If you own a car, then you have to buy an insurance policy. Having a insurance policy covers all the damage to the passengers and the vehicle. So, before buying a auto insurance policy, you must learn about the different types like auto liability coverage, comprehensive coverage, collision coverage and others. See the mentioned slideshow to learn more about the different types of auto insurance policies.

1. What are the
Different Types of
Auto Insurance
Policies?

2. Understand
the types of car
insurance
policies before
buying one.

3. In a car
accident,
insurance
coverage helps
you in many
phases:
• Protect yourself
• Your passengers
• Your vehicle

4. • Auto liability coverage
• Comprehensive coverage
• Personal injury protection
• Uninsured motorist
coverage
• Collision coverage
• Medical payment
coverage
Common car insurance coverage followed by car owners are:

5. According to
the state, some
coverage is
mandatory and
others are
optional.

6. Below points define the different types of auto insurance
policies.

7. Auto liability
coverage

8. Auto liability
coverage is
mandatory in
most of the
states.

9. Bodily
injury
liability
Property
damage
liability
Drivers are
legally needed
to buy at least
a minimum
amount of
coverage:

10. Comprehensive
coverage

11. Cover damage
to your car
from the
things like:

12. Comprehensive
coverage is
optional and has
a deductible.

13. Personal Injury
Protection(PIP)

14. PIP pays for
your medical
expenses after
an accident.

15. PIP is
mandatory in
some states and
optional in other
states.

16. Uninsured
Motorist Coverage

17. • If you hit by a driver who
doesn’t have insurance.
• If the driver has the
insurance but has liability
limits.
Uninsured motorist coverage pays for your medical bill in 2
conditions:

18. Uninsured
motorist coverage
is essential in
some states and
optional in
others.

19. Collision Coverage

20. Face accident
with another
vehicle
Hit an object
such as a
fence
Collision
coverage pays
you to repair
or replace
your car, if
you:

21. Collision
coverage is
optional and
required by the
car's lender.

22. Medical Payment
Coverage

23. • Hospital visits
• Surgery
• X-rays and more.
Medical payments pay for the costs associated with :

24. Medical coverage
is also required
in some states
and optional in
others.

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