The financial industry is currently undergoing significant disruption, particularly in South Africa. With under 20% of the population of Malawi able to utilise traditional financial services, the government seeks to promote financial inclusion and accessibility by encouraging banks to invest in new technologies.

1. FDH BANK DIGITAL PRODUCTS:
DR THOMSON MPINGANJIRA
MAKING BANKING
MORE INCLUSIVE

2. 2 | Dr Thomson Mpinganjira
Making Banking More
Inclusive
THE FINANCIAL INDUSTRY IS CURRENTLY UNDERGOING SIGNIFICANT
DISRUPTION, PARTICULARLY IN SOUTH AFRICA. WITH UNDER 20% OF THE
POPULATION OF MALAWI ABLE TO UTILISE TRADITIONAL FINANCIAL
SERVICES, THE GOVERNMENT SEEKS TO PROMOTE FINANCIAL INCLUSION AND
ACCESSIBILITY BY ENCOURAGING BANKS TO INVEST IN NEW TECHNOLOGIES.
WRITTER: DR THOMSON MPINGANJIRA
FDH BANK DIGITAL PRODUCTS

3. Dr Thomson Mpinganjira | 3
L
eading financial institution FDH Bank currently
enjoys a 15% share of Malawi’s banking mar-
ket. Since acquiring the Malawi Savings Bank in
2015, FDH Bank has invested considerable resources in
developing new digital products, promoting financial
inclusivity throughout Malawi by delivering a compre-
hensive range of services customers can access an-
ywhere, anytime, from their mobile device.
As William Mpinganjira, Deputy Managing Director of
FDH Bank, explained to Technology Magazine, by digi-
tising internal processes, FDH Bank made it easier for
customers to engage online or via their mobile phone,
promoting efficiency and convenience.
FDH Bank is proud to offer a variety of innovative digi-
tal products today, including FDH Mobile, FDH One-
Click, WhatsApp Banking, Open Ufulu Digital Account,
SmartPay, FDH Wallet, and FDH InstaLoan.
As the founder of FDH Bank and several other highly
successful financial institutions, Thomson Mpinganji-
ra is considered one of the most important Malawian
business leaders of his generation.
As the founder
of FDH Bank
and several
other highly
successful financial
institutions,
Thomson
Mpinganjira is
considered one of
the most important
Malawian business
leaders of his
generation.

4. Read more about this leading
Malawian bank by visiting the blog of
Dr Thomson Mpinganjira.
DR THOMSON MPINGANJIRA