This document is a notice from the American Association of Registered Nurses (AARN) regarding a pre-qualified personal loan offer for John Sample. It summarizes that John Sample's excellent credit record entitles him to apply for an unsecured personal loan of up to $25,000 from First National Bank of Omaha. It encourages John Sample to call within the specified date to discuss the offer and explore options with a loan specialist, without obligation.

10. Immediate Attention of:«John Sample»«123 Apt Number»«123 Main Street»«Anytown», «ST» «12345-6789»
American Associationof Registered Nurses
2015 NURSES’ PERSONAL RISK MITIGATION NOTICE
FPO
2015 NURSES’ PERSONAL RISK MITIGATION NOTICE
FPO
Call now for your FREE confidential
Financial Health Risk Consultation
1-800-123-4567<<8 am-7 pm TZ Mon-Fri.; 9 am-2 pm TZ Sat.>>
Priority Number: <XXXXXXXXXXXXXXXXXXXXX>
Immediate Attention of:
«John Sample»
«123 Apt Number»
«123 Main Street»
«Anytown», «ST» «12345-6789»
American Association
of Registered Nurses
Attention: <<John Sample >>
Financial Health Risks rank high among the top
Personal Risk Factors of active nurses.
AARN offers a free Financial Health Risk
Consultation for qualified Registered Nurses.
You are pre-qualified for this free service
Act Before: <XX/XX/XX>
Dear <<John Sample >>,
Your Financial Health is surely one of the biggest Personal Risk Factors affecting you
stress level and your overall well-being. That’s why your personal Financial Health deserves
as much care and attention as your physical health.
If you find yourself stressed when bills are due, or paying just the minimum on credit
cards, your financial health may be at risk -- even if you have an excellent credit record!
AARN has developed a program for nurses to assess these risk factors, reduce
the stress and help restore health to your finances. We have partnered with First
National Bank of Omaha to create the First Solution®
Loan program just
for nurses like you.
It all starts with a short, no-obligation phone call with one of our Personal Loan
Specialists: 1-800-123-4567.
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You can choose to stop receiving “prescreened” offers of credit from this and other
companies by calling toll-free 1-888-567-8688. See PRESCREEN & OPT-OUT NOTICE on the
enclosed Key Information on Your Loan for more information about prescreened offers.
Loans are made and serviced by First National Bank of Omaha. See enclosed Key Information on Your Loan for additional information. The AARN
logo and marks are used by First National Bank of Omaha with permission. PPRTNRV3-1114LPRTNRV3-1114
2015 NURSES’ PERSONAL RISK MITIGATION NOTICE
FPO
American Association
of Registered Nurses
First Solution®
Personal Loan
For Fast & Friendly Personal Service
Call 1-800-123-4567
<<8 am-7 pm TZ Mon-Fri.: 9 am-2 pm TZ Sat.>>
REPLY ONLINE at firstnational.com/apply
Use Access Code: <XXXXXX> Reservation Number: <XXXXXX>
Priority Number:
<xxxxxxxxxxxxxxxxxxxxx>
Reply Before: <XX/XX/XX>
Pre-Qualified Application Form
Pre-
QualifiedPre-
Qualified
«John Sample»
«123 Apt Number»
«123 Main Street»
«Anytown», «ST» «12345-6789»
FPO
How much of a loan will you need?
(estimated monthly loan payments based on 9.99% Fixed APR and terms1
are shown below)*
Primary use of loan: Debt Consolidation Other
*Estimated payments are for illustrative purposes only and are based on a
9.99% Fixed APR for 36-72 months. Your APR and loan term will be established
when we discuss your specific request with you and will be in the range of
7.99% Fixed APR to 15.99% Fixed APR depending on your creditworthiness.
You may receive a 0.25% interest rate discount by enrolling in Auto Pay. To
qualify, you must set up automatic payments from a checking or savings
account at the time of loan origination. When you enroll in Auto Pay, a rate as
low as 7.74% Fixed APR may be available, depending on your creditworthiness.
Loan payment amounts will be different for APRs other than 9.99% Fixed APR.
See the enclosed Key Information on Your Loan for additional information.
LOAN
AMOUNT
36
months
48
months
60
months
72
months
$5,000 $161 $127 $106
$10,000 $323 $254 $212 $185
$15,000 $484 $380 $319 $278
$20,000 $507 $425 $370
$25,000 $634 $531 $463
Important: Complete reverse side before mailing
Detach Here
Call Now 1-800-123-4567 for your FREE Consultation with your dedicated
Personal Loan Specialist -- with No Obligation and No Committment.
We want to help you make sure your loan is right for you.
Speak with your First Solution Loan Specialist and
discuss all your options with no obligation.
Please read, sign and date
I understand that my loan amount, term and rate will be set after you have reviewed my financial information. I have
read and agree to the Key Information on Your Loan enclosed, including the First Solution Loan Terms (“Loan Terms”).
I agree to repay the loan in accordance with the Loan Terms. I certify that I am at least 18 years of age and that the
information provided is accurate.
