1. AmigoeHome English ‘Curaçao is open for business’
‘Curaçao is open for
business’
Friday, 12 July 2013 12:32
WILLEMSTAD — The government of Curaçao announced a social-
economic program yesterday for the period 2013 up to and including
2016. An amount of 163.7 million guilders is involved with the program.
The intention is that 73 million of this amount will invested this year,
said Minister of Finance, José Jardim (on behalf of independent
parliamentarian Glenn Sulvaran).
The program that was announced yesterday during the weekly press conference
from the Council of Ministers is to be seen as a signal that Curaçao is ready for
investments, said Premier Ivar Asjes. According to the PS-premier, the
government of Curaçao gives the good example and the private sector is to
follow this example. He emphasized that the investment program gives a clear
message, namely: Curaçao is open for business.
The program departs from investments in education, social-economic projects
and infrastructure. The stimulation package departs from 14 million guilders to
improve old people’s homes, 14 million to repair schools, and 14 million to
purchase solar panels for schools. Eleven million guilders will be invested in
public health of which 6 million to improve the out-patients building, and 5
million to purchase new equipment. In the coming years 72 million guilders will
be invested to improve the local infrastructure, of which 30 million will be
invested this year.
The program also has 2 million guilders reserved to improve local beaches, and 5
million to combat crime. Minister of Justice, Nelson Navarro (PAIS) stated
yesterday that this amount will be used to purchase weapons, bulletproof vests
and new vehicles. The program has further reserved an amount to build a
Curaçao Marine Center at dock company CDM. This involves an amount of 9
million guilders, according to Jardim.
The government of Curaçao will approach the capital market to finance the
investment program. In first instance the government will attempt to contract a
loan of 60 million guilders. The government hopes to make use of the existing
subscription of the Dutch government so that Curaçao can obtain a low interest.
According to the minister of Finance, meetings were already held on this matter

2. with the College financieel toezicht (Cft). The minister didn’t preclude that the
government would approach the capital market later in the year to finance the
remaining social-economic projects.
During the press conference Jardim emphasized that the policy of the current
government is not only to increase its revenues and reduce its expenses but also
includes investments in the local economy. The aim of the announced
investments is to breathe new life into the economy.
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Investors Come to the Antilles Look What We Have Found
American Investors along with their Aruba counterparts have by all
indications uncovered an alleged organized illegal Business Banking
system in the Dutch Antilles. It looks allegedly to be specifically designed
to steal wealth from Investors. It seems to be protected by the Dutch
Court System. Allegedly once you sign a contract with any part of this
system you will be taken for a financial ride where the system is
allegedly designed to shake you down for all your capital and
possessions. It is alleged that the system continues simply because it is
Dutch driven. Those caught in this trap are told to remain silent. Eduardo
De Veer (Owner of the Renaissance Hotel Aruba and Renaissance Hotel
Curacao) eluded to this through his attorney during the Aqua Spa case.
His attorney remarked “But you went to the media.”
These Americans have watched Orco-Aruba Bank and The Renaissance
Hotel Curacao and it's owner Eduardo De Veer seemingly act much like a
criminal organization to allegedly steal a Spa built with Aqua Spa's
Capital. They have watched Aruba-Orco Bank allegedly use all means it
could to not only close Aqua Spa but use their Bank executive Sharon
Frankel to allegedly tamper with the Plaintiff's business and at least two
of its employees in Aruba called “Mena's Skin Care”. Aruba-Orco Bank
sat with the Renaissance Hotel as they supported each other through the
entire court case. Aruba-Orco Bank continuously tried through
gamesmanship to kill the Aqua Spa case that would have provided the
money they claimed to be seeking. In the US these people would be
under investigation by multiple agencies.
It is nauseating to witness all this effort as they were allegedly partnered
with the Renaissance in what is looking like a planned illegal business
operation that has and continues to this day in the Antilles. During the
court case The Bank did Lie when they claimed they did not close the
Spa, as evidence submitted shows.

3. Allegedly Aruba-Orco Bank has used a bailiff Marilyn Kock to harass and
create unreasonable acts of aggression towards Mena's Skin Care
business and her clients affecting the operation of this business. These
alleged unreasonable, over the top acts by Aruba-Orco bank and their
agent Marilyn Kock have caused damage to her business. It is an
unscrupulous type behavior that is off the map for any legal banking
Institution to be involved in. Marilyn Kock made up to 10 visits including
one where she called police. She stayed 3 hours allegedly harassing
employees and clients, threatening to enter the business and go through
all of the files. When Marilyn Kock was asked to produce the papers
allowing this, she could not and the police sent her away.
In a recent court decision relating, the Dutch Court says they have no
jurisdiction over court employees including Marilyn Kock. This seems to
drive the people towards taking their own justice? How can this be? This
looks to be a verdict used to protect the existing illegal operation. It
sustains the bailiff and protects their alleged illegal system against
others who have court cases waiting. In the Aqua Spa verdict the Judge
said “I cannot sit in the seat of the Banker.”This one statement clearly
identifies a court system run by the Banks where they are the Judge.
This is potentially what awaits you when you conduct business in the
Antilles.
Please don't get caught up in the Dutch controlled court system to seek
relief. It seems to be a complete waste of money and your time. There is
little transparency in what they do. In many cases its alleged they just
delay the verdict to create costs and allow their system to continue as
you are tapped. Do not fight them in a court that allegedly is specifically
there to keep this illegal system in place as these Americans have found
out. Allegedly all attorneys including the one you secure work for the
illegal system as they take your money but fall down for the illegal
system. Just stay away from the Antilles as the illegal operation looks to
be entrenched, across the board on these Islands.
Natalee Holloway and her family were treated in a very unusual manner.
We now realize it was the Dutch controlled system that was the driver of
the stonewalling that occurred during her disappearance. These Antillean
people are good souls being allegedly held hostage to a Dutch system
that is tapping their wealth and creating debt as a few Dutch Bankers,
and Holland Politicians plus a few selected Antillean Business people get
wealthy while they diminish their own country and its people in a
treasonous type action.
Aruba-Orco bank, always claimed they just wanted their money back.
Its alleged that Aruba Bank has already received payment for the Spa.
Allegedly Eduardo de Veer and Bas the CEO of Orco-Aruba bank met and

4. came to an agreement for the price of the Spa prior to their collisional act
of closing Aqua Spa.
As business people the Americans have never understood why Aruba-
Orco bank would barge in unannounced at the height of the Christmas
season, demand the loan payment in full or they were closing the Spa.
Why would a legal Bank damage their investment like that? Once it was
closed the value diminished and the bargaining power the bank had
against the Renaissance was gone. It was because they allegedly had
already sold the Spa to the Renaissance.
They could have easily negotiated with the Renaissance and sold the Spa
in the open above the board legally like an ethical Banking Institution
would do. This is not how an illegal system that has court backup works
though. Instead Aruba-Orco Bank allegedly looked at this as a chance to
get paid for the Spa plus collect the collateral that was put up as surety
for the loan by freezing out Aqua Spa in the deal they struck. This seems
to be an illegal Banking-Business operation that was caught in the act.
Aruba-Orco Bank's alleged Illegal and Criminal Acts
1. The Aqua Spa loan was tied directly to a Lease Agreement that was
predatory and so restrictive it made the Spa unsellable. The Renaissance
Hotel was to receive 28% of the first 1 Million dollars that went through
its system or gross. No business can survive someone taking all the
profits as this lease agreement ensured.
In an act of alleged Banking Loan Fraud Aruba-Orco bank wrote the
contract and presented this loan corner stoned by this Predatory lease
contract knowing that the business would never succeed under that lease
contract. There are still loans being wrote to these predatory type
contracts as the system continues to entrap with allegedly the Dutch
Court System their protection. This is completely off the map of anyone's
understanding of why they would risk this being disclosed to the world's
Business and Banking community.
2. The negotiated loan contract and written loan contract were different.
When the borrowers went back just hours after signing the loan to
discuss what they had discovered they were told its too late to change
what have you signed? Why was this contract written in English when
that is the 3rd
language of most Arubans.
It is absolutely infuriating to the Americans involved in this case. It
means from the very beginning these people were allegedly picked and
groomed by Aruba Bank to take their wealth. How can this happen in a
civilized country. How can people working for Aruba-Orco bank use their

5. their respected position in the community and their friendship with these
Spa people to deliver them into a trap that would take their wealth?
Shelia Van Veen even told Emile your Mom has lost it all? These are
despicable people with no conscience or sense of community. It is no
wonder Arubans do not trust one another.
3. That Aruba-Orco Bank Loan contract held not one line of protective
language which should be standard to guard the disbursement of funds.
This is a Banking Industry standard and part of Aruba-Orco Banks
previous Contracts. Why was it removed in this contract? Is this an act of
premeditated Banking Loan Fraud? Why did the Court not address this in
their verdict? This is obscene and should be a warning to all
contemplating spending any money in the Antilles. All judges are direct
out of Holland as is this alleged illegal type Banking Business system.
This is allegedly why the Court has turned away as if they didn't see what
has happened. In this denial they protect the money stream from the
Antilles to the mother country. PLEASE DO NOT GET ENTANGLED WITH
THIS UPSIDE DOWN SYSTEM!!
4. Why was no Aruba-Orco Bank construction supervisor appointed as
was required by the contract? This Is alleged act of premeditated
Banking Loan Fraud.
5. These two acts are just the beginning of what is a series of alleged
premeditated illegal and criminal type acts by a Business-Banking
operation designed to only generate loan failure. Aruba-Orco Bank put
this loan and the collateral used for surety at an unreasonable risk
through these negligent and questionable acts. The question begs why
would they do this unless they were seeking loan failure? Why did the
Curacao court not even mention this in their verdict?
6. During Construction Giselle Gillio account representative for Orco bank
visited and asked to check the construction moneys remaining. She
remarked that it was quite substantial. One week later the job went into
a slowdown. There were days when no one was on the site. Many days
the few workers present were standing around and smoking marijuana
when there was a construction deadline looming.
7. Aqua Spa immediately asked to meet with the Bank at the site to
discuss this. Giselle Gillio met with Aqua Spa and was asked where is the
Bank oversight, we feel we are being stolen from? Giselle answered
that's why we have Bruce here, signaling that they did not have their
own supervisor but allowed Eduardo De Veer of the Renaissance Hotel
Curacao to appoint his person as the supervisor. Instead of the
Independent Construction Supervisor being appointed by Aruba-Orco
Bank, Bruce was introduced by The Renaissance Curacao as “The only

6. person who could bring the project in on time and within the budget”. He
failed miserably as the costs and construction time exploded. He
trumped his earnings with no penalties for missed completion dates and
the cost over runs he and the Bank allegedly created by the slow down
that occurred.
Eduardo demanded that up to 2 million be invested in that Spa and that it
was done to his specifications. The costs without the Independent Bank
supervision ran 35% over the estimate. The slow down doubled the
length of time it took to complete. These two single acts generated by
negligence or premeditation by Aruba-Orco banks failure to act in a
reasonable and accepted banking practice manner caused the costs to
explode.
8. When Aqua Spa went back to talk with Aruba-Orco bank about start up
capital now needed the bank replied you are on your own. This fprced
Aqua Spa to seek outside investors. No Bank does this. Its you are on
your own? Its their investment too or was it? Thery sure never acted like
it belonged to them. What was the bank going to do, use Bank tellers to
run it or just let it die? Maybe they planned on handing it over to the
Renaissance right there. It now became evident why all protective
language was removed, why no supervisor for the bank was appointed,
why Giselle Gillio came to check the books and the slowdown happened
immediately after her visit. Why at 150 days after opening Giselle said
“we are thinking we will have to take your Spa to auction.” This at the
same time Aqua Spa broke even months ahead of schedule.
Emile the Spa director went outside of the alleged boycott of the
Renaissance Hotel and was able to market more guests from outside
Hotels than the boycott of the Hotel Renaissance was providing. At this
time the boycott by the Renaissance allegedly went into full force and
clients from the 200 room Renaissance Curacao Hotel diminished to less
than one per day. Eddie De Veer Junior told Emile “I will not lift a finger
to help you.” Its alleged that this was planned by the Renaissance
Curacao and Aruba-Orco bank to fail so to get at the Jardines Condos
used as collateral. This allegedly allowed Eduardo De Veer, Aruba-Orco
banks business partner in this swindle to get a World Class Spa right
when its finished and ready to go for little to nothing.
9.Many actions by Aruba-Orco Bank made little to no business sense. It
became evident that their activity was not within Standard Banking
practices. In March of 2010 Giovani Anthony in an email stated that
Aruba-Orco bank and its board had decided to back up Aqua Spa in their
Boycott case against Eduardo De Veer and the Renaissance Hotel
Curacao. They never did. In fact they stood against Aqua Spa from the
day they presented the original loan contract for signing. They changed

7. the written contract that was earlier agreed upon by all parties in their
loan contract meetings.
10. In another suspicious act the second part of that email introduced
that Takeover Agreement. It was presented as a crucial document that
must be signed in order to safely move that loan back to Aruba. Giovani
Anthony used multiple tactics to pressure the plaintiffs to sign that
illegitimate contract. In one act of alleged tampering they contacted
Aqua Spa's accountant, Anthony Croes and had him arrange a meeting at
his Deloitte and Touche offices where the plaintiff might feel more at
ease. Anthony Croes told the plaintiffs you have to sign this Takeover
Agreement which he then later denied saying.
This was not signed as it contained fraudulent statements and would
have made the Plaintiffs slaves for life as they turned over all that they
owned to this Bank. It made them solely responsible for all those issues
Aruba-Orco Bank failed to do as a trusted Institution should have. It was
not needed as an attorney representing Aqua Spa told the Bank.
At this point it became evident that although Anthony Croes was the
Plaintiff's accountant he seemed to be working for Aruba-Orco bank's
best interest while allegedly passing confidential information to Aruba-
Orco bank.
150 days after opening of the Spa they broke even, ahead of schedule. At
the same time, out of the blue Giselle Gillio told the Spa manager Emile
we will likely take you to auction. The next day Shelia Van Veen told
Emile “Your Mom has lost it all.” Sixteen months later Aruba-Orco bank
closed the Spa and the Renaissance froze them out not allowing entry
while Aruba-Orco Bank did nothing. Two months later Aruba-Orco Bank
sold the Spa furnishings in an alleged fixed public auction to the
Renaissance Hotel. There is testimony that the Bailiff was told by
Naglemakers the attorney for Aruba-Orco Bank to open the Bid at 75K
AWG. Next the Renaissance would immediately bid 76kAWG. He was to
take that bid and close the auction as he did. This allegedly is collusion
and shows the illegal type contact between these two. This action was
outside of the law and their contractual obligations to Aqua Spa.
In a recent verdict from this case The Renaissance Hotel Curacao was
found guilty of the damages. The court spent a good portion of the
verdict exonerating Aruba-Orco Bank. Aruba-Orco Bank the alleged
driver of this illegal operation and the Entity that took the lead attorney
position in the Aqua Spa lawsuit was let off the hook and found free of
any wrong doing. In that action the verdict implicated the Curacao Court
as an active player in this illegal system.

8. There is absolutely no way that The Renaissance could have carried out
all the court claims if there had been ethically operating Bank involved as
the lender. The court is the last line of defense against crime and
protection of the rule of law. Until the Court system is flushed of this
alleged corrupt system it is best not to engage in any Business or
Banking in the Antilles.