1. Identity Theft Protection - Which Credit Report Is Best
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By Jani Lono - http://whichcreditreportisbest.org/
Identity theft has become a major nuisance that is affecting more and more people every year. The
number of reported and unreported cases of identity theft is steadily increasing over the past decade
and it still continues to increase, Which Credit Report Is Best While a lot of people are aware of
identity theft, very few have actually taken the necessary steps to protect themselves against it.
Thanks to the mass media, identity theft has been widely publicized over the past years. This has made
possible the increased awareness on the potential threats and dangers of identity theft and yet, a lot of
people are not being careful with their identity and how they should protect it. Identity theft has been
recognized by the government as a federal crime that continues to menace the American society which
is why laws have been passed to protect individual consumers and companies from being victims of
identity theft.
It is pretty hard to detect identity theft especially in its early stages which is why a lot of people who fall
victims to these crimes only realize that they been so after everything is too late. Probably the only time
that they discover that they have been a victim of identity theft is when they try to make purchases with

2. their credit cared or apply for a loan. They will be denied of their credit nor declined for their purchase.
This can be a very embarrassing experience.
Thus, it would always be best if you will find out as early as possible if someone has assumed your
identity and used your personal information for fraudulent purposes. The best way to monitor this is if
you will get your hands on copies of your credit report. Your credit report contains a lot of information
regarding your finances which can help you detect if somebody else have been racking up your credit.
Your credit reports reflect important information about your credit history.
It can show you detailed information about your financial history and other related information about
your finances and as you scrutinize your report, you will see any discrepancies if somebody else have
been using your account like new bank accounts under your name that you did not authorize or loan
applications that you did not do either. It can take weeks, months and even years to fully resolve
identity theft. The sooner you catch the crime, the easier it would be for you rectify any inconsistencies
in your credit report.
Your credit report is a very significant aspect of your identity. Lenders, creditors, banks and even
potential employers are always interested in your credit report and on the valuable information that
they can derive from it. A low credit score can mean declined loans, higher loan interest rates and no job

3. offers. It can enormously affect your life and your life chances. For these reasons, it is important that
you maintain a good credit score, and doing so requires that you protect yourself from id theft.
So… What’s Next ?
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http://whichcreditreportisbest.org/