To follow up yesterday’s release of our eBook, Funding Employee Benefits: A Risk Manager’s Guide, we thought it would be fun to offer up a little infographic that highlights a few of the key advantages to funding your employee benefits in a captive. Be sure to download our free employee benefit captive eBook (http://goo.gl/o9buXg) for more in-depth explanations and feel free to contact our team if you are exploring captives and need a little guidance through the process.

1. A Risk Manager’s Guide
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IMPROVED COST SAVINGS
Control Employee Benefit Premium Costs
Reduce Frictional Costs and Underwriting Savings
Capture Investment Returns
Improve Cash Flow and Centralize Investment of Reserves
Improve Management Reporting and Understanding of Risks
IMPROVE RISK MANAGEMENT
Manage a Centralized Risk Pool
Purchase Stop-Loss Reinsurance to Manage
Exposure to Catastrophic Loss
Quantify the Financial Benefits of Wellness Initiative and
Specific Loss Prevention Programs
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4 Advantages to
FUNDING EMPLOYEE BENEFITS IN CAPTIVES
INCREASE ADMINISTRATIVE CONTROL
Design Coverage and Provisions of Benefits
Improve Data Management and Loss Cost Management
Enable Visibility of Loss Data to Target Program Improvements
ENHANCE A PROPERTY & CASUALTY CAPTIVE
Increase Reserves and Reduce Dependence on
Commercial Markets
Improve Spread of Risk; Portfolio Diversity
Add Thirdy Party Insurance Business Potentially creating
tax-deductible Captive Premiums