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101                 Everyday Reasons
                   NOT TO BE WITHOUT
Pre-Paid Legal’s Life Events Legal Plan
1. You don’t have an up-to-date will.                                  26. A hairdresser damages your hair with harsh chemicals.
2. You don’t understand the difference between a trust and a will.     27. Your car is repossessed unjustly.
3. Family members challenge your parent’s will.                        28. You are subpoenaed.
4. You don’t understand your health insurance plan or the new          29. You are called to jury duty.
   Medicare Prescription Act.                                          30. Your long drive off the tee injures another player.
5. The IRS selects you for an audit.                                   31. You need a lease agreement reviewed.
6. Your parents die and leave you executor of their estate.            32. Your son is injured in a football game.
7. You are tired of hidden fees at your bank.                          33. A neighbor trips over a rake in your yard.
8. You have a retirement savings plan.                                 34. A jeweler sells you defective merchandise.
9. You change jobs.                                                    35. A car dealership gains illegal access to your credit history.
10. You receive a speeding ticket.                                     36. You are hit by a bottle at a baseball game.
11. You are buying or selling your home.                               37. A tenant falls down stairs and sues you.
12. Your driver’s license is suspended.                                38. Your dog is poisoned.
13. Your landlord raises rent in violation of your verbal agreement.   39. You are injured when you slip on a wet floor in a public building.
14. Your teenager is accused of shoplifting.                           40. Your cattle trample a neighbor’s garden.
15. You decide to change your name.                                    41. Your neighbor’s dog barks for hours every night.
16. Your new washing machine doesn’t wash.                             42. Your teenager gets a speeding ticket.
17. Creditors threaten to take action against you                      43. Your landlord enters your apartment without permission.
    for your ex-spouse’s debts.                                        44. Your child throws a baseball through a neighbor’s car window.
18. A neighbor or school reports you for child abuse.                  45. You don’t have a living will or medical power of attorney.
19. You adopt a child.                                                 46. Your boat is damaged while in storage.
20. A friend or neighbor is injured on your property.                  47. Your landlord refuses to refund your cleaning deposit.
21. Your dog bites an elderly passerby.                                48. You lose an expensive watch in a hotel and the manager denies liability.
22. A friend owes you money and files bankruptcy.                       49. A speeding car nicks your car bumper because you have parked in the street.
23. A stranger calls and demands money or damaging information         50. A merchant refuses to honor a guarantee.
    will be released.                                                  51. You have an accident driving your friend’s boat.
24. Your car is damaged by a hit-and-run driver.                       52. Your spouse claims a right to your earnings.
25. You accidentally back over a neighbor’s garbage can.               53. A record club sends merchandise after you cancel your membership.
54. You are refused service at a restaurant.                                    88. You need a premarital agreement.
55. A property manager refuses to rent to you.                                  89. You’re buying or selling a car.
56. You are denied credit for no apparent reason.                               90. Your child’s school demands a drug or alcohol test.
57. You are fired.                                                               91. Your bank sends a foreclosure notice after
58. The auto repair shop threatens small claims court for                           one house payment is late.
    money you don’t owe.                                                        92. A retail store won’t accept the return of defective merchandise.
59. Your car insurance is cancelled when your teenager is                       93. A repairman won’t stand behind his work.
    involved in an accident.                                                    94. A trespasser is caught poaching on your land.
60. Your child needs special education in public school.                        95. You are leasing acreage.
61. You made a sizable gift to charity.                                         96. You receive a letter from a creditor and it is not your debt.
62. Angry words result in a slander law suit.                                   97. A bank turns you into a credit bureau unjustly.
63. You need a patent for an invention.                                         98. You need advice concerning a divorce.
64. You need a copyright for your manuscript.                                   99. You own your own small business.
65. You are wrongly accused of committing a crime.                              100.You can’t make heads or tails out of the new tax forms.
66. Your right to privacy has been invaded.                                     101.Your husband or wife uses physical force against you.
67. Your car is vandalized in a parking lot.
68. A postal carrier slips on your unshoveled walk and breaks his or her leg.
69. You have a housekeeper in your home.
70. You are stopped for speeding and a friend is in possession of marijuana.
71. Your teenager wrecks the car and a friend is injured.
72. You care for your elderly parents.
73. You receive social security disability or medicaid.                         Life Events Legal Plan
74. You are cheated by a door-to-door salesman.
                                                                                  Our product is a “Life Events Legal Plan”. This means the
75. A repairman charges more than a given estimate.                               Pre-Paid Legal membership isn’t only a “fix” for sudden
76. A creditor tries illegal collection tactics.                                  and unforeseen events. The plan is designed to provide the
                                                                                  common legal services our members need throughout the
77. An accident results in a personal injury.                                     course of their lives. In essence the “Life Events” nature
78. You are scheduled to appear in small claims court.                            of our legal plan actually encourages members to call their
79. Your new house has bad plumbing and a leaky roof.                             provider law firms when life happens and legal
                                                                                  counsel is essential. Members walk
80. You take a vacation and your “room with a view” is a view                     through events more confident and with
    of the trash dumpster.                                                        less stress. The plan offers features
                                                                                  to help when life gets more complicated
81. A minor is caught breaking into your home.                                    as well. Ask your independent associate
82. You have a fender bender while driving a friend’s car.                        for a brochure that illustrates the
                                                                                  benefits available in your state
83. You have liability questions in launching a new business.                     or province.
84. A former employer refuses to pay you your final compensation.
85. Your neighbor’s dog bites your child.
86. You have a property line dispute over a newly installed fence.                                                                       FLYER.REASON
87. You’re asked to testify as a witness to a robbery.                                                                                   53544 • 1.06
                                                                                                                                         © 2006 Pre-Paid Legal Services®, Inc

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101 Reasons why you need a LAWYER!

