1. Great rates and the service
your clients deserve.
RATES FOR September 9, 2011
(Rates subject to change daily.)
RATE APR POINTS
30 YEAR FIXED < $417,000 4.375% 4.416% 0
30 YEAR FIXED > $417,000 4.500% 4.525% 0
5/1 ARM 2.875% 3.076% 0
5/1 Interest Only ARM 3.000% 3.118% 0
FHA 4.125% 4.941% 0
FHA Porfolio MOD* 3.750% 4.538% 0
FHA Portfolio LOW** 3.250% 3.995% 0
We are prepared to meet your clients home financing options with variety of mortgage programs and features,
including –
• Tandem loans to avoid PMI and Jumbo pricing
• Jumbo loans
• FHA, VA and state housing programs
• Construction to Permanent Loans
• Bridge financing
• Extended rate locks
• Interest-only payments options
Quotes set forth are not for disclosure to consumers. If there is no firm contract, agents should reconfirm terms when contract is ratified. This sheet is to be used for the benefit of real estate
brokers, agents and builders only. This is not an advertisement or solicitation of loans and is not to be used to inform potential applicants of loan offerings. Our company will provide
quotations in the legally required manner for each applicant. All rates quoted here are subject to change without notice. Please call for most current rates. Mortgages are offered and
originated by RBS Citizens, N.A. Citizens Bank is RBS Citizens, N.A. (NMLS ID# 433960) and Citizens Bank of Pennsylvania (NMLS ID# 522615). RBS Citizens, N.A. and Citizens Bank of
Pennsylvania are affiliates. All loans subject to approval. Equal Housing Lender. Market Commentary is provided by marketcommentary.com and does not reflect the views or opinion of
Citizens Bank. ** FHA Portfolio LOW rate available only in low income census tracts or to low income borrowers. * FHA Portfolio MOD rate available only in moderate income census tracts or
to moderate income borrowers.
For more information call me today
Leslie Y Curry
NMLS ID# 407614
Office Number 585-654-4007
Cell Number 585-766-9611
Equal Housing Lender. CS#MGFL11090H0