1. ASSET MANAGEMENT OVERVIEW
SECURING YOUR
FINANCIAL FUTURE
ASSET MANAGEMENT OVERVIEW
Lenox Advisors considers Asset Management to be most valuable when it:
• Reinforces and augments your customized, broader Financial Plan.
• Minimizes erosion of wealth due to taxes
(income, dividend, estate, capital gains).
• Incorporates you and your goals as a key part of
the process and recommendations.
When doing business with our Asset Management team, you can expect:
• Professionalism: Lenox is experienced, responsible, skilled and accountable.
• Customization: You are not placed in an asset management “model.”
• Flexibility: We are part of a greater whole– your Financial Plan.
• Access: To your accounts; to your managers; to Lenox.
Our process begins with identifying, defining and confirming your personal
financial goals. Once those parameters are set, together we will:
• Analyze your current financial structure.
• Recommend optimal asset allocations.
• Implement asset ownership strategies.
• Pursue due diligence on and selection of the best-of-breed
managers across asset classes.
• Review and rebalance your portfolio over time.
All these steps are taken with tax minimization in mind, particularly asset
ownership. For example, we can identify the least tax-efficient investments in
your portfolio, for ownership within your tax-deferred accounts or retirement
plans. Effective asset ownership strategy, that:
• Can yield far more in returns than market timing or fund selection.
• Is coordinated with your estate plan.
• Is designed to maximize generational family wealth.
Lenox Asset Management uses a variety of financial instruments, including
equities, fixed income, hedge funds, alternative investments and REITs. Their
use within your plan is guided by your financial goals and risk tolerance, not
a portfolio model.
Lenox Advisors. Integrating financial security into financial success.
Learn more at www.lenoxadvisors.com
Securities offered through registered representatives of MML Investors Services, LLC., 530 Fifth Avenue, 14th
Floor, New York, NY 10036, 212-536-6000. Investment Advisory Services offered through Lenox Advisors,
Inc. Lenox Advisors, Inc. is not a subsidiary of, nor affiliated with MML Investors Services, LLC. Lenox
Advisors, Inc. is a wholly owned subsidiary of National Financial Partners Corporation [NFP], a financial
services holding company, New York, NY. Management services are provided by Lenox Management
Company, LLC under contract with NFP NFP is not an affiliate or subsidiary of MML Investors Services, LLC.
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#51210-001 © 2012 Lenox Advisors, Inc. All rights reserved.