1. It is unfortunate, but in Costa Rica we are surrounded by frauds such as those
we studied in class. It is easy to see on the news as reported theft of credit
cards people use to consume amounts damaging millionaire owner of the card
and see it as people used the personal information of others for fraud (identity
theft).
It is important to allocate a portion of our country budget and time to create
new ideas for minimizing these events.