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About Primerica
We are the largest independent financial services
marketing organization in North America:
• 	 More than 4 million lives insured through our life
companies.
•	 More than 2 million client investment accounts.
•	 Approximately $682 billion of life insurance in
force.*
•	 An average of $3 million in benefit claims paid
every day.
•	 Investment clients have more than $48 billion
in asset values in their Primerica investment
accounts.*
Primerica refers to Primerica and its affiliated companies.
*As of December 31, 2014.
Primerica markets first-
rate financial products and
services from some of the
world’s more recognizable
companies:
Term Life Insurance1
•	 Primerica Life Insurance
Company
•	 Primerica Life Insurance
Company of Canada
•	 National Benefit Life
Insurance Company
Mutual Fund Investments2
•	 AllianceBernstein
•	 American Century
Investments
•	 American Funds
•	 Invesco
•	 Fidelity Advisor Funds
•	 Franklin Templeton
Investments
•	 Legg Mason
•	 MFS
•	 OppenheimerFunds
•	 Pioneer Investments
•	 Putnam Investments
Annuities
•	 MetLife Investors
•	 Lincoln Financial Group
•	 AXA
• 	 AIG
Managed Accounts3
•	 Lockwood Advisors, Inc.
Debt Solutions
•	 Primerica DebtWatchers™
offered by Primerica Client
Services, Inc. through
contractual agreement
with Equifax Consumer
Services LLC.
•	 Debt Settlement and Tax
Relief offered through
Freedom Financial
Network4
		
Long Term Care Insurance
•	 Genworth Financial
•	 John Hancock
•	 Main Street Long Term
Care Insurance Placement
Program
Pre-Paid Legal Services
•	 Primerica Legal Protection
Program
Auto & Homeowner’s
Insurance4
•	 Primerica Secure™ and
Insurance Answer Center®
401 (k) & 457 Plans
• AXA
•	 Voya Financial
Not all products are available in all states.
1.	 Primerica Life Insurance Company Executive Offices: Duluth, GA. Primerica Life
Insurance Company of Canada, Head Office: Mississauga, Ontario. National Benefit
Life Insurance Company, Home Office: Long Island City, New York.
2.	 Securities offered by PFS Investments Inc. Home Office: 1 Primerica Parkway Duluth,
GA 30099
3.	 PFS Investments Inc. (PFSI) is an SEC Registered Investment Adviser DBA Primerica
Advisors. PFSI is a member of FINRA and SIPC. Lockwood Advisors, Inc. (Lockwood)
is an SEC Registered Investment Adviser and an affiliate of Pershing LLC, each
subsidiaries of The Bank of New York Mellon Corporation (BNY Mellon). Pershing
LLC, member FINRA, NYSE, SIPC. SEC registration neither implies nor asserts the
SEC or any state securities authority has approved or endorsed PFSI or Lockwood
or the contents of this disclosure. In addition, SEC registration does not carry any
official imprimatur or indication PFSI or Lockwood have attained a particular level
of skill or ability.
4.	 Referral service only.
Affiliations and Organizations
Better Business Bureau
Primerica is an accredited member of the Better
Business Bureau (BBB). For more than 100 years,
Better Business Bureau has been helping people find
businesses, brands and charities they can trust. In
2014, people turned to BBB more than 165 million
times for BBB Business Reviews on more than 5.4
million businesses and Charity Reports on 11,000
charities, all available for free at bbb.org.
For more information, please visit www.bbb.org
A.M. Best
Primerica Life’s, National Benefit Life’s and Primerica
Life Insurance Co. of Canada’s financial strength is
rated A+ (Superior) by A.M. Best, the oldest and most
prominent rating agency in the industry.*
*As of May 1, 2015
Primerica’s term life insurance is underwritten by National Benefit
Life Insurance Company, Home Office: Long Island City, NY, in New
York State, Primerica Life Insurance Company, Executive Offices:
Duluth, GA, in all other U. S. jurisdictions; and Primerica Life
Insurance Company of Canada, Home Office: Mississauga, Ontario,
in Canada. Primerica’s life companies’ financial strength is rated
A+ (Superior) by A.M. Best, the oldest and most prominent rating
agency in the industry. A.M. Best ratings range in order from the
highest ratings as follows: A++, A+, A, A-, B++, B+, B, B-, C++, C+, C,
C-, D, E, F.
American Council of Life Insurers
Primerica Life Insurance Co. and National Benefit
Life Insurance Co. are members of the American
Council of Life Insurers (ACLI). The American Council
of Life Insurers (ACLI) is a Washington, D.C.-based
trade association with approximately 300 member
companies operating in the United States and abroad.
ACLI advocates in federal, state, and international
forums for public policy that supports the industry
marketplace and the 75 million American families
that rely on life insurers’ products for financial and
retirement security.
For more information, please visit www.acli.com
The Financial Industry Regulatory Authority
FINRA, the Financial Industry Regulatory Authority,
is the largest independent regulator for all securities
firms doing business in the United States. FINRA is
dedicated to investor protection and market integrity
through effective and efficient regulation and
complementary compliance and technology-based
services. FINRA touches virtually every aspect of the
securities business—from registering and educating
all industry participants to examining securities
firms, writing rules, enforcing those rules and the
federal securities laws, and informing and educating
the investing public. In addition, FINRA provides
surveillance and other regulatory services for equities
and options markets, as well as trade reporting and
other industry utilities. FINRA also administers the
largest dispute resolution forum for investors and
firms.
For more information, please visit www.finra.org
www.primerica.com
© 2006-2015 Primerica / A9031 / 5.15 / 50147 / 06PFS324-32

