Lexington Law is leading credit repair law firm. Lexington Law offers helps you take action and repair your credit. Lexington Law has helped clients remove millions of collections, late payments, cahrge offs, liens, bankruptcies & more from their reports

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Lexington Law Reviews (2021): Legit Credit Repair Firm or Not?
Lexington Law Reviews (2021): Legit Credit Repair Firm or Not?
Norcal Marketing
Norcal Marketing
July 27, 2021
July 27, 2021
(Ad) If you’re thinking about signing up with Lexington Law to help repair
(Ad) If you’re thinking about signing up with Lexington Law to help repair
your credit, you’ve come to the right place. The Lexington Law credit
your credit, you’ve come to the right place. The Lexington Law credit
repair rm is one of the most well-known credit repair companies and has
repair rm is one of the most well-known credit repair companies and has
been serving clients since 2004. They boast over 56 million removals from
been serving clients since 2004. They boast over 56 million removals from
their clients’ credit reports, which is more than any other credit repair rm
their clients’ credit reports, which is more than any other credit repair rm
can say.
can say.
But is Lexington Law one of the best credit repair companies, or are there
But is Lexington Law one of the best credit repair companies, or are there
better options available? In this Lexington Law review, we’re going to share
better options available? In this Lexington Law review, we’re going to share
everything you need to know about this company to help you decide
everything you need to know about this company to help you decide
whether it’s the right t for you.
whether it’s the right t for you.
Company Background
Company Background
In 2004, the Lexington Law rm opened its practice, led by directing
In 2004, the Lexington Law rm opened its practice, led by directing
attorney-at-law John C. Heath. Based in North Salt Lake, Utah, with an
attorney-at-law John C. Heath. Based in North Salt Lake, Utah, with an
additional of ce in Tucson, Ariz., Lexington Law now serves people from
additional of ce in Tucson, Ariz., Lexington Law now serves people from
New Mexico to New Jersey and beyond. They do not currently serve
New Mexico to New Jersey and beyond. They do not currently serve
Oregon and North Carolina.
Oregon and North Carolina.
While Lexington Law offers credit repair services, the rm also provides
While Lexington Law offers credit repair services, the rm also provides
related services such as identity protection and personal nance tools.
related services such as identity protection and personal nance tools.
How Does Lexington Law Work?
How Does Lexington Law Work?
The credit repair process at Lexington Law involves working with credit
The credit repair process at Lexington Law involves working with credit
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2. The credit repair process at Lexington Law involves working with credit
The credit repair process at Lexington Law involves working with credit
bureaus on your behalf to challenge inaccurate items on your credit
bureaus on your behalf to challenge inaccurate items on your credit
report. Because the Fair Credit Reporting Act states that credit bureaus
report. Because the Fair Credit Reporting Act states that credit bureaus
must record only veri able and accurate information, the bureaus will need
must record only veri able and accurate information, the bureaus will need
to remove any items that don’t meet these criteria.
to remove any items that don’t meet these criteria.
After verifying all your credit report information, Lexington Law will work
After verifying all your credit report information, Lexington Law will work
with your creditors to address simple xes, mistakes, and incomplete
with your creditors to address simple xes, mistakes, and incomplete
information.
information.
While you could complete this process on your own, you’ll bene t from
While you could complete this process on your own, you’ll bene t from
Lexington Law’s working relationship with all three major credit bureaus:
Lexington Law’s working relationship with all three major credit bureaus:
Experian, Equifax, and TransUnion. Don’t underestimate the value of having
Experian, Equifax, and TransUnion. Don’t underestimate the value of having
an ally who speaks their language. And let’s be honest: Cease-and-desist
an ally who speaks their language. And let’s be honest: Cease-and-desist
letters de nitely command more authority when a law rm sends them.
letters de nitely command more authority when a law rm sends them.
Once those erroneous or misleading entries are removed from your credit
Once those erroneous or misleading entries are removed from your credit
report, your credit score should improve.
report, your credit score should improve.
As you can see, Lexington Law follows a legitimate process. It isn’t a magic
As you can see, Lexington Law follows a legitimate process. It isn’t a magic
eraser for your debts.
eraser for your debts.
Ideally, you’ll come out of this experience equipped with the skills you’ll
Ideally, you’ll come out of this experience equipped with the skills you’ll
need to monitor your credit history and maintain a good credit score
need to monitor your credit history and maintain a good credit score
going forward—that kind of nancial literacy is invaluable.
going forward—that kind of nancial literacy is invaluable.
Click Here to Get a Free Credit Repair Consultation With Lexington Law
Click Here to Get a Free Credit Repair Consultation With Lexington Law
What Type of Negative Items Can
What Type of Negative Items Can
Lexington Law Help with?
Lexington Law Help with?
According to numbers on the Lexington Law website, the rm's clients saw
According to numbers on the Lexington Law website, the rm's clients saw
over 1.5 million removals from their credit reports in 2019 alone. These
over 1.5 million removals from their credit reports in 2019 alone. These
items included inaccurate or misleading:
items included inaccurate or misleading:
Collections
Collections
Late payments
Late payments
Charge-offs
Charge-offs
Judgments
Judgments
Bankruptcies
Bankruptcies
Repossessions
Repossessions
Foreclosures
Foreclosures
What Does Lexington Law NOT Provide?
What Does Lexington Law NOT Provide?
A “negative item” does not mean simply any item that contributes to bad
A “negative item” does not mean simply any item that contributes to bad
credit. If you have actual credit card debt, legitimate inquiries, a pattern of
credit. If you have actual credit card debt, legitimate inquiries, a pattern of
late payments, or a series of charge-offs, no credit repair company will be
late payments, or a series of charge-offs, no credit repair company will be
able to get these items removed.
able to get these items removed.
Repairing a genuinely bad credit score requires changes to your nancial
Repairing a genuinely bad credit score requires changes to your nancial
habits and a lot of patience. If you maintain those new habits, the negative
habits and a lot of patience. If you maintain those new habits, the negative
items will eventually “age off” your report.
items will eventually “age off” your report.
Lexington Law can only help ensure that your credit history is reported
Lexington Law can only help ensure that your credit history is reported

3. Lexington Law can only help ensure that your credit history is reported
Lexington Law can only help ensure that your credit history is reported
accurately and fairly. That said, the rm can’t guarantee de nitive results
accurately and fairly. That said, the rm can’t guarantee de nitive results
because everyone’s credit situation is different. If any items reappear on
because everyone’s credit situation is different. If any items reappear on
your report after Lexington Law has requested their accuracy be veri ed,
your report after Lexington Law has requested their accuracy be veri ed,
that means your creditors determined them to be legitimate.
that means your creditors determined them to be legitimate.
How Much Does Lexington Law Cost?
How Much Does Lexington Law Cost?
Lexington Law offers three service levels at different price points:
Lexington Law offers three service levels at different price points:
Concord Standard
Concord Standard
For a monthly fee of $89.85, Lexington Law's basic plan provides all the
For a monthly fee of $89.85, Lexington Law's basic plan provides all the
credit repair services most people need. With the Concord Standard plan,
credit repair services most people need. With the Concord Standard plan,
Lexington Law will le bureau challenges and creditor interventions on
Lexington Law will le bureau challenges and creditor interventions on
your behalf.
your behalf.
Concord Premier
Concord Premier
If you need more intensive credit assistance, the Concord Premier plan
If you need more intensive credit assistance, the Concord Premier plan
includes monthly analyses and ongoing credit monitoring for $109.95 per
includes monthly analyses and ongoing credit monitoring for $109.95 per
month. In addition to the credit repair services in Concord Standard,
month. In addition to the credit repair services in Concord Standard,
Concord Premier clients will receive:
Concord Premier clients will receive:
InquiryAssist
InquiryAssist
Credit Score Analysis
Credit Score Analysis
ReportWatch
ReportWatch
TransUnion Alerts
TransUnion Alerts
Premier Plus
Premier Plus
At $129.95 per month, the most complete plan at Lexington Law provides
At $129.95 per month, the most complete plan at Lexington Law provides
all the tools you could need for credit repair and then some. If you want
all the tools you could need for credit repair and then some. If you want
extra help planning your nances, Premier Plus could be the service level
extra help planning your nances, Premier Plus could be the service level
for you. You’ll receive all the services that Concord Premier provides, as
for you. You’ll receive all the services that Concord Premier provides, as
well as:
well as:
Cease-and-Desist Letters
Cease-and-Desist Letters
Identity Theft Protection Services
Identity Theft Protection Services
FICO Score Tracker
FICO Score Tracker
Personal Finance Tools
Personal Finance Tools
No matter which plan you choose, keep in mind that you won’t pay
No matter which plan you choose, keep in mind that you won’t pay
anything until after the rst stage of work has been completed.
anything until after the rst stage of work has been completed.
And if you’re on a shoestring budget, you can take advantage of Lexington
And if you’re on a shoestring budget, you can take advantage of Lexington
Law’s family discount. When you sign up a household member within 72
Law’s family discount. When you sign up a household member within 72
hours of your original signup, each of you will receive 50 percent off the
hours of your original signup, each of you will receive 50 percent off the
rst work fee.
rst work fee.
Click Here to Get a Free Credit Repair Consultation With Lexington Law
Click Here to Get a Free Credit Repair Consultation With Lexington Law
Pros
Pros
Lexington Law has set the bar high for other credit repair rms in several
Lexington Law has set the bar high for other credit repair rms in several
ways, including:
ways, including:
Experienced Legal Team
Experienced Legal Team

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Because the best credit pros are familiar with the law, Lexington Law is the
Because the best credit pros are familiar with the law, Lexington Law is the
rm you can trust. Unlike some credit repair organizations, Lexington
rm you can trust. Unlike some credit repair organizations, Lexington
Law's credit repair team actually consists of real attorneys and paralegals.
Law's credit repair team actually consists of real attorneys and paralegals.
With knowledgeable professionals at the helm, you can rest assured that
With knowledgeable professionals at the helm, you can rest assured that
they'll use the correct legal channels to help you work to repair your
they'll use the correct legal channels to help you work to repair your
credit.
credit.
Personalized Counseling
Personalized Counseling
Lexington Law assigns every client an account rep, usually a paralegal.
Lexington Law assigns every client an account rep, usually a paralegal.
Because the intimate details of your negative credit history are such a
Because the intimate details of your negative credit history are such a
private matter, it's comforting to discuss your case with a familiar voice
private matter, it's comforting to discuss your case with a familiar voice
every time.
every time.
Exceptional Customer Service
Exceptional Customer Service
While not quite a 24/7 helpline, the Lexington Law rm offers a wide range
While not quite a 24/7 helpline, the Lexington Law rm offers a wide range
of customer service availability, with time slots before and after regular
of customer service availability, with time slots before and after regular
business hours as well as on the weekends to accommodate your busy
business hours as well as on the weekends to accommodate your busy
schedule. Lexington Law clients can get in touch with an adviser via phone,
schedule. Lexington Law clients can get in touch with an adviser via phone,
email, or online chat.
email, or online chat.
Extensive Educational Resources
Extensive Educational Resources
Lexington Law Firm could simply perform its services without explanation,
Lexington Law Firm could simply perform its services without explanation,
but instead, this savvy credit repair rm makes an effort to inform people
but instead, this savvy credit repair rm makes an effort to inform people
about how credit works and how to repair it. Under the Credit Help tab on
about how credit works and how to repair it. Under the Credit Help tab on
Lexington Law’s website, you’ll nd free, in-depth articles covering four
Lexington Law’s website, you’ll nd free, in-depth articles covering four
main topics:
main topics:
Fixing Credit
Fixing Credit
Improving Credit
Improving Credit
Building Credit
Building Credit
Understanding Credit
Understanding Credit
Armed with all of this knowledge, you can go into your free credit report
Armed with all of this knowledge, you can go into your free credit report
consultation feeling more con dent.
consultation feeling more con dent.
Cons
Cons
Although Lexington Law has earned its reputation as an effective credit
Although Lexington Law has earned its reputation as an effective credit
repair rm, there is still room for improvement in some areas, detailed
repair rm, there is still room for improvement in some areas, detailed
below.
below.
An Extra Credit Report Costs More
An Extra Credit Report Costs More
If you want a monthly credit report, Lexington Law Firm charges an extra
If you want a monthly credit report, Lexington Law Firm charges an extra
$14.95 for each one when you choose the Concord Standard plan. That's a
$14.95 for each one when you choose the Concord Standard plan. That's a
steep fee for a common aspect of the repair process—especially because
steep fee for a common aspect of the repair process—especially because
the three credit bureaus provide free annual reports, and apps like Credit
the three credit bureaus provide free annual reports, and apps like Credit
Karma will even show you your credit for free.
Karma will even show you your credit for free.
Still, sticking with the basic plan will save you a few bucks every month
Still, sticking with the basic plan will save you a few bucks every month
even if you get a credit report each time.
even if you get a credit report each time.
i i d
i i d

5. Better Business Bureau Rating Needs Improvement
Better Business Bureau Rating Needs Improvement
Surprisingly, Lexington Law Firm is not accredited by the BBB and has a C
Surprisingly, Lexington Law Firm is not accredited by the BBB and has a C
rating. Most of the complaints involve people who thought the company
rating. Most of the complaints involve people who thought the company
guaranteed results, which the rm—like any legitimate law rm—doesn't
guaranteed results, which the rm—like any legitimate law rm—doesn't
promise because each credit situation is unique.
promise because each credit situation is unique.
To its credit, Lexington Law regularly responds to clients' posts on their
To its credit, Lexington Law regularly responds to clients' posts on their
BBB pro le and other open forums, showing a willingness to address its
BBB pro le and other open forums, showing a willingness to address its
customers' concerns. Lexington Law’s credit repair services are also
customers' concerns. Lexington Law’s credit repair services are also rated
rated
highly on Observer.com
highly on Observer.com
Besides, Lexington Law has garnered loads of positive reviews on other
Besides, Lexington Law has garnered loads of positive reviews on other
websites, including a score of 8.9 on BestCompany.com. So while it's helpful
websites, including a score of 8.9 on BestCompany.com. So while it's helpful
to learn what past and current customers have to say about a credit repair
to learn what past and current customers have to say about a credit repair
rm, you might want to take some of the more outrageous Lexington Law
rm, you might want to take some of the more outrageous Lexington Law
reviews with a grain of salt.
reviews with a grain of salt.
Alternatives to Lexington Law
Alternatives to Lexington Law
Credit Saint
Credit Saint
Like Lexington Law,
Like Lexington Law, Credit Saint
Credit Saint dates back to 2004. This New Jersey-based
dates back to 2004. This New Jersey-based
rm provides its credit repair service to residents of all states except
rm provides its credit repair service to residents of all states except
Georgia, Kansas, and South Carolina.
Georgia, Kansas, and South Carolina.
Credit Saint is known for its variety of affordable plans. For example, the
Credit Saint is known for its variety of affordable plans. For example, the
bare-bones Polish plan would be a great t for a client with only a few
bare-bones Polish plan would be a great t for a client with only a few
negative items. However, Credit Saint's rst-work fees start at $99, which is
negative items. However, Credit Saint's rst-work fees start at $99, which is
a little higher than the industry standard.
a little higher than the industry standard.
If you don't see any negative items removed from your credit history after
If you don't see any negative items removed from your credit history after
two 45-day cycles, you can get a full refund. Plus, you can cancel your plan
two 45-day cycles, you can get a full refund. Plus, you can cancel your plan
at any time at no extra cost. Check out our
at any time at no extra cost. Check out our Credit Saint review
Credit Saint review for more
for more
information on this company.
information on this company.
Click Here to Visit the Credit Saint Website
Click Here to Visit the Credit Saint Website
Sky Blue Credit Repair
Sky Blue Credit Repair
Sky Blue Credit Repair
Sky Blue Credit Repair, in Boca Raton, Fla., operates in all 50 states. This
, in Boca Raton, Fla., operates in all 50 states. This
rm provides services similar to those of Lexington Law. In addition, it
rm provides services similar to those of Lexington Law. In addition, it
offers goodwill letters, debt validation, and assistance negotiating with the
offers goodwill letters, debt validation, and assistance negotiating with the
credit bureaus.
credit bureaus.
The credit professionals at Sky Blue claim to work at an exceptionally fast
The credit professionals at Sky Blue claim to work at an exceptionally fast
pace: an average of 15 inquiries every 35 days.
pace: an average of 15 inquiries every 35 days.
Perhaps the most budget-friendly option in this list, Sky Blue offers low
Perhaps the most budget-friendly option in this list, Sky Blue offers low
setup and monthly fees with no extra service charges. Furthermore, the
setup and monthly fees with no extra service charges. Furthermore, the
company offers a free consultation, second-member and couples
company offers a free consultation, second-member and couples
discounts, and a 90-day money-back guarantee.
discounts, and a 90-day money-back guarantee.
Click Here to Learn More About Sky Blue Credit Repair
Click Here to Learn More About Sky Blue Credit Repair
What to Expect After Signingup with
What to Expect After Signingup with

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Lexington Law
Lexington Law
Let’s walk through the credit repair process at Lexington Law:
Let’s walk through the credit repair process at Lexington Law:
1. Within 24 to 48 hours of signing up, a credit consultant will contact you
1. Within 24 to 48 hours of signing up, a credit consultant will contact you
and introduce themselves as your personal representative.
and introduce themselves as your personal representative.
2. Your credit consultant will ask for your details, which they need to
2. Your credit consultant will ask for your details, which they need to
analyze your reports and determine the best course of action.
analyze your reports and determine the best course of action.
3. After analyzing your detailed credit reports, your representative will
3. After analyzing your detailed credit reports, your representative will
contact you to identify and explain each item they would like to challenge.
contact you to identify and explain each item they would like to challenge.
4. At this point, the consultant will send the appropriate correspondence
4. At this point, the consultant will send the appropriate correspondence
to the creditors and reporting bureaus to start the process of removing
to the creditors and reporting bureaus to start the process of removing
inaccurate or misleading items from your credit report. The wait time will
inaccurate or misleading items from your credit report. The wait time will
vary depending on your situation.
vary depending on your situation.
5. If you've purchased one of the Premier plans, you'll receive a credit
5. If you've purchased one of the Premier plans, you'll receive a credit
score analysis once the challenges have been resolved.
score analysis once the challenges have been resolved.
6. Your representative will continue to follow up and escalate any
6. Your representative will continue to follow up and escalate any
remaining issues until a satisfactory conclusion is reached.
remaining issues until a satisfactory conclusion is reached.
If, for some reason, you aren't happy with your results from Lexington Law,
If, for some reason, you aren't happy with your results from Lexington Law,
you can cancel your case at any time: on the website, over the phone, or
you can cancel your case at any time: on the website, over the phone, or
through email.
through email.
Final Thoughts – Is Lexington Law Legit?
Final Thoughts – Is Lexington Law Legit?
If you're looking for a better credit score, Lexington Law is de nitely one
If you're looking for a better credit score, Lexington Law is de nitely one
of the
of the most aggressive credit repair companies
most aggressive credit repair companies to work with. As you've
to work with. As you've
learned from our Lexington Law review, this is a legitimate law rm whose
learned from our Lexington Law review, this is a legitimate law rm whose
attorneys have the industry knowledge needed to help you sort out a
attorneys have the industry knowledge needed to help you sort out a
tangled mess of a credit situation.
tangled mess of a credit situation.
Of course, no reputable credit repair company can guarantee results, and
Of course, no reputable credit repair company can guarantee results, and
Lexington Law certainly isn't an overnight solution. A credit repair
Lexington Law certainly isn't an overnight solution. A credit repair
organization can take months to show progress—if not longer—although
organization can take months to show progress—if not longer—although
some people may start seeing cleaner credit reports much sooner. Just sit
some people may start seeing cleaner credit reports much sooner. Just sit
tight and remember that what you're doing is a step in the right direction.
tight and remember that what you're doing is a step in the right direction.
Repair your credit with the help of Lexington Law. Call:
Repair your credit with the help of Lexington Law. Call: 844-838-3763
844-838-3763 or
or
visit the Lexington Law website
visit the Lexington Law website to schedule your free consultation today!
to schedule your free consultation today!