First presented in Raleigh NC.

1. Billy Swinton www.SwintonConsulting.com (646)591-4459
Finance / Business Workshop
Presented by
Billy Swinton
Date: _________________________________

2. Billy Swinton www.SwintonConsulting.com (646)591-4459
Page 1
Topics
1. Best way to protect and grow assets
2.What to do once you accumulate assets
3.Accelerated business plan to wealth
When evaluating any business there are 3
things to consider
1.Is there a need or market for the product
or service?
2.Is there money to be made?
3.Can I do it?

3. Billy Swinton www.SwintonConsulting.com (646)591-4459
Page 2
3 Guarantees
1. ___________________________________
2.___________________________________
3.___________________________________
Major Problem with #3
Most of the country’s retirement wealth is tied up in Banks,
Precious Metals, Real Estate & IRA/401K/403b (qualified
plans) A LARGE percentage of this can be lost to RISK,
FEES, TAXES!!!
Where do most people save their money?
RISK, FEES, TAXES!!!!!!!

4. Billy Swinton www.SwintonConsulting.com (646)591-4459
Page 3
What if there was a way to legally opt-out of
tax system, Pay lower fees and NEVER
EVER lose money again?
National Debt? ____________________________
2000 nationaldebt? ________________________
2008 nationaldebt? ________________________
Daily increaseis ___________________________
1 trillionseconds is how many years? _________
Government can reduce debt 1 of 2 ways
 Cut Spending
 Increase taxes
Where do you think taxes will be when you retire
and need your money the most? ______________

5. Billy Swinton www.SwintonConsulting.com (646)591-4459
Page 4
Free Income Tax Free
Tax Deferred Taxable
1997 Senator Roth Retirement Proposal
 Unlimited After tax contributions
 Unlimited Tax Free withdrawals
 Tax Deferred
 ________________________________
 ________________________________

6. Billy Swinton www.SwintonConsulting.com (646)591-4459
Page 5
Low returns Upside potential
Fixed Products Index
Products
Variable Products
$$ is Safe High Risk
Warren Buffets 2 rules of money
1.Never lose money
2.Don’t forget rule #1
Other factors that can cause you to lose $$??
 70% of people who are diagnosed with cancer, stroke or
heart attack do not die but more than half go bankrupt
and 68% of those that go bk have medical insurance.

7. Billy Swinton www.SwintonConsulting.com (646)591-4459
Page 6
-Die too Soon, - Get sick, -Live a long healthy Life
$300 Life
Insurance
$300
Retirement
$300 Critical
Care
$300 Chronic
Care
Brother A Brother B
Believes in the Old Way Believes in the New Way
Both are age 35 saving $300 monthly after tax & earning 8%
$4800 pretax to 401k
$1200 employer match
$0 to 401k
$3600 IUL post tax contribution
$560 Annual Premium
$500,000 Death Benefit 30 yr term
$500,000
Index Universal Life Plan
$6,560 annual contribution $3600 annual contribution
30 years pass now age 65
$706,000 401k $366,195 total cash
$0 term insurance 0 living benefits
$12,000 annually to renew-
$500,000 death benefit
$36,000 Tax savings $0 Tax Deductions

8. Billy Swinton www.SwintonConsulting.com (646)591-4459
Page 7
Not how much you make but how much you keep!!
$67,603 annual income $67,603 annual income
$90,137 withdrawn from 401k $67,603 TAX FREE loans
$(22,534) taxed at 25% $0 taxes
In 9 years brother A
RUNS OUT OF $$$$$
If brother B lives till age 100, he’ll bring
in $2,366,125 & left his family
$4,738,138 both free of taxes
1. If you were brother A would you want to be brother B?
2. If you knew someone who was brother A would they
need to learn about the brother B option?
Help 1 family per month and earn $14,400per year!!!
Help 2 families monthly and earn $28,800per year!!!
1.Client - Living benefits or Tax free Retirement
2.Associate – PT or Paid Referral Associate
3.Builder – Learn build and run your own agency!!
Seminar Evaluation

9. Billy Swinton www.SwintonConsulting.com (646)591-4459
Date: ______________
Name: _________________________ Spouse: _______________________
Address: ______________________________________________________
City: ______________________ State: _________ Zip code: ____________
Home Phone: __________________ Business Phone: __________________
E-mail: ______________________ Referred by:_______________________
How Did We Do?
How well was the information presented?
(High) 10 9 8 7 6 5 4 3 2 1 (Low)
How informative was the seminar?
(High) 10 9 8 7 6 5 4 3 2 1 (Low)
Comments: __________________________________________________
___________________________________________________________
___________________________________________________________
I would like a free consultation and review for:
1. The newtechnology of life insurance withLiving Benefits Yes /No
2. Tax Free Retirement Income withLiving Benefits Yes / No
3. The opportunity toearn extraincome part or full time Yes / No
Desired appt date: ______________________________________
We appreciatethe opportunityto educate andassist youwithyourFinancial/business Goals!