This is a PPT helpful for senior employees like board members, Directors and officers in supervisory capacity.

1. D&O Insurance – What is So Special About It
If you're taking a risk as an entrepreneur by operating a company, a Directors and Officers policy
can keep you protected in the event of any negligence or wrongful acts. It costs defence costs
up front, so takes care of legal expenses so you can be free to focus on running your business. If
someone brings a claim against you, D&O policy will be quite helpful to you because we know
that entrepreneurs are playing with fire sometimes!

2. Why you need D&O policy?
• Possibility of claiming by shareholders.
• Sexual harassment
• Violations of employee rights
• Inappropriate accounting entries
• Merger & Acquisitions exposure
• Requirement of corporate governance
• Compliance requirements

3. D&O Policy Features
 Subsidiaries are covered
 Outside directors covered
 Retired directors covered
 Employment practice liability
 Regulatory crisis
 Reputation damage cover
 Heirs, estates and legal representatives cover
 Discovery period clause

4. Who all can bring actions against Directors & Officers?
• Competitors
• Employees
• Suppliers
• Shareholders
• Regulators
• Customers
• Other Stakeholders

5. What are the key exclusions in D&O Policy?
Some of our most common policies include pollution claims, war and
radioactivity claims, workmen compensation, criminal activity, bankruptcy, theft
of intellectual property, and any violation of the law.

6. Why you need D&O policy?
• Possibility of claiming by shareholders.
• Sexual harassment
• Violations of employee rights
• Inappropriate accounting entries
• Merger & Acquisitions exposure
• Requirement of corporate governance
• Compliance requirements