A new financing and loan program for small businesses and nonprofits that intentionally improve the lives of refugees, immigrants, asylees, low-income economic migrants, and survivors of trafficking.

1. MARCH 2021
@MDFinanceSD
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People on the Move
INFORMATION SESSION

2. MARCH 2021
Housekeeping
2
Welcome
● If your computer audio is not working, try dialing in using your phone.
● Your microphones will be muted to ensure the best audio quality for everyone.
● To ask a question, use the raise hand function or type it into the chat box at any
time. Questions will be addressed after the program overview.
● This session is being recorded. The slides and recording will be available on the
People on the Move page of the Mission Driven Finance website. An email will
follow with further instructions.
● Don’t worry if you can’t stay the whole time. This information will be publicly
available after the session and we’ll make sure to get your questions answered.

3. MARCH 2021 3
Today’s agenda
What you can expect today
● Welcome & introductions
● Overview of the People on the Move program
● Eligibility criteria
● Application process
● Questions
● How to stay in touch

4. MARCH 2021 4
MSSH
Continuing the
legacy of the patron
saint of immigrants,
Mother Cabrini
MDF
Connecting
capital and
community
Welcome &
introductions
A partnership and a pilot program
Test
Appetite for
this kind of
impact capital
Inspire
Investors to
participate in
immigrant
success

5. MARCH 2021 5
Today love must not
be hidden, it must
be living, active,
and true.
“
Saint Frances Xavier Cabrini
Foundress
MISSIONARY SISTERS OF THE
SACRED HEART OF JESUS

6. MARCH 2021 6
INTRODUCING
People on the Move
Commercial loans to support immigrants,
refugees, asylees, low-income economic
migrants, and survivors of trafficking

7. MARCH 2021 7
Business & nonprofit support
● Financing for U.S. based organizations
● Intentionally improving the lives of people on the move
Critical capital size
● $50,000 to $250,000
● 6% interest rate
● 6-month to 4-year terms
● Low restrictions on uses of capital
Inclusive & flexible
● No personal credit scores
● No personal guarantees
● Revenue-based financing available
● Islamic financing structures available
● Support for Spanish, French, Vietnamese, and Cantonese speaking borrowers
Overview

8. MARCH 2021 8
Eligibility
Commercial loans for U.S. based businesses & nonprofits
● Planning to grow impact
● Financially aligned
○ Consistent or growing revenues
○ Seeking $50,000–250,000
○ Less than 30% of budget used for existing debt
● Strong & compassionate relationship to people on the move
○ Ownership, leadership, or team have deep knowledge or lived experience
○ Community-based solutions & direct service

9. MARCH 2021 9
Eligibility
Activities that intentionally improve the lives of people on the move
● Providing training, jobs, and/or access to critical services
● Immigrants, refugees, asylees and asylum seekers, low-income economic migrants,
undocumented individuals, survivors of trafficking
● Some programs may be outside the U.S.
Commercial loans for U.S. based businesses & nonprofits

10. MARCH 2021 10
Eligibility
● Individuals applying for personal financing
● Organizations based outside the U.S.
● Discriminatory or exploitative policies and practices
NOT eligible:

11. MARCH 2021 11
Eligibility
NOT eligible:
Certain industries & lines of business
● Tanning salon
● Massage parlor
● Golf course or country club
● Hot tub facility
● Race track
● Gambling facility
● Weapons
● Alcohol, tobacco, and cannabis
● Abortion, contraceptives, and
embryonic stem cell research
● Pornography / adult entertainment

12. MARCH 2021 12
Consideration
● Not a grant, not forgivable like the PPP
● What do you need this loan for?
● Where will revenue come from to repay within 4 years?
Is People on the Move financing right for my organization?

13. MARCH 2021 13
Consideration
Is People on the Move financing right for my organization?
$100k
loan
6%
interest rate
$2,208
monthly
payments
for 4 years

14. MARCH 2021 14
Process
Anticipated timeline
March
1
Applications open
March
12
Info session
Through
2021
Rolling
approvals
April
–June
Approve + fund
5–10 loans

15. MARCH 2021 15
Questions?
Comments?

16. MARCH 2021
borrow@missiondrivenfinance.com
missiondrivenfinance.com/borrow/people-on-the-move
Thank you!