its all about the financial services in India and their regulatory institutions

1. Financial Services

2. Introduction
Financial
services ca be
also called as
financial
intermediation.
It constitutes
one of the
most important
element of
financial
system.
It is a very vital
for industrial
development.
It serves the
need of the
individual
,companies and
corporate.

3. Cont….
Services provided by financial companies connote
financial services
Financial companies includes both asset management
companies and liability based companies
Asset management companies includes Equipment
leasing ,merchant banking, mutual funds etc., and
Liability Management Companies includes bill
discounting and acceptance houses

4. Characteristics
Intangibility
Customer
orientation
Inseparability
Perishability
Dynamism

5. Functions
Fund raising
Funds
deployment
Specialized
services
Regulations
Economic
growth

6. Scope
2. Modern
services
1. Traditional
services
Financial
services-

7. Financial Service Market
The market for the exchange of a wide
range of financial a wide products and
instruments through a variety of players
each one offering a unique type of services

8. Constituents of financial service market
Market
players
• Banks
• Financing
institutions
• Merchant
bankers
• Investment
companies
• Stock brokers
• Consultants
• Underwriters
Financial
instruments
Specialized
institutions
Regulatory
bodies

9. Growth of Financial Services in India
Depository Era
Foreign institutional investors Era
Legislative Era
Investments Era
Merchant Banking Era

10. Problems of Financial Services
Lack of expertise
Inadequate
Accommodation
Inadequate
technology
Inadequate
Quality Services
Restricted scope
of operations
Limited
Innovation

11. Solution

12. Regulatory Framework
Generally it aims at ensuring
the soundness and safety of
financial institutions which
helps in maintaining the
integrity of transmission
mechanism as well as
protecting the consumers of
the financial
The regulations may be in the
form of acts, regulatory
authorities , notifications ,
Rules, guidelines, and
clarifications , ensure
freedom of operation, to
improve the efficiency and
also provide adequate scope
for innovation in order to
benefit the investors and
other participants

13. The Need
Investor protection
Efficient Financial
services
Promoting savings
and investments
Economic
Growth

14. Types of Regulations
Institutional
Regulations
Prudential
Regulations
Legislative
Regulations
Investors
Regulations
Self
Regulations

15. Regulatory Framework
Framework for
banking and
financing services
Framework for
insurance services
Framework for
investing services
Mutual Funds
Venture capital
financing
Portfolio
management
services
Stock broking
Framework for
merchant banking
and other services

16. THANK YOU