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Primary Truck Broker Liability Insurance
                         What Is It and Why Is It Important

Effective June 1, 2010, all shipments moved by AB Transport, Inc. and AB Expedited, LLC are
covered by a $2 million Primary Truck Broker Liability Insurance (PTBLI) policy. It covers our use of
non-owned, hired motor vehicles to move brokered freight*.

What is PTBLI?

This is a significant addition to our risk management strategy. It covers losses (personal injury and
property casualty) that occur involving an AB-brokered motor carrier dispatched on a load by an AB
representative.

Why did we get it?

There has been an increase in legal judgments against brokers, which has resulted in more scrutiny
of what the broker’s role is when an accident happens, and consequently more risk. These cases
involve serious injury or loss of life by a carrier placed on a load by an independent agent of a
brokerage company.

What does this mean to the AB customer?

For those customers concerned about risk management, the addition of this policy creates a
significant competitive advantage for AB. It is only a matter of time before the largest competitors
recognize this risk and take action. We believe it is essential to protect ourselves, our agents and,
ultimately, our customers in this manner. We believe our customers will see our commitment to
financial responsibility as a reason to do business with AB.

This means that you are doing business with a forward-thinking company. One who is equally
concerned about mitigating risk.

In our ongoing efforts to offer you the best products and services in the industry, we also upgraded
our Contingent Cargo policy in 2010 to cover both Limits of Liability (now $500,000) and breadth of
coverage – the policy is written on a primary motor truck cargo form and adds coverage for certain
Errors and Omissions.

In summary, AB offers:

    1) Primary Truck Broker Liability Insurance -- $ 2 million (we believe few brokers have such
       coverage)
    2) Contingent Cargo Insurance -- $500,000 limits of liability compared to the industry standard
       of $100,000


*as an authorized agent for Sunteck Transport Co., Inc.




                                        AB Transport, Inc.
       210 2nd Street, S.E. • Cedar Rapids, IA 52401 • 866.274.5538 • www.abtransportation.com

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Ab Ptbli Fact Sheet 2011

  • 1. Primary Truck Broker Liability Insurance What Is It and Why Is It Important Effective June 1, 2010, all shipments moved by AB Transport, Inc. and AB Expedited, LLC are covered by a $2 million Primary Truck Broker Liability Insurance (PTBLI) policy. It covers our use of non-owned, hired motor vehicles to move brokered freight*. What is PTBLI? This is a significant addition to our risk management strategy. It covers losses (personal injury and property casualty) that occur involving an AB-brokered motor carrier dispatched on a load by an AB representative. Why did we get it? There has been an increase in legal judgments against brokers, which has resulted in more scrutiny of what the broker’s role is when an accident happens, and consequently more risk. These cases involve serious injury or loss of life by a carrier placed on a load by an independent agent of a brokerage company. What does this mean to the AB customer? For those customers concerned about risk management, the addition of this policy creates a significant competitive advantage for AB. It is only a matter of time before the largest competitors recognize this risk and take action. We believe it is essential to protect ourselves, our agents and, ultimately, our customers in this manner. We believe our customers will see our commitment to financial responsibility as a reason to do business with AB. This means that you are doing business with a forward-thinking company. One who is equally concerned about mitigating risk. In our ongoing efforts to offer you the best products and services in the industry, we also upgraded our Contingent Cargo policy in 2010 to cover both Limits of Liability (now $500,000) and breadth of coverage – the policy is written on a primary motor truck cargo form and adds coverage for certain Errors and Omissions. In summary, AB offers: 1) Primary Truck Broker Liability Insurance -- $ 2 million (we believe few brokers have such coverage) 2) Contingent Cargo Insurance -- $500,000 limits of liability compared to the industry standard of $100,000 *as an authorized agent for Sunteck Transport Co., Inc. AB Transport, Inc. 210 2nd Street, S.E. • Cedar Rapids, IA 52401 • 866.274.5538 • www.abtransportation.com