled with RFID,
Sanjiv Khattri, Executive Vice President and CFO of GMAC Financial Services 2...finance8
- GMAC reported a preliminary Q3 2007 loss of $1.6 billion compared to a loss of $173 million in Q3 2006. The loss was driven by disappointing results at ResCap including a $455 million goodwill impairment.
- Excluding ResCap, GMAC's Q3 operating income was $665 million, 51% above Q3 2006. However, ResCap reported a loss of $1.806 billion for the quarter.
- Results at ResCap reflect unprecedented disruptions in global capital markets, leading ResCap to implement a significant restructuring of its mortgage operations.
The document outlines an initiative to promote internet safety education in schools through a forum, focus groups, questionnaires, and national events. The Safer Internet Forum 2009 will debate internet safety education and publish a report. A focus group of EC services and awareness centers will advise and meet in March 2009. A questionnaire will collect information from member states on internet safety in national curriculums. National awareness nodes will organize meetings in May-June 2009 to discuss implementations and identify best practices.
This document provides background context on different eras of business capitalism throughout history, from petty business capitalism in the 12th century to financial capitalism in the early 20th century. It then discusses traditional concepts of management, including the owner-worker relationship and buffer agency theory. Finally, it outlines the focus of the course, dividing it between macro-organization management, human resource systems management, and micro-organization management. It also defines an organization as a tool used by people to coordinate actions to obtain desired values, and defines entrepreneurship as recognizing opportunities to meet needs and using resources to do so.
This document provides Aetna's projected financial information and metrics for 2007 and 2008. Key projections included:
- 2008 operating earnings per share of $4.00.
- Total operating expense ratio to improve by around 60 basis points.
- Pretax operating margin to remain stable to slightly higher than 2006.
- 2008 medical membership growth to exceed 650,000, with 1Q08 growth of at least 300,000.
- Revenue growth excluding capital gains/losses to be double digits for health care segment.
- Commercial and total medical benefit ratios to remain below 80% and 81%, respectively.
- Premium yield and medical cost trend to be around 7.5%, plus or minus 50 basis
O documento resume duas apresentações do Programa + Cultura no Fórum Social Mundial de 2009: uma sobre o Prêmio Pontos de Mídia Livre e outra em uma mesa sobre a interação entre cultura, direitos humanos e política. O Fórum Social Mundial ocorreu de 27 de janeiro a 1o de fevereiro de 2009 nas universidades UFPA e UFRA no Pará.
El Moto Club Papaya está construyendo una pista de enduro indoor de 600 metros de largo y 6 metros de ancho en el IFEVI de Vigo usando 80 camiones de tierra, piedras, canto rodado y arena, así como 200 troncos y otros materiales. Veinte personas usarán maquinaria pesada para acondicionar los materiales y crear una pista técnicamente exigente para el evento del domingo, que espera atraer aficionados de toda Galicia y Portugal. La presencia de los pilotos Iván Cervantes y Laia Sanz, con
The document discusses possibilities for integrating a car into the home ecosystem. It envisions the car functioning as an extension of the home, with capabilities like entertainment, purchasing items, and accessing personal content. Technologies that could enable this include long and short range wireless connectivity, content synchronization between devices, and application migration. Standards like OSGi, Java, RFID/NFC, GPRS/UMTS, WiFi and Bluetooth could provide the necessary interoperability and integration. Issues involve establishing a standard execution environment, integration of systems, single authentication, security, billing and integration of multiple standards. Proposed solutions include using a standard execution environment based on Java/OSGi, a single authentication method like mobile SIM cards coupled with RFID,