By Daron Fleming, this 3-sentence summary covers the key points from the sales presentation on home owners insurance: Between 1998 and 2007, there was an average of 397,650 house fires per year in the US, resulting in over 3,000 deaths and 15,000 injuries annually; over 2 million burglaries occurred in 2007 with the average loss of around $2,000 per burglarized home; the presentation emphasizes that home owners insurance provides protection from unexpected events beyond just break-ins, such as fires, burglaries, and natural disasters like windstorms that can damage homes.