1. Bharti AXA's SmartDrive Commercial Vehicle Insurance Policy provides comprehensive coverage for commercial vehicles plying on public roads as required by law. 2. The policy covers liabilities arising from accidental death, injury to third parties, or damage to third party property from vehicle accidents. It also covers accidental damage to the insured vehicle. 3. Additional optional covers include coverage for accessories, personal accident coverage for passengers and drivers, and legal liabilities of paid drivers and employees present in the vehicle.

1. Motor Insurance
While registering the claim, the following information will Bharti AXA General Insurance
help us serve you faster:
Bharti AXA General Insurance is a joint venture between the
n number
Policy Bharti Group and AXA. “Even when my vehicle is
n of the insured
Name
n
Insured’s / caller’s contact number
Bharti AXA combines the strengths of Bharti Enterprises, one traveling far, I want to be at ease.”
of India's leading business groups, and AXA, the global leader
n
Date and time of accident in financial protection and wealth management. Choose an insurance policy that
n
Location of accident
Twin assurance for you
helps you breathe easy.
n
Brief details of damage
n of the driver who was driving the vehicle at
Name AXA is one of the largest insurers in the world. With over 67
the time of loss million clients worldwide and over 175,000 employees
n and contact number of the workshop where
Name working across 5 continents. AXA believes in achieving
operational excellence through product innovation, business
the vehicle can be inspected
expertise, distribution, quality of service and productivity.
n of the person/s who sustained injuries in
Name/s
the accident (if any) Bharti Enterprises is one of the biggest organizations in the
n of the hospital where the injured were given
country with interests in telecom, agro business and retail. It is
Name/s
a pioneering force in the telecom sector with many firsts and
first aid / admitted innovations to its credit, offering a powerful mix of a strong
national presence and unmatched local knowledge.
For more information, please contact
It’s time to take a smart step!
(
1800 103 2292
È
SMS <SERVICE> to 5667700
:
customer.service@bharti-axagi.co.in
For more details on risk factors and terms & conditions,
please read the sales brochure carefully before concluding
a sale
Smart Drive
*This leaflet is only a brief summary of the SmartDrive Commercial Vehicle
Commercial Vehicle Insurance Policy. Please contact our
intermediary / sales officer / any of our offices for the policy Insurance Policy
wordings. www.bharti-axagi.co.in
BRO/CV/ORI/12-09
Bharti AXA General Insurance Co. Ltd
First Floor, Ferns Icon, Survey No. 28, Doddanekundi,
Bangalore- 560 037.
Insurance is the subject matter of the solicitation.

2. A smart first step Getting started, smartly!
Simple, yet comprehensive; this defines Bharti AXA’s Here's what you need to do, to get your very own SmartDrive
SmartDrive Commercial Vehicle Insurance Policy. This Commercial Vehicle Insurance Policy:
policy provides protection against liabilities arising out of nthe prospectus carefully
Read
an unfortunate eventuality.
n
Regarding the value of the vehicle to be insured and
The Motor Vehicles Act, 1988, states that every vehicle the premium payable, please contact our agent or the
plying on public roads must be covered by an insurance nearest branch office or customer care number
policy. This policy covers the amount which you, as the n the proposal form in all respects and kindly do
Fill in
owner of the vehicle, are legally liable to pay as damages to not leave any blanks
third parties as a result of accidental death, bodily injury or
n clarification on the product or the premium,
For any
damage to property.
feel free to call the nearest branch office or our
customer care number
What does this policy cover? n pay the premium preferably by way of A/C
Please
The policy provides cover for the following occurrences: payee cheque or DD
1. Accidental damage to the vehicle
2. Liability for third-party injury or death, and damage
Claims procedure
caused to their property Fast, fair and friendly
3. By paying an additional premium, you can opt for extra In all aspects of life, safety is an important concern.
covers in case of: However, despite precautions, an unfortunate event may
n damage to electrical and
Loss or occur at any time. We, at Bharti AXA, promise to be at your
non-electrical accessories side during your time of distress. To enable us to help you,
What does this policy not cover? we request you to register a claim by contacting our 24
n
Personal accident cover for the insured
Some of the major exclusions under the policy are: hours Toll-Free Helpline on 1800-103-2292. Please
and any named or unnamed passenger(s)
intimate the help desk as soon as a claim occurs, so that
nliability to persons n
Consequential loss
Legal we can provide you quick and effective service. You can,
employed (paid drivers n
Depreciation; wear and tear alternatively, also register a claim by e-mail on
/cleaners) n claims@bharti-axagi.co.in
Mechanical and electrical breakdown; failure or
nliability to
Legal breakage
employees of the At Bharti AXA, cash less / direct settlement is provided
n
When the vehicle is used outside the geographical
insured (other than to the garages of the choice of customer. On the
area
paid drivers/ request of the client, the company is willing to pay to
cleaners) Your commercial n used contrary to limitations as to use
When the garage of customer's choice across India, provided
vehicle carries a n driven by a person other than the driver stated in
When the garage is a Dealer or Authorized service station.
heavy responsibility. the driver's clause
To enable us to help you, we request you to register a claim by
You cannot afford to n
War perils, nuclear perils and drunken driving contacting our 24 hours toll-free helpline on
1800-103-2292 or e-mail us at claims@bharti-axagi.co.in
expose it to the risks that lie This is not an exhaustive list. For a detailed list of the
exclusions, please read our policy terms and conditions. Get in touch with Bharti AXA through our toll- free number
in wait on its long, important 1800-103-2292 or email us at sales@bharti-axagi.co.in,
journey. To ensure security for clearly mentioning your postal address, for a hassle - free
SmartDrive Commercial Vehicle Insurance Policy
all lives depending on the
smooth running of those wheels,
think smart!