(Monica) A summary of my decision-making process starts with flipping through ads to find a job, I was concerned with what companies offered for pay, the type of work I would be doing, and how long would the job last. There were a few companies that were only looking to hire temporarily and again not an ideal situation if I am already concerned with having a steady income. Between the three ads, Office temp, a server at a restaurant making $2.13hr plus tips with hours varying, and a warehouse position, starting at $14Hr with hours from 12 pm to 7 pm. I chose to pick the warehouse position since it offers the most money and a set schedule. Continuing with the simulation, my monthly take-home pay after taxes is $1,224, making my weekly pay only $306. Ideally $1,224 is not enough funds to help sustain a family, barely one person. During this time, I have to pick my insurance, which is a requirement through the Affordable Care Act. Luckily my child is covered and I picked the cheapest plan that I could afford, the bronze plan and it costs $303 a month, which averages to almost $76 a paycheck. I have to ensure I have a place to live, paying rent over $720 and traveling puts my monthly rental and traveling costs at more than 800 dollars a month. The results of me living further away from my job, so that my rent is lower also increased gas costs. According to the simulation, every working household that saves a dollar spends 77 cents on transportation. My balance jumps from $1000 to $192 after paying rent only to find out my apartment is too small for my things, so I chose to have a yard sale. I only made $150 from the yard sale and made the decision to get paid by the piece, since I am barely making a living wage on an hourly paycheck, and in doing so my paycheck decreased by 25cents. I skipped my grandfather’s memorial service because I can not afford to travel, I paid $25 to replace a broken item I fixed, even though considered hiding the evidence. Grocery shopping is next on my to-do list, spending only 30 for things I needed, I felt was hardly enough food, but could not really afford to splurge and spend on extra things. During this time my stress levels are at an all-time high, but I turn the offer for a cigarette down because I do not want to get addicted. As a result, the simulation states there is a misconception that smoking relieves stress during difficult situations in life. Now that I have come to payday, I decided to start my fitness journey by asking a friend to be my running partner. On the way to work, something blew in the car and needed to get fixed, and asking a friend to look at the issue saved money. The landlord decided to raise rent and $150 had to be paid or I could spend more on legal fees fighting it in court. On the way out to work, someone stole my gas from my car, so I had to make the decision to take the bus and the result where it took me three buses and fives times longer to get there, making me miss a few hours of p ...

1. (Monica) A summary of my decision-making process starts with
flipping through ads to find a job, I was concerned with what
companies offered for pay, the type of work I would be doing,
and how long would the job last. There were a few companies
that were only looking to hire temporarily and again not an
ideal situation if I am already concerned with having a steady
income. Between the three ads, Office temp, a server at a
restaurant making $2.13hr plus tips with hours varying, and a
warehouse position, starting at $14Hr with hours from 12 pm to
7 pm. I chose to pick the warehouse position since it offers the
most money and a set schedule. Continuing with the simulation,
my monthly take-home pay after taxes is $1,224, making my
weekly pay only $306. Ideally $1,224 is not enough funds to
help sustain a family, barely one person. During this time, I
have to pick my insurance, which is a requirement through the
Affordable Care Act. Luckily my child is covered and I picked
the cheapest plan that I could afford, the bronze plan and it
costs $303 a month, which averages to almost $76 a paycheck. I
have to ensure I have a place to live, paying rent over $720 and
traveling puts my monthly rental and traveling costs at more
than 800 dollars a month. The results of me living further away
from my job, so that my rent is lower also increased gas costs.
According to the simulation, every working household that
saves a dollar spends 77 cents on transportation. My balance
jumps from $1000 to $192 after paying rent only to find out my
apartment is too small for my things, so I chose to have a yard
sale. I only made $150 from the yard sale and made the decision
to get paid by the piece, since I am barely making a living wage
on an hourly paycheck, and in doing so my paycheck decreased
by 25cents. I skipped my grandfather’s memorial service
because I can not afford to travel, I paid $25 to replace a broken
item I fixed, even though considered hiding the evidence.
Grocery shopping is next on my to-do list, spending only 30 for
things I needed, I felt was hardly enough food, but could not