  • 1. 101 Everyday Reasons NOT TO BE WITHOUT Pre-Paid Legal’s Life Events Legal Plan 1. You don’t have an up-to-date will. 26. A hairdresser damages your hair with harsh chemicals. 2. You don’t understand the difference between a trust and a will. 27. Your car is repossessed unjustly. 3. Family members challenge your parent’s will. 28. You are subpoenaed. 4. You don’t understand your health insurance plan or the new 29. You are called to jury duty. Medicare Prescription Act. 30. Your long drive off the tee injures another player. 5. The IRS selects you for an audit. 31. You need a lease agreement reviewed. 6. Your parents die and leave you executor of their estate. 32. Your son is injured in a football game. 7. You are tired of hidden fees at your bank. 33. A neighbor trips over a rake in your yard. 8. You have a retirement savings plan. 34. A jeweler sells you defective merchandise. 9. You change jobs. 35. A car dealership gains illegal access to your credit history. 10. You receive a speeding ticket. 36. You are hit by a bottle at a baseball game. 11. You are buying or selling your home. 37. A tenant falls down stairs and sues you. 12. Your driver’s license is suspended. 38. Your dog is poisoned. 13. Your landlord raises rent in violation of your verbal agreement. 39. You are injured when you slip on a wet floor in a public building. 14. Your teenager is accused of shoplifting. 40. Your cattle trample a neighbor’s garden. 15. You decide to change your name. 41. Your neighbor’s dog barks for hours every night. 16. Your new washing machine doesn’t wash. 42. Your teenager gets a speeding ticket. 17. Creditors threaten to take action against you 43. Your landlord enters your apartment without permission. for your ex-spouse’s debts. 44. Your child throws a baseball through a neighbor’s car window. 18. A neighbor or school reports you for child abuse. 45. You don’t have a living will or medical power of attorney. 19. You adopt a child. 46. Your boat is damaged while in storage. 20. A friend or neighbor is injured on your property. 47. Your landlord refuses to refund your cleaning deposit. 21. Your dog bites an elderly passerby. 48. You lose an expensive watch in a hotel and the manager denies liability. 22. A friend owes you money and files bankruptcy. 49. A speeding car nicks your car bumper because you have parked in the street. 23. A stranger calls and demands money or damaging information 50. A merchant refuses to honor a guarantee. will be released. 51. You have an accident driving your friend’s boat. 24. Your car is damaged by a hit-and-run driver. 52. Your spouse claims a right to your earnings. 25. You accidentally back over a neighbor’s garbage can. 53. A record club sends merchandise after you cancel your membership.
  • 2. 54. You are refused service at a restaurant. 88. You need a premarital agreement. 55. A property manager refuses to rent to you. 89. You’re buying or selling a car. 56. You are denied credit for no apparent reason. 90. Your child’s school demands a drug or alcohol test. 57. You are fired. 91. Your bank sends a foreclosure notice after 58. The auto repair shop threatens small claims court for one house payment is late. money you don’t owe. 92. A retail store won’t accept the return of defective merchandise. 59. Your car insurance is cancelled when your teenager is 93. A repairman won’t stand behind his work. involved in an accident. 94. A trespasser is caught poaching on your land. 60. Your child needs special education in public school. 95. You are leasing acreage. 61. You made a sizable gift to charity. 96. You receive a letter from a creditor and it is not your debt. 62. Angry words result in a slander law suit. 97. A bank turns you into a credit bureau unjustly. 63. You need a patent for an invention. 98. You need advice concerning a divorce. 64. You need a copyright for your manuscript. 99. You own your own small business. 65. You are wrongly accused of committing a crime. 100.You can’t make heads or tails out of the new tax forms. 66. Your right to privacy has been invaded. 101.Your husband or wife uses physical force against you. 67. Your car is vandalized in a parking lot. 68. A postal carrier slips on your unshoveled walk and breaks his or her leg. 69. You have a housekeeper in your home. 70. You are stopped for speeding and a friend is in possession of marijuana. 71. Your teenager wrecks the car and a friend is injured. 72. You care for your elderly parents. 73. You receive social security disability or medicaid. Life Events Legal Plan 74. You are cheated by a door-to-door salesman. Our product is a “Life Events Legal Plan”. This means the 75. A repairman charges more than a given estimate. Pre-Paid Legal membership isn’t only a “fix” for sudden 76. A creditor tries illegal collection tactics. and unforeseen events. The plan is designed to provide the common legal services our members need throughout the 77. An accident results in a personal injury. course of their lives. In essence the “Life Events” nature 78. You are scheduled to appear in small claims court. of our legal plan actually encourages members to call their 79. Your new house has bad plumbing and a leaky roof. provider law firms when life happens and legal counsel is essential. Members walk 80. You take a vacation and your “room with a view” is a view through events more confident and with of the trash dumpster. less stress. The plan offers features to help when life gets more complicated 81. A minor is caught breaking into your home. as well. Ask your independent associate 82. You have a fender bender while driving a friend’s car. for a brochure that illustrates the benefits available in your state 83. You have liability questions in launching a new business. or province. 84. A former employer refuses to pay you your final compensation. 85. Your neighbor’s dog bites your child. 86. You have a property line dispute over a newly installed fence. FLYER.REASON 87. You’re asked to testify as a witness to a robbery. 53544 • 1.06 © 2006 Pre-Paid Legal Services®, Inc