This report discusses the importance of m-POS acquiring solutions, provides the reader an understanding of the emerging technology developments in the space, pricing strategies by these providers, how financial institutions need to address this market by either building a product or partnering with a solution provider, some of the challenges of the business both in the U.S. and Europe and new product development/innovations that a few of these providers are developing to meet the growing needs of both the merchant and the consumer.

1. Mobile Point-of-Sale (m-POS)
Acquiring Solutions
January 2014

2. Mobile Point-of-Sale (m-POS) Acquiring Solutions
Mobile point-of-sale (m-POS) acquiring solutions such as Square
and PayPal that accept payment cards and other electronic
payments enable small merchants to accept card payments and
offer other convenience and other benefits to consumers and larger
merchants. But many questions remain to be answered for the
acquiring industry in the United States and globally to determine the
best way to proceed. For instance, the acquiring business
continues to deal with how to transition from traditional acceptance
devices to devices that accept EMV chip cards, contactless
payments, Quick Response (QR) code, Cloud, Bluetooth Smart
(Bluetooth low energy, or BLE), marketing offers redemption, and
mobile wallets. These innovations demand rapid structural
change, and industry participants have to hedge their bets on these
technologies in the interim.
2014 Mercator Advisory Group

3. Mobile Point-of-Sale (m-POS) Acquiring Solutions
Mercator Advisory Group’s new report on the U.S. and European mPOS Acquiring Solutions market, Mobile Point-of-Sale (m-POS)
Acquiring Solutions addresses these questions and provides the
reader an update on some of the key vendors in this space.
In particular, this report discusses the importance of m-POS
acquiring solutions, provides the reader an understanding of the
emerging technology developments in the space, pricing strategies
by these providers, how financial institutions need to address this
market by either building a product or partnering with a solution
provider, some of the challenges of the business both in the U.S.
and Europe and new product development/innovations that a few of
these providers are developing to meet the growing needs of both
the merchant and the consumer.
2014 Mercator Advisory Group

4. Pradeep Moudgal
Director
Emerging Technologies Advisory Service
Mercator Advisory Group
“The m-POS acquiring market and solutions continue to grow in
the United States and Europe,” comments Pradeep
Moudgal, Director, Emerging Technologies Advisory Service
at Mercator Advisory Group and author of the report. “The mPOS acquirers/providers that are opportunistic with their
technologies, pricing, and user experience will have the most
success in the years ahead.”
2014 Mercator Advisory Group

5. Highlights of the full report
• Definition of m-POS and merchant acquiring with estimate of
potential market size and illustration of form factors
• Consideration of future direction of merchant and m-POS
acquiring, with market share estimates of EMV m-POS
conversion around the globe
• Benefits of m-POS for various stakeholders, and m-POS
success stories
• Discussion of m-POS fraud prevention, and listing of card
network requirements for m-POS
• Profiles of six m-POS providers in the U.S. and
Europe, including recent performance, product
announcements, and pricing strategies
2014 Mercator Advisory Group

6. Figure 3: Global m-POS EMV Penetration, Dec. 31, 2012
Sources: EMV Co., Mercator Advisory Group
2014 Mercator Advisory Group

7. About the Full Report
This report contains 30 pages and 11 exhibits.
Companies mentioned in this report include: Square, PayPal
(ebay), Groupon, Powa Technologies (mPowa), iZettle, Jusp, American
Express, MasterCard, Visa, Discover, and Diners Club.
Members of Mercator Advisory Group’s Emerging Technologies
Advisory Service have access to these reports as well as the upcoming
research for the year ahead, presentations, analyst access, and other
membership benefits.
For more information and media inquiries, please call Mercator Advisory
Group's main line: (781) 419-1700, send e-mail to
info@mercatoradvisorygroup.com.
For free industry news, opinions, research, company information and more
visit us at www.PaymentsJournal.com.
Follow us on Twitter @ http://twitter.com/MercatorAdvisor.
2014 Mercator Advisory Group

8. About Mercator Advisory Group
Mercator Advisory Group is the leading independent research and advisory
services firm exclusively focused on the payments and banking industries. We
deliver pragmatic and timely research and advice designed to help our clients
uncover the most lucrative opportunities to maximize revenue growth and
contain costs.
Our clients range from the world's largest payment
issuers, acquirers, processors, merchants and associations to leading
technology providers and investors. Mercator Advisory Group is also the
publisher of the online payments and banking news and information portal
PaymentsJournal.com.
2014 Mercator Advisory Group