This is a short presentation of Systematic Investment Plan (SIP) in Mutual Funds. The returns shown in the scheme will get update once in a month.

1. FROM THE DESK OF RISHI B. KHANNA, CFPCM
The Best way of savings for Financial Goals
SYSTEMATIC INVESTMENT PLAN (S.I.P)
FINANCIAL PLANNING, INSURANCE, INVESTMENTS

2. FROM THE DESK OF RISHI B. KHANNA, CFPCM
• Sip means savings regularly, periodically, a
fixed amount for a specified period in a
Mutual Fund Schemes.
• The period can be 3 years, 5 years, 10 years,
15 years and so…… deciding upon your needs
and time frame.
FINANCIAL PLANNING, INSURANCE, INVESTMENTS

3. FROM THE DESK OF RISHI B. KHANNA, CFPCM
Benefits of SIP:
 It helps you start small, with as low as
Rs. 1000 per month.
 It helps you reduce the risk of mis-timing the
market.
 It helps you buy more units when the market
is down and fewer units when the market is
up. Thus reducing the cost of entry.
FINANCIAL PLANNING, INSURANCE, INVESTMENTS

4. FROM THE DESK OF RISHI B. KHANNA, CFPCM
Benefits of SIP
Rupee Cost Average:
Total Amount Invested
= Rs.12000,
Total No. of Units Purchased
= 1240.909
Average Price per unit
= Rs.9.67
• If money is redeemed @ Rs.12 then the redemption value is
Rs. 14890 and return is 57.22% (cagr)
FINANCIAL PLANNING, INSURANCE, INVESTMENTS

5. FROM THE DESK OF RISHI B. KHANNA, CFPCM
Benefits of SIP
The Power of Compounding
SIP of Rs. 1,000 per month
No. of
8% 10% 12% 15%
Months
60 Rs. Rs. Rs. Rs.
(5 Years) 73,966.70 78,082.38 82,486.37 89,681.69
120 Rs. Rs. Rs. Rs.
(10 Years) 184,165.68 206,552.02 232,339.08 278,657.27
180 Rs. Rs. Rs. Rs.
(15 Years) 348,345.14 417,924.27 504,576.00 676,863.09
240 Rs. Rs. Rs. Rs.
(20 Years) 592,947.22 765,696.91 999,147.92 1,515,954.97
FINANCIAL PLANNING, INSURANCE, INVESTMENTS

6. FROM THE DESK OF RISHI B. KHANNA, CFPCM
SIP’s can be done as per your risk appetite. Select the fund
which suits your needs and start saving accordingly.
The Funds in which SIP can be done are as follows:
• Equity Funds : The Investments in these Funds are done
purely in Equity Shares. The Risk is High and Returns in long
term are also high as compared to other Funds.
• Balanced Funds: The Investments in these Funds are done
in the proportionately as 65% – 75% in Equity and the
Balance in Debt Instruments. The Risk is Medium to High.
FINANCIAL PLANNING, INSURANCE, INVESTMENTS

7. FROM THE DESK OF RISHI B. KHANNA, CFPCM
SIP’s can be done as per your risk appetite. Select the fund
which suits your needs and start saving accordingly.
Contd………………….
• MIP Funds: The Investments in these Funds are done in the
proportion to 65% - 75% in Debt instrument and the
Balance in Equity Shares. The Risk in these Funds are Low
to Medium.
• Debt Funds: The Investments in these Funds are done
Purely in Debt Instruments. The Risk is very Low as
compared to Equity Funds.
• Gold Funds: This is a Fund of Funds. The Investments in
these Funds are done in Gold ETF. The Risk is High to
Medium.
FINANCIAL PLANNING, INSURANCE, INVESTMENTS

8. FROM THE DESK OF RISHI B. KHANNA, CFPCM
SIP is very useful tool for Financial Planning.
Financial Planning can be done for:
Child’s Marriage,
Child’s Higher Education,
Retirement,
Holidays and Tours,
and other need arises from Time to time.
FINANCIAL PLANNING, INSURANCE, INVESTMENTS

9. FROM THE DESK OF RISHI B. KHANNA, CFPCM
Do you know the Value of SIP of Rs. 1000 per month, for
15 Years (180 months, total invested Rs.1,80,000) in
• ICICI Prudential Top 200 Fund - G is Rs. 9,88,992
@ 20.35%,
• Franklin India Bluechip Fund-G is Rs. 9,85,633
@ 20.31%,
• HDFC Equity Fund –G is Rs. 16,59,536 @ 26.17%,
• Reliance Growth Fund-G is Rs. 19,64,882 @ 28.07%.
• Value shown is as on 05/12/2012.
FINANCIAL PLANNING, INSURANCE, INVESTMENTS

10. FROM THE DESK OF RISHI B. KHANNA, CFPCM
So start SIPing Today for your Best Future.
FINANCIAL PLANNING, INSURANCE, INVESTMENTS

11. FROM THE DESK OF RISHI B. KHANNA, CFPCM
WE HAVE DIFFERENT PLANS FOR ALL YOUR FINANCIAL NEEDS.
PLAN YOUR NEED TODAY.
CONTACT:
RISHI B. KHANNA, CFP CM
CERTIFIED FINANCIAL PLANNERCM
TEL No.- 9821248481 / 8080715551.
E.Mail :- khanna.rishi@mtnl.net.in
NOTE:
The Views, Schemes, and Comments are expressed by Rishi B. Khanna .
Neither any organisation nor any company is responsible for the same.
FINANCIAL PLANNING, INSURANCE, INVESTMENTS

12. FROM THE DESK OF RISHI B. KHANNA, CFPCM
REGARDS,
And Do Take Care……….
FINANCIAL PLANNING, INSURANCE, INVESTMENTS