2. really afford to splurge and spend on extra things. During this
time my stress levels are at an all-time high, but I turn the offer
for a cigarette down because I do not want to get addicted. As a
result, the simulation states there is a misconception that
smoking relieves stress during difficult situations in life.
Now that I have come to payday, I decided to start my fitness
journey by asking a friend to be my running partner. On the way
to work, something blew in the car and needed to get fixed, and
asking a friend to look at the issue saved money. The landlord
decided to raise rent and $150 had to be paid or I could spend
more on legal fees fighting it in court. On the way out to work,
someone stole my gas from my car, so I had to make the
decision to take the bus and the result where it took me three
buses and fives times longer to get there, making me miss a few
hours of pay. A friend of a friend needed a place to stay, and I
needed more income, which I accepted. The results conclude as
Barbara Ehrenreich discovered in “Nickel and Dimed,” the high
cost of rent often forces people to share housing. My child has
come down with the flu, so instead of sending them to school
sick or leaving them home alone, I decided to take a day off
work, which deducts a day of pay and gives me a second strike
at work. My roommate is finally giving me problems with
staying up and partying all the time, I made the decision to put
up with it because it would be a greater cost to try and evict
him. The results state many people are forced into complicated
situations because they are unable to afford better options.
I made it through the simulation with only $257 dollars. Most of
my decisions were made to save money and maximize any
earnings or opportunities. The idea of living paycheck to
paycheck to simply make ends meet is certainly no ideal
situation for any individual. And going through the simulation
brought about many questions and concerns if I were in such a
situation. Even though that was indeed a simulation, it should
hit home for everyone because any individual could be faced
with extreme circumstances that would change one’s situation
or status. Simply draining one’s savings to save their home,

3. going broke to look for a job, or spending savings to pay for a
major operation health insurance denied paying for are prime
examples of Ehrenreich’s meaning of “It’s expensive to be poor.
resources
McKinney and Urban Ministries of Durham. (2011,
February). Spent. SPENT. Retrieved March 28, 2022,
from https://playspent.org/ (Links to an external site.)
1
Imperialism
Student’s name
Institution
Course number
Instructor
Deu date

4. Imperialism is a Latin word that means having absolute
power over something. In a simple meaning, it means that a
certain nation, country, or even an empire has gained and
maintained dominance over the other nations by controlling
them. Through this, they will control the natural resources that
the country is providing and the raw materials they sell in their
own countries and factories. There are major causes of
imperialism, including the money, the pride that a certain nation
wants to have, racism is another cause, and lastly, the religion
of the colonizing country. This was brought by the Europeans
who wanted the colonies to provide the raw materials for their
factories, and through this, they could make more money when
they traded with the new colonies.
Imperialism had a great impact on society. It was the
major cause of the slave trade in the countries which later led to
discrimination in these countries and all over the globe.
Through this, they destroyed the cultures causing disunity
among the natives of a country. The countries took the natural
resources from the natives, and they left them with nothing in
return. In her book, the philosopher thinker Rosa Luxemburg,
The Accumulation of capital, showed a close relationship
between industrial capitalism and imperialism. She argues that
capitalism could not survive without imperialism. She first
narrated the situation between the colonized countries (Halsall,
1999). She goes ahead and says that there is a struggle against
imperialism. It develops the ever more into decisive struggles,
and they are in between the capital and labor.

5. According to Luxemburg, some capitalists sought to
realize the profits they made by offloading surplus commodities
onto the non-capitalist economies. This is the phenomenon of
imperialism, the capital states that sought to dominate the
countries with the weaker economies. This led to the destruction
of the non-capitalist economies as they had an increased
absorption in the capital system. The destruction led to more
places where the markets could offload surplus commodities,
and capitalism would break down. Luxemburg criticized this
accumulation of capital (Halsall, 1999). The conclusions were
that the limits of the capitalist system were the cause of
imperialism which then led to war in the countries. During her
time, she campaigned against militarism and colonization since
these were the things that led to war during the total war, the
main aim being the accumulation of wealth.
References
Luxemburg, R. (1916). The war and the workers-The Junius
Pamphlet. URL (consulted Nov. 2004): http://www. h-net. msu.
edu/~ german/gtext/kaiserreich/lux.
sourcebooks.fordham.edu/mod/1916luxemburg-junius.asp

6. 1
The word imperialism comes from the Latin word “imperium,”
which is defined as absolute power. Imperialism simply means
that a nation, country, or empire gains and maintains dominance
over other nations by controlling their natural resources and
exploiting them for raw materials to sell in its own factories and
countries. The four main causes of imperialism are money,
national pride, racism, and religion. The Europeans wanted
colonies to provide raw materials for their factories so they
could make more money in trade with the new colonies. This
was also a way of showing off their imperialistic power by
building up an empire that stretched around the world.
There is a close relationship between capitalism and
imperialism according. According to the German philosopher
Rosa Luxemburg, she wrote in her book The Accumulation of
Capital, that capitalism cannot survive without imperialism. In
the first chapter, we narrated the history of capitalism in India

7. and the consequences; how the economy of India, the first major
colony of Britain, was destroyed to bring about the capitalist
development of Britain. There is a close relationship between
imperialism and capitalism in the sense that imperialism
expands the profit of the capitalists to help by capturing the
market and natural resources.
The Europeans also wanted colonies to provide raw materials
for their factories so they could make more money in trade with
the new colonies. This was also a way of showing off their
imperialistic power by building up an empire that stretched
around the world. They had already been feeling superior
because of how technologically advanced and culturally diverse
Europe was compared to Asia, Africa, or Latin America when it
came time to colonize these places too.