Why Join the Clements Team

1. History of ClementsHistory of Clements
• In 1947, Robert Clements and M. Juanita Guess-Clements founded a domestic insurance
business. While she and her husband managed Clements & Company, Guess also worked at the
U.S. State Department. One day, she referred her husband to a colleague who needed life
insurance and happened to manage the U.S. State Dept.’s claims office. After purchasing a policy
from Clements, the happy client remarked, “If only you could help me with all this!” as he pointed
to the insurmountable pile of claims in his office submitted by U.S. Foreign Service officers. At the
time, not a single company provided international personal insurance products and Clements
immediately realized the potential.
• The Washington, D.C. based firm’s proximity to the U.S. State Department and Foreign Service
headquarters positioned Clements to quickly become the preferred provider of personal property
and auto insurance to government personnel living and working abroad.
• In the late 1970’s, under Guess’ direction, the company began addressing the needs of expatriate
clients outside the Foreign Service. By 1981, when the founds’ son, Jon B. Clements, joined the
firm, Clements had become a thriving agency. To reflect its growth as a global brand, the
company changed its name to Clements International in 2001. In 2011, the company underwent a
brand transformation and became Clements Worldwide to better reflect its organizational and
strategic goals.
• Today, Jon is CEO and Chairman of Clements Worldwide, and with the support of his leadership
team, he continues to guide the company with the same entrepreneurial sprit of his beloved
parents.

2. Products & ServicesProducts & Services
Commercial Insurance (CI)
•World Auto Fleet Insurance
•Property Coverage
•General Liability
•Professional Liability Coverage
•D&O, E&O, and EPLI
•Group Medical
•Long Term Disability
•Group Life
•Political Evacuation & Salary Continuation
•War Risk & Terrorism Insurance
•Personal Accident Coverage
•Workers Compensation
•Defense Base Act Cover
•Kidnap & Ransom
•Travel Medical
CI Areas of Expertise
•Defense and Government Contractors
•Non-Governmental Organizations
•International Education – K-12 International Schools & Universities
•Oil, Gas and Energy Sector
•Construction Firms
•Transpiration & Logistics
Personal Insurance Programs
 GlobalCare
 Missions Abroad
 Professionals Abroad
 Educators Abroad
 US Coverage
Health and Life Insurance
 GlobalCare Travel
 Global Care USAID
 Life

3. Clements Vision & ValuesClements Vision & Values
• Vision: To Provide Peace of Mind and Financial Protection, Worldwide.
• Values:
Integrity
Customer
Achievement
Relationships
Enjoyment

4. Clements Value SystemClements Value System
• INTEGRITY
We will adhere to a code of morale and ethical conduct in which all business will be in full
compliance with the commitments made to our employees, our co-workers, our clients, our partners
and other regulatory bodies.
Honest|Fair|Reliable|Trustworthy|Accountable
• CUSTOMER
We will exceed the service expectations of our employees, co-workers, clients and partners and
remain a service-oriented, trustworthy, caring and financially stable organization
Helpful|Responsive|Timely|Accurate|Professional|Loyal
• ACHIEVEMENT
Our steady growth is built upon an entrepreneurial culture that encourages our employees to apply
innovative solutions to business challenges and opportunities.
Organized|Planned|Growth|Development|Efficient|Resolve
• RELATIONSHIPS
We will continue to build long-term relationships with reputable organizations, partners, vendors, co-
workers and employees which are based upon mutual honesty, respect and a strong understanding
and belief in our value system
Respectful|Honest|Fair|Positive|Teamwork
• ENJOYMENT
We are committed to fostering a prosperous environment, where our employees share the Clements’
value system and are able to achieve the highest quality of life, both at work and at home.
Satisfied|Fulfilled|Balanced Work and Life

5. Employee BenefitsEmployee Benefits
• Health
• Short Term Disability (STD)
• Long Term Disability (LTD)
• Life Insurance
• Reimbursement Accounts
• 401K
• Tuition Reimbursement
• Holidays
• PTO
• Transportation
• Town Hall and Celebrations
• Employee Recognition
• Casual Dress

6. Employee BenefitsEmployee Benefits
• Health
• Short Term Disability (STD)
• Long Term Disability (LTD)
• Life Insurance
• Reimbursement Accounts
• 401K
• Tuition Reimbursement
• Holidays
• PTO
• Transportation
• Town Hall and Celebrations
• Employee Recognition
• Casual Dress