XSign here: _______________________________________________________________________
Date: _____________________________________________
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American Association
of Registered Nurses
Priority Number: <XX-XXX>
Reply Before: <XX/XX/XX>
<Sample A. Sample>
<123 Any Street>
<Anytown, USA 12345>
No Application Fee:
No Pre-Payment Penalty:
45 Day Cancellation Guarantee:
First Solution®
Personal Loan
Pre-Qualified Application Form
Reply Online at
firstnational.com/apply
For Fast & Friendly
Personal Service Call
1-800-123-4567
8 am-7 pm TZ Mon.-Fri; 9 am-2 pm TZ Sat.
Reservation #: <XXXXXXX>
Access Code: <XXXXXX>
✓
✓
✓
Please call me at: ( ___ ) _____ - ________
Best day to call: Weekday __ Saturday __
Best time of day: AM __ PM __
Your AARN First Solution®
Personal Loan could save you
up to $YY,YYY on a $15,000 Balance
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How much can you save? Find out NOW!
CALL NOW forFree Personal Consultation
8 am-7 pm Mon.-Fri.; 9 am-2 pm Sat.
No Obligation,No Commitment, No Cost
1-800-123-4567
Compare and Save!
You could reduce your debt in less than x years – that’s
TWICE as fast as a credit card!
You Save
$XX,XX
You Lose
$XX,XX
First Solution®
Personal Loan$YYY/month paymentBased on a $15,000 balance with YY.YY%Average APR simple interest
First Solution®
Personal Loan$XXX/month paymentBased on a $15,000 balance with XX.XX%Average APR simple interest
Personal and Confidential
Give Yourself a Financial
Health Check-Up
Take this Financial Health Risk Quiz:
Are your credit card interest payments
draining your financial health?
1. I have 3 or more credit or charge cards Yes No
2. I pay less than the full amount each month Yes No
3. I carry a balance on 1 or more cards Yes No
4. My cards' interest rate is 14% or higher Yes No
5. My total revolving balance is above $6000 Yes No
If you answer "Yes" to 3 or more questions, you are at risk for:
• Wasting money on interest
payments
• Staying in debt longer
• Taking too long to pay off
the principal
• Missing a payment
• Lowering your credit score
How can you reduce your risk?
Solution on next page
Experts say an unsecured personal
loan is an effective tool for getting your
debt under control, reducing interest
payments, and keeping a good credit
record.
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"The smart way to improve your financial health"
Call now for your Free Personal Consultation
No obligation. No risk. No commitment.
1-800-123-4567
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discipsus.
Please see IMPORTANT INFORMATION on reverse page.
Loans are made and serviced by First National Bank of Omaha.
See enclosed Key Information on Your Loan for additional information.
The AARN logo and marks are used by:
First National Bank of Omaha with permission.
You can choose to stop receiving “prescreened” offers of credit from this and other companies
by calling toll-free 1-888-567-8688. See PRESCREEN & OPT-OUT NOTICE on the enclosed Key
Information on Your Loan for more information about prescreened offers.
PPRTNRV3-1114LPRTNRV3-1114
American Association
of Registered Nurses
American Association
of Registered Nurses
FIRSTNAME LASTNAME: Your excellent credit record entitles you to apply for an
unsecured personal loan of up to $25,000
PRE-QUALIFIED NURSE LOAN
NON-NEGOTIABLE: FOR
ILLUSTRATION PURPOSES ONLY No. 26559
Date: 05/05/2015
60-1325548
Pay to the order of: <<Firstname Lastname >>
-:00069443600000 008663:- ‹1233354›
SPECIALLY NEGOTIATED RATES FOR REGISTERED NURSES ONLY.
Authorized Signature:
Void if over $25,000.00
Twenty-Five Thousand Dollars & ZERO Cents
Jeffrey deBondt
Dollars
Cents
Pay
Amount:$
Over, please ....
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Status: Pre-Qualified
Loan Amount: Up to $25,000
Priority Number: <<XXXXXXXXXXXXXXXXXXXXX>>
Reply Before: <<XX/XX/XX>>
Dear «John Sample»
Congratulations!
You are among a select group of nurses with a superior financial management history.
The check above represents your “Pre-Qualified Nurse Loan” status: You are eligible to apply for an
unsecured loan up to $25,000.00 at very favorable rates.
AARN has negotiated advantageous terms just for registered nurses like you who have exemplary
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Notice of Pre-Qualified Status
Call Now 1-800-123-4567
8 am-7 pm TZ Mon.-Fri. 9 am-2 pm TZ Sat.
To the Order of:
<<Firstname Lastname>>
«123 Apt Number»
«123 Main Street»
«Anytown», «ST» «12345-6789»
Your Risk-Free Consultation with your friendly
First Solution
® Loan Specialist comes with
NO obligation and NO commitment
• Explore all your options
• Find out how much you can save
• See how easy it can be to pay
off high-interest credit cards
Gather all the information you need to make
the right decision with no pressure.
Call NOW -- Decide later!
Call
1-800-123-4567