BLOWNMORTGAGE.COM LENDER HOTLINE: 888-581-5008 If you are in a situation where you have gone through a foreclosure, short sale or bankruptcy and you are having trouble getting a “standard” loan – maybe it is time to look into getting a subprime loan again – lenders are offering them at reasonable terms and if you have the ability to repay it (good job, stable history, big down payment, etc.) then it may make a lot of sense. SUBPRIME MORTGAGE PROGRAMS IN 2016 Many lenders now have “Non-qualified mortgage programs” which means they are "not qualified mortgage” programs that can be bought up and sold to Fannie Mae and Freddie Mac. Lenders who offer non-qualified mortgage programs will portfolio lend – which means they will lend the money and then just hold onto the loan and keep it in their portfolio rather than sell it off on the secondary mortgage market. SUBPRIME MORTGAGE LENDERS – 2016 UPDATED LIST AmeriHome Mortgage Bank of America – Caliber Home Loans Citadel Servicing Fremont Bank Impac JMAC Mega Capital Funding New Penn Financial Oaktree Funding On Q Financial SoFi US Bank Wells Fargo STATED INCOME LENDERS – 2016 UPDATED LIST Angel Oak Home Loans Athas Capital American Financial Network Caliber Home Loans Citadel Servicing Greenbox Loans Homewood / Mike Clover Impac Mortgage LoanStream Mega Capital Funding New Penn Financial Oaktree Funding OnQ Financial Privlo QK Mortgage RPM Mortgage SNMC SoFi Synergy One Finding a subprime mortgage lender in 2016 is easy – you can start right here. We have a network of some of the best subprime mortgage lenders who can help you get qualified for a mortgage loan that is right for you.