Small personal loans are in great demand in India. These loans can come handy in taking care of urgent needs, whether it is shopping for an expensive item, paying utility bills, or financial emergencies like paying fees for higher education and availing medical treatment.

1. How to obtain
funds of Rs 1
lakh?

2. Monthly earnings
01
The lender assesses
your income to
evaluate your
repayment capacity.
02 They also check your
employer's credibility.

3. A DTI of less than 50% is
preferable.
Debt-to-income
percentage

4. The lender examines
your credit report to
learn about your credit
history.
Creditworthiness

5. Age
You are eligible for funds
if your age is between 21
and 58.
Age

6. How to determine
the EMI of a Rs 1
lakh loan?
You may calculate it
using an EMI calculator
or applying a manual
formula.

7. 01
The step-by-step calculation for a
personal loan EMI
Enter the fund value
02
Select interest rate
03
Choose repayment
tenure

8. Herofincorp
“Obtaining Rs 1 lakh is not difficult if
you meet the criteria listed above.”
“

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Thanks!
Would Love to hear from you.
Hero Fincorp Limited
09, Basant Lok, Vasant Vihar, New Delhi - 110057
Tel : 18001024145
Email : customer.care@herofincorp.com
Website : https://www.herofincorp.com/
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