1. SELF-FUNDED EMPLOYEE BENEFITS
for Healthcare Providers
Rising costs and increased instability in the healthcare marketplace have prompted more employers of all types and sizes
to consider self-funding as a solution to provide more economical, quality benefits to their employees. The Kaiser Family
Foundation released last year that health insurance premiums have increased 80% in the last 10 years. Where do you
think they will go in the next 10 years with the Affordable Care Act in place?
Taxes- 3%-5%
Carrier Profits- 4%-8%
Network Narrowing- 5%-10%
Employee Steerage- up to 50% per claim
Wellness- $5 to $1 ROI
Pharmaceutical design and rebates
medTRANS has a proven track record since 2010 of helping our members take control of what is typically their 2nd
largest expense. We have companies that have had premium decreases 4 years in a row and loss ratios as low as 30%.
Jeff Gregg jeff@medtransltd.com • www.medtransltd.com
ph 412-443-5238 • fx 412-453-4569
MedTRANS Insurance Ltd. 314 Old Route 30 • Greensburg, PA 15601
Benefits of Self-Funding with medTRANS
Self-funded plans are not charged the new 2%-5% taxes to pay for the ACA.No New Taxes
Reduced Fixed Costs Self-funding limits your administrative costs and eliminates carrier profits.
Improved Cash Flow You will pay for your claims as they occur, greatly benefiting your cash flow.
Complete Plan Design
Flexibility
Your plan can be customized to whatever you want; co-pays, deductibles, HSA’s, HRA’s, etc.
Multiple Networks
Available
Blue Cross, Aetna, Cigna, United and more regional
Look and Feel of
Fully Insured
Your employees will not know that you are self-funded unless you tell them. It looks just like your
current fully-insured plan.
Known Maximum
Liability
At the very beginning you will know what your maximum monthly and yearly costs are.
Dental and Vision Self-Insured Plans Available
Collaboration Compare your spend to other members from your industry
Cost Containment
Measures
Cost/quality, wellness, steerage, pharmaceutical savings and rebates.
Financial Security Your plan is backed by the medTRANS Captive and Sun Life Financial.
No State Mandates
Potential Savings
Take the first step and learn if self-funding is right for your company!
If your state requires you to pay for in-vitro, chiropractic, etc. with medTRANS you are not
required to.