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50147-Credibilty-Sheet 1

  • 1. About Primerica We are the largest independent financial services marketing organization in North America: • More than 4 million lives insured through our life companies. • More than 2 million client investment accounts. • Approximately $682 billion of life insurance in force.* • An average of $3 million in benefit claims paid every day. • Investment clients have more than $48 billion in asset values in their Primerica investment accounts.* Primerica refers to Primerica and its affiliated companies. *As of December 31, 2014. Primerica markets first- rate financial products and services from some of the world’s more recognizable companies: Term Life Insurance1 • Primerica Life Insurance Company • Primerica Life Insurance Company of Canada • National Benefit Life Insurance Company Mutual Fund Investments2 • AllianceBernstein • American Century Investments • American Funds • Invesco • Fidelity Advisor Funds • Franklin Templeton Investments • Legg Mason • MFS • OppenheimerFunds • Pioneer Investments • Putnam Investments Annuities • MetLife Investors • Lincoln Financial Group • AXA • AIG Managed Accounts3 • Lockwood Advisors, Inc. Debt Solutions • Primerica DebtWatchers™ offered by Primerica Client Services, Inc. through contractual agreement with Equifax Consumer Services LLC. • Debt Settlement and Tax Relief offered through Freedom Financial Network4 Long Term Care Insurance • Genworth Financial • John Hancock • Main Street Long Term Care Insurance Placement Program Pre-Paid Legal Services • Primerica Legal Protection Program Auto & Homeowner’s Insurance4 • Primerica Secure™ and Insurance Answer Center® 401 (k) & 457 Plans • AXA • Voya Financial Not all products are available in all states. 1. Primerica Life Insurance Company Executive Offices: Duluth, GA. Primerica Life Insurance Company of Canada, Head Office: Mississauga, Ontario. National Benefit Life Insurance Company, Home Office: Long Island City, New York. 2. Securities offered by PFS Investments Inc. Home Office: 1 Primerica Parkway Duluth, GA 30099 3. PFS Investments Inc. (PFSI) is an SEC Registered Investment Adviser DBA Primerica Advisors. PFSI is a member of FINRA and SIPC. Lockwood Advisors, Inc. (Lockwood) is an SEC Registered Investment Adviser and an affiliate of Pershing LLC, each subsidiaries of The Bank of New York Mellon Corporation (BNY Mellon). Pershing LLC, member FINRA, NYSE, SIPC. SEC registration neither implies nor asserts the SEC or any state securities authority has approved or endorsed PFSI or Lockwood or the contents of this disclosure. In addition, SEC registration does not carry any official imprimatur or indication PFSI or Lockwood have attained a particular level of skill or ability. 4. Referral service only.
  • 2. Affiliations and Organizations Better Business Bureau Primerica is an accredited member of the Better Business Bureau (BBB). For more than 100 years, Better Business Bureau has been helping people find businesses, brands and charities they can trust. In 2014, people turned to BBB more than 165 million times for BBB Business Reviews on more than 5.4 million businesses and Charity Reports on 11,000 charities, all available for free at bbb.org. For more information, please visit www.bbb.org A.M. Best Primerica Life’s, National Benefit Life’s and Primerica Life Insurance Co. of Canada’s financial strength is rated A+ (Superior) by A.M. Best, the oldest and most prominent rating agency in the industry.* *As of May 1, 2015 Primerica’s term life insurance is underwritten by National Benefit Life Insurance Company, Home Office: Long Island City, NY, in New York State, Primerica Life Insurance Company, Executive Offices: Duluth, GA, in all other U. S. jurisdictions; and Primerica Life Insurance Company of Canada, Home Office: Mississauga, Ontario, in Canada. Primerica’s life companies’ financial strength is rated A+ (Superior) by A.M. Best, the oldest and most prominent rating agency in the industry. A.M. Best ratings range in order from the highest ratings as follows: A++, A+, A, A-, B++, B+, B, B-, C++, C+, C, C-, D, E, F. American Council of Life Insurers Primerica Life Insurance Co. and National Benefit Life Insurance Co. are members of the American Council of Life Insurers (ACLI). The American Council of Life Insurers (ACLI) is a Washington, D.C.-based trade association with approximately 300 member companies operating in the United States and abroad. ACLI advocates in federal, state, and international forums for public policy that supports the industry marketplace and the 75 million American families that rely on life insurers’ products for financial and retirement security. For more information, please visit www.acli.com The Financial Industry Regulatory Authority FINRA, the Financial Industry Regulatory Authority, is the largest independent regulator for all securities firms doing business in the United States. FINRA is dedicated to investor protection and market integrity through effective and efficient regulation and complementary compliance and technology-based services. FINRA touches virtually every aspect of the securities business—from registering and educating all industry participants to examining securities firms, writing rules, enforcing those rules and the federal securities laws, and informing and educating the investing public. In addition, FINRA provides surveillance and other regulatory services for equities and options markets, as well as trade reporting and other industry utilities. FINRA also administers the largest dispute resolution forum for investors and firms. For more information, please visit www.finra.org www.primerica.com © 2006-2015 Primerica / A9031 / 5.15 / 50147 / 06PFS324-32