1) When making online financial transactions or payments, it is important to ensure the website is secure to prevent personal and banking details from being obtained by unauthorized parties. 2) Common tips for secure online financial transactions include checking a website's privacy policy, logging out after use, keeping electronic receipts, and verifying security indicators like the padlock symbol and green address bar. 3) The Health and Safety at Work Act 1974 is the primary UK legislation for occupational health and safety. It requires employers to provide appropriate personal protective equipment (PPE) depending on the nature of the work, such as ballistic armor for soldiers or ergonomic chairs for call center workers, to protect employee health and safety.

1. Understand the ethical and legislative environment
relating to IT
Processing of financialtransactions
 HTTP - The Hypertext Transfer Protocol(HTTP) is an application protocol
for distributed, collaborative, hypermedia information systems. HTTP is
the foundation of data communication for the World Wide Web
 HTTPS - encrypts and decrypts user pagerequests as well as the pages
that are returned by the Web server, it’s a more securesite which will
aide users
When you pay online for items (i.e. Amazon, eBay, even British airways etc.)
you need to ensurethat the website/page is secureas information about your
bank account and financial matters may be obtained by another party.
Company’s such as PayPal and banks such as Santander and HSBC offer secure
banking facility’s after you haveentered enough details to proceed to paying
for an item Santander will automatically ask you for your password and
relevant details that you entered when signing you for the provided service.

2. Tips to aide finacial transactionsonline for companysor personaluse
(helping to prevent preventfraud)
 Check privacy policy of the website your are using
 Log out of any site you haveregistered closing down you internet
browser isntenough to ensureprivacy
 Keep all electronic recipts or other wisemaderecipts
 Check for payment in bank statements check for the padlock symbolin
the browser noton the screen it may be a fradulent site
 If using the latest internet browser a trusted site will turn green
Pad lock symbol HTTPS secure
Trusted site (green address)

3. Health and safety
Health and safety at work act
The Health and Safety at Work etc Act 1974 (also referred to asHSWA, the
HSW Act, the 1974 Actor HASAWA) is the primary piece of legislation covering
occupationalhealth and safety in GreatBritain. The Health and Safety
Executive, with local authorities(and other enforcing authorities) is responsible
for enforcing the Act and a number of other Actsand Statutory Instruments
relevant to the working environment.
When regarding the health and safety aspect of any work environmentthere
are strict guidelines that every employee/employer mustfollow and have in
place in order to facilitate and promote a safe working environment.
Example – the army over the last 13-14 years has been engaged in conflicts in
Iraq and Afghanistan, to combat injury`s sustained from any form of incident,
be it enemy fire such as explosions or IEDS on operations or vehicle related
incidents (collisions etc.) to general training in the UK, the army provideits
soldiers with whatis now common called PPEwhich outsideof the army also
has the same name but differs depending on what the nature of the job is and
the inherent risk it represents.
Army PPE-
 Ballistic helmets
 Ballistic googles
 Osprey plate carrier complete with flak jacketinner
 Durable leather gloves
 Knee pads
 Blast resistant under wear and bomb nappy (tier 1 and 2 pelvic
protection)
 Boots and clothing depending of the nature of the environmentsuch as
hot and cold climates
 First aid medicalequipment
 Blast resistant vehicles
These are but a few but it provides a generalunderstanding of health
and safety at work all be it a bit extreme

4. full PPEworn by yours truly as stated abovethee PPE is down to the
nature of the job.
Which should be supplied by the employee`s employer.
But in the general work placesay a call centre who`s employees are
using telephones and computers all day would requirea differenttype of
health and safety procedure -
 Lumbar supporting chairs to preventback injury or ache from being sat
in a chair during working hours
 All electrical devices (phones, computers etc.) mustbe properly earthed
 All cables and wires must be correctly stowed or placed away correctly
in order to preventa trip hazard(s)
 Accessibleroutes to and from work stations including fire exits and stair
wells
 Firstaid trained members of staff and firstaid stations
 Fire prevention equipment such as fire extinguishers with the correct
type of incident (dry powder, water co2)
 Fire muster points
 Emergency alarms
 A correctand accurate safety brief/meeting delivered to all employee’s
Not adhering to any of these basic principles could result in legal action being
carried out

5.  Fines
 Fixed penalty’s
 Compensation claims
 Termination of employment
 Imprisonment
Below are listed acts that are owned and enforced by the HSE which can be
found on
http://www.hse.gov.uk/legislation/acts.htm
Privacy, confidentiality and security
Privacy- in a ITor online context allows an individual to
 Determine what information about them is collected and how it is used
 Access information about them knowing that it is safe
 Not having web habits tracked (anonymity)
 Send and receive emails and messages securely in the knowledgethat
they will not be intercepted/red by another party other than the sender
and recipient
Confidentiality – keeping information secure and secretfrom others,
And in an ITenvironment
 Confidentiality is reinforced by the data protection act 1998
 An ethical duty (i.e. between two people, employer and employee)
 Having computers with confidential information stored on them in a
secure, locked a safearea
 Be awarethat emails can be intercepted

6.  Implement correctsecurity measures when preparing to send
personalinformation
Security
Statute Year Subject Guidance
Explosives Act 1875 (c. 17) 1875 Explosives
No specific guidance
available
Employment of Women, Young Persons, and Children
Act 1920 (c. 65)
1920 Workers
No specific guidance
available
Mines and Quarries Act 1954 (c. 70) 1954 Mining
No specific guidance
available
Agriculture (Safety, Health and Welfare Provisions) Act
1956 (c. 49)
1956 Agriculture
No specific guidance
available
Factories Act 1961 (c. 34) 1961 Factories
No specific guidance
available
Pipe-lines Act 1962 (c. 58) 1962 Offshore
No specific guidance
available
Offices, Shops and Railway Premises Act 1963 (c. 41)
1963 Businesses
No specific guidance
available
Mines and Quarries (Tips) Act 1969 (c. 10) 1969 Mining
No specific guidance
available
Mineral Workings Offshore Installations Act 1971 (c.
61)
1971 Mining
No specific guidance
available
Employment Medical Advisory Service Act 1972 (c. 28)
1972
Health
services
No specific guidance
available
Health and Safety at Work etc Act 1974 (c. 37) 1974 Businesses
No specific guidance
available
Environment and Safety Information Act 1988 (c. 30) 1988 Chemicals
No specific guidance
available
Offshore Safety Act 1992 (c. 15) 1992 Offshore
No specific guidance
available
Health and Safety (Offences) Act 2008 (c.20) 2008 Enforcement
No specific guidance
available

7. For an ITenvironment this would refer to
 Secure locations of stored information
 Up to date internet security (i.e. MacAfee antivirus software)
 Apporatiate network security
 Fire wall safeguards
 Correctmaintenance
 Reporting anything suspicious aboutthe nature of the information’s
stowagedevice (i.e. May havebeen have had unauthorized
usage/tampering)
In order to make surethat the security of any information is securewould fall
in to the data protection act 1998 for which there are severalguidelines.
Copyrightand intellectualproperty rights
Intellectual property refers to a creative work which can be assetor physical
property. Intellectual property rights fall mainly into four main areas,
copyright, trademarks, design rights and patents
Intellectual property is something unique that you have physically created the
idea alone is not intellectual property. For example an idea for a book is not
intellectual property however the words you havewritten in it are. Copyright,
patents, designs and trademarks areall types of intellectual property
protection. Your intellectual property is either protected automatically from
theft or copying.
By knowing the rights involved and having the correct type of protection you
can prevent other parties fromstealing or copying
 the names of your products or brands
 your inventions
 the design or look of your products
 things you write, make or produce
Copyright
Copyrightapplies to work that is recorded in some way the rights exist in items
such as literary, artistic, musicaland dramatic work as well such as films and

8. music and. Itgives the author(s) a specific set of rights in relation to their work
and prohibits any unauthorised actions, and allows the author(s) to take legal
action against instances of infringement or plagiarism