Borrow only what you can comfortably repay, opt for short loan tenures, only borrow when necessary, look for better loan offers, and replace any high-cost loans.

1. 5 Tips for a Happy Borrowing
Experience

2. 1.Borrow What You Can Repay
Comfortably
2.Opt for a Short Tenure
3.Borrow Only When Absolutely
Necessary
4.Look for Better Offers
5.Replace High-Cost Loans