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You’re young. You’re healthy. You’re fit. You’re more adventurous and physically active then you will ever be. You’re between nineteen and twenty-nine years old, so you’ve pretty much got everything you’ll ever need. But unfortunately, life can be crazy unpredictable and freak accidents do happen. It could only take one slip skateboarding, one fall snow boarding, one spill down the bike trail, or one split second distraction on the road to find out that sometimes the financial pains resulting from dealing with an unexpected injury can be worse that the physical pain. If and when you find yourself hit by a minor or major accident, you are for sure going to wish you had the help