Wide array of products, great rates, awesome training, incredible pay!!!

1. WHY BN MORTGAGE?
1

2. OUR VALUES
We have worked very hard to
establish a positive and
productive culture, and we want to
keep that culture by hiring the
right people. We want at all times
to uphold these values:
• Honesty/Integrity
• Respect
• Professionalism
• Continuous Improvement
5/6/2022 PRESENTATION TITLE 2

3. OUR MODEL
One of the great advantages of being
a broker is the ability to shop a wide
array of wholesale banks to find
incredible products and programs,
and at rates not available to direct
and correspondent lenders.
At BN Mortgage, the success of our
people is of utmost importance. Our
rich training program and weekly
market update meetings (accessible
online) will give you the knowledge
and confidence to garner and
strengthen referral partner
relationships.
5/6/2022 PRESENTATION TITLE 3

4. OUR MODEL
GREAT
RATES,
UNIQUE
PRODUCTS
to win more
deals
1
EASY TECH
TOOLS
to get more
referral
partners
2
TRAINING/
SUPPORT
to help you
make the
most of the
tools
available
3
GIFT THAT
KEEPS
GIVING
to reward your
contribution
to the growth
of BN
Mortgage
4
HIGHER PAY
ON EACH
LOAN!
to live the
lifestyle you
want to live
5

5. GREAT PRODUCTS/RATES
N ON - Q M AN D N IC H E PR OD U C TS
• Renovation and
One-Time Close
• Doctor Programs
• Bank Statement or
P&L Loans
• DSCR (Rental Cash
Flow)
• ITIN and Foreign
Nationals
• Non-Warrantable
Condos
• Down Payment
Assistance
• Lock and Shop

6. GREAT PRODUCTS/RATES
BOR R OW ER PAID C OMPEN SATION
Win more deals with
these two powerful
tools:
• Very competitive
rates and
• Need to make the
deal really skinny?
Negotiate your
compensation
directly with the
Borrower through
Borrower Paid
Compensation

7. TECH TOOLS
C O - B R A N D E D A P P L I C AT I O N
REALTOR® friendly
loan origination
software includes
co-branded
application.
Borrower can easily
apply from their
phone and later
upload docs using
same link!

8. TECH TOOLS
A G E N T P O RTA L
Loan origination
software also
includes
agent/borrower
portal to retrieve
and EDIT
preapproval letter
(within boundaries
set by LO)!
LO Screen 

9. TECH TOOLS
M I L E S T O N E N O T I F I C AT I O N S
You choose which
milestone events
trigger
notifications to
buyer’s agent,
listing agent,
borrower, etc.!

10. TRAINING/SUPPORT
C O U R S E C ATA L O G
Complete
Development
Program includes
everything you
need!
• Consultation
• Broker
Orientation
• All Kinds of
Training
• Weekly Market
Update Meetings

11. BUSINESS
PLANNING/COACHING
S E E Y O U A T T H E T O P !
• Business Planning – Know where
you’re going and how to get
there
• Accountability – Follow up on
what you say you’re going to do
and hold yourself to it!
THE SKY IS THE LIMIT!
5/6/2022 PRESENTATION TITLE 11

12. GIFT THAT KEEPS GIVING
B R O K E R C O M P E N S A T I O N S H A R E P L A N
If you’re happy and you know
it, tell your friends!
We greatly appreciate your
contribution to our growth!
Your friends will make more
money, and so will you, for
inviting them!
5/6/2022 WHY BN MORTGAGE? 12

13. THE GIFT THAT KEEPS GIVING
B R O K E R C O M P E N S A T I O N S H A R E P L A N C H A R T
Tiers Share % of Broker Comp
Front-Line Qualifying
LO Count Needed*
Tier 1 3.5% 1-4
Tier 2 3.8% 5-9
Tier 3 2.1% 10-14
Tier 4 1.1% 15-19
Tier 5 .9% 20-24
Tier 6 2.1% 25-39
Tier 7 4.5% 40+
5/6/2022
NOTE: All revenue is paid from the Broker share of the compensation, not the LO’s
compensation.
*Front-Line Qualifying LO = LO must close at least one loan each 90 days to retain active status. 13

14. HIGHER PAY ON EACH LOAN
G I V E Y O U R S E L F A R A I S E ! Y O U D E S E R V E I T !
At one of the highest splits in
the industry, keep up to 72% of
the total Broker Compensation!
On a typical, lender paid
transaction, that comes to 200
bps, or 2% of the loan amount!
5/6/2022 WHY BN MORTGAGE? 14

15. SHARE OF COMPENSATION TO AN
EXPERIENCED LO ON A TYPICAL LOAN*
( 1 0 0 B a s i s P o i n t s = 1 % o f L o a n A m o u n t )
200.0
135.0
45.0
Basis Points (bps)
Retail Bank Correspondent Lender
*Illustration represents compensation of an experienced LO meeting qualifying production criteria on a typical lender
5/6/2022 WHY BN MORTGAGE? 15

16. OUR MODEL
GREAT
RATES,
UNIQUE
PRODUCTS
to win more
deals
1
EASY TECH
TOOLS
to get more
referral
partners
2
TRAINING/
SUPPORT
to help you
make the
most of the
tools
available
3
GIFT THAT
KEEPS
GIVING
to reward your
contribution
to the growth
of BN
Mortgage
4
HIGHER PAY
ON EACH
LOAN!
to live the
lifestyle you
want to live
5

17. BN MORTGAGE
Questions?
5/6/2022 WHY BN MORTGAGE